Consolidated Statements of Cash Flows (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash flows from operating activities:
Net income	$ 44,229	$ 28,472
Adjustments to reconcile net income to net cash provided by operating activities:
Net premium amortization on loans	13,217	16,207
Net amortization on securities and borrowings	3,070	870
Net provision for loan and real estate losses	18,626	80,829
Depreciation and amortization	5,795	5,593
Net gain on sales of loans	(1,814)	(1,973)
Net loss (gain) on dispositions of premises and equipment	270	(13)
Other asset impairment charges	441	1,612
Originations of loans held-for-sale	(88,947)	(115,237)
Proceeds from sales and principal repayments of loans held-for-sale	119,055	123,299
Stock-based compensation and allocation of ESOP stock	10,379	9,385
Decrease in accrued interest receivable	2,422	468
Mortgage servicing rights amortization and valuation allowance adjustments, net	1,120	1,486
Bank owned life insurance income and insurance proceeds received, net	4,543	(4,352)
Decrease (increase) in other assets	33,295	(25,711)
(Decrease) increase in accrued expenses and other liabilities	(39,689)	13,737
Net cash provided by operating activities	126,012	134,672
Cash flows from investing activities:
Originations of loans receivable	(966,649)	(1,406,022)
Loan purchases through third parties	(420,750)	(245,332)
Principal payments on loans receivable	1,991,150	1,901,613
Proceeds from sales of delinquent and non-performing loans	