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    <submissionType>1-A POS</submissionType>
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      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0000910492</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
        <offeringFileNumber>024-11585</offeringFileNumber>
      </filer>
    </filerInfo>
  </headerData>
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      <issuerName>Fidelity Federal Bancorp</issuerName>
      <jurisdictionOrganization>NV</jurisdictionOrganization>
      <yearIncorporation>1993</yearIncorporation>
      <cik>0000910492</cik>
      <sicCode>6021</sicCode>
      <irsNum>35-1894432</irsNum>
      <fullTimeEmployees>192</fullTimeEmployees>
      <partTimeEmployees>0</partTimeEmployees>
    </employeesInfo>
    <issuerInfo>
      <street1>18 NW 4th Street</street1>
      <city>Evansville</city>
      <stateOrCountry>IN</stateOrCountry>
      <zipCode>47708</zipCode>
      <phoneNumber>812-424-0921</phoneNumber>
      <connectionName>John Tanselle</connectionName>
      <industryGroup>Banking</industryGroup>
      <cashEquivalents>317973000.00</cashEquivalents>
      <investmentSecurities>791304000.00</investmentSecurities>
      <loans>407082000.00</loans>
      <propertyAndEquipment>26908000.00</propertyAndEquipment>
      <totalAssets>1868644000.00</totalAssets>
      <accountsPayable>14171000.00</accountsPayable>
      <deposits>1461707000.00</deposits>
      <longTermDebt>185900000.00</longTermDebt>
      <totalLiabilities>1694817000.00</totalLiabilities>
      <totalStockholderEquity>149936000.00</totalStockholderEquity>
      <totalLiabilitiesAndEquity>1868644000.00</totalLiabilitiesAndEquity>
      <totalInterestIncome>16711000.00</totalInterestIncome>
      <totalInterestExpenses>4929000.00</totalInterestExpenses>
      <depreciationAndAmortization>2154000.00</depreciationAndAmortization>
      <netIncome>7529000.00</netIncome>
      <earningsPerShareBasic>3.56</earningsPerShareBasic>
      <earningsPerShareDiluted>3.56</earningsPerShareDiluted>
      <nameAuditor>BKD LLP</nameAuditor>
    </issuerInfo>
    <commonEquity>
      <commonEquityClassName>Common Stock</commonEquityClassName>
      <outstandingCommonEquity>1943366</outstandingCommonEquity>
      <commonCusipEquity>000000N/A</commonCusipEquity>
      <publiclyTradedCommonEquity>N/A</publiclyTradedCommonEquity>
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    <preferredEquity>
      <preferredEquityClassName>Series A</preferredEquityClassName>
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      <publiclyTradedPreferredEquity>N/A</publiclyTradedPreferredEquity>
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    <preferredEquity>
      <preferredEquityClassName>Series B</preferredEquityClassName>
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      <preferredCusipEquity>000000N/A</preferredCusipEquity>
      <publiclyTradedPreferredEquity>N/A</publiclyTradedPreferredEquity>
    </preferredEquity>
    <preferredEquity>
      <preferredEquityClassName>Series C</preferredEquityClassName>
      <outstandingPreferredEquity>4000</outstandingPreferredEquity>
      <preferredCusipEquity>000000N/A</preferredCusipEquity>
      <publiclyTradedPreferredEquity>N/A</publiclyTradedPreferredEquity>
    </preferredEquity>
    <preferredEquity>
      <preferredEquityClassName>Series D</preferredEquityClassName>
      <outstandingPreferredEquity>4300</outstandingPreferredEquity>
      <preferredCusipEquity>000000N/A</preferredCusipEquity>
      <publiclyTradedPreferredEquity>N/A</publiclyTradedPreferredEquity>
    </preferredEquity>
    <debtSecurities>
      <debtSecuritiesClassName>Junior subordinated debentures</debtSecuritiesClassName>
      <outstandingDebtSecurities>35000000</outstandingDebtSecurities>
      <cusipDebtSecurities>000000N/A</cusipDebtSecurities>
      <publiclyTradedDebtSecurities>N/A</publiclyTradedDebtSecurities>
    </debtSecurities>
    <debtSecurities>
      <debtSecuritiesClassName>Junior subordinated debentures</debtSecuritiesClassName>
      <outstandingDebtSecurities>3093000</outstandingDebtSecurities>
      <cusipDebtSecurities>000000N/A</cusipDebtSecurities>
      <publiclyTradedDebtSecurities>N/A</publiclyTradedDebtSecurities>
    </debtSecurities>
    <debtSecurities>
      <debtSecuritiesClassName>Junior subordinated debentures</debtSecuritiesClassName>
      <outstandingDebtSecurities>5155000</outstandingDebtSecurities>
      <cusipDebtSecurities>000000N/A</cusipDebtSecurities>
      <publiclyTradedDebtSecurities>N/A</publiclyTradedDebtSecurities>
    </debtSecurities>
    <debtSecurities>
      <debtSecuritiesClassName>Subordinated debentures</debtSecuritiesClassName>
      <outstandingDebtSecurities>8000000</outstandingDebtSecurities>
      <cusipDebtSecurities>000000N/A</cusipDebtSecurities>
      <publiclyTradedDebtSecurities>N/A</publiclyTradedDebtSecurities>
    </debtSecurities>
    <debtSecurities>
      <debtSecuritiesClassName>Promissory note</debtSecuritiesClassName>
      <outstandingDebtSecurities>5000000</outstandingDebtSecurities>
      <cusipDebtSecurities>000000N/A</cusipDebtSecurities>
      <publiclyTradedDebtSecurities>N/A</publiclyTradedDebtSecurities>
    </debtSecurities>
    <debtSecurities>
      <debtSecuritiesClassName>Demand note</debtSecuritiesClassName>
      <outstandingDebtSecurities>176000</outstandingDebtSecurities>
      <cusipDebtSecurities>000000N/A</cusipDebtSecurities>
      <publiclyTradedDebtSecurities>N/A</publiclyTradedDebtSecurities>
    </debtSecurities>
    <debtSecurities>
      <debtSecuritiesClassName>Junior subordinated debentures</debtSecuritiesClassName>
      <outstandingDebtSecurities>30000000</outstandingDebtSecurities>
      <cusipDebtSecurities>000000N/A</cusipDebtSecurities>
      <publiclyTradedDebtSecurities>N/A</publiclyTradedDebtSecurities>
    </debtSecurities>
    <debtSecurities>
      <debtSecuritiesClassName>Junior subordinated debentures</debtSecuritiesClassName>
      <outstandingDebtSecurities>23500000</outstandingDebtSecurities>
      <cusipDebtSecurities>000000N/A</cusipDebtSecurities>
      <publiclyTradedDebtSecurities>N/A</publiclyTradedDebtSecurities>
    </debtSecurities>
    <issuerEligibility>
      <certifyIfTrue>true</certifyIfTrue>
    </issuerEligibility>
    <applicationRule262>
      <certifyIfNotDisqualified>true</certifyIfNotDisqualified>
    </applicationRule262>
    <summaryInfo>
      <indicateTier1Tier2Offering>Tier1</indicateTier1Tier2Offering>
      <financialStatementAuditStatus>Audited</financialStatementAuditStatus>
      <securitiesOfferedTypes>Equity (common or preferred stock)</securitiesOfferedTypes>
      <offerDelayedContinuousFlag>N</offerDelayedContinuousFlag>
      <offeringYearFlag>N</offeringYearFlag>
      <offeringAfterQualifFlag>N</offeringAfterQualifFlag>
      <offeringBestEffortsFlag>N</offeringBestEffortsFlag>
      <solicitationProposedOfferingFlag>N</solicitationProposedOfferingFlag>
      <resaleSecuritiesAffiliatesFlag>N</resaleSecuritiesAffiliatesFlag>
      <securitiesOffered>48867</securitiesOffered>
      <outstandingSecurities>1943973</outstandingSecurities>
      <pricePerSecurity>78.0000</pricePerSecurity>
      <issuerAggregateOffering>78.00</issuerAggregateOffering>
      <securityHolderAggegate>0.00</securityHolderAggegate>
      <qualificationOfferingAggregate>0.00</qualificationOfferingAggregate>
      <concurrentOfferingAggregate>0.00</concurrentOfferingAggregate>
      <totalAggregateOffering>78.00</totalAggregateOffering>
      <estimatedNetAmount>0.00</estimatedNetAmount>
      <clarificationResponses>Please see Note 17 and Note 30 in issuer's Audited Financial Statements included as Annex E to this proxy statement/offering circular for further information regarding issuer's Debt Securities.</clarificationResponses>
    </summaryInfo>
    <juridictionSecuritiesOffered>
      <jurisdictionsOfSecOfferedNone>true</jurisdictionsOfSecOfferedNone>
      <issueJuridicationSecuritiesOffering>CA</issueJuridicationSecuritiesOffering>
      <issueJuridicationSecuritiesOffering>IN</issueJuridicationSecuritiesOffering>
      <issueJuridicationSecuritiesOffering>MD</issueJuridicationSecuritiesOffering>
      <issueJuridicationSecuritiesOffering>NY</issueJuridicationSecuritiesOffering>
      <issueJuridicationSecuritiesOffering>TX</issueJuridicationSecuritiesOffering>
    </juridictionSecuritiesOffered>
    <securitiesIssued>
      <securitiesIssuerName>Fidelity Federal Bancorp</securitiesIssuerName>
      <securitiesIssuerTitle>Junior Subordinated Debentures</securitiesIssuerTitle>
      <securitiesIssuedTotalAmount>35000000</securitiesIssuedTotalAmount>
      <securitiesPrincipalHolderAmount>0</securitiesPrincipalHolderAmount>
      <securitiesIssuedAggregateAmount>$35,000,000 in denominations of $100</securitiesIssuedAggregateAmount>
    </securitiesIssued>
    <unregisteredSecuritiesAct>
      <securitiesActExcemption>Section 4(a)(2) of the Securities Act of 1933, as amended and Rule 506(b) of Regulation D. The issuer did not engage in general solicitation or advertising to offer to sell the securities, and the securities were sold only to accredited investors.</securitiesActExcemption>
    </unregisteredSecuritiesAct>
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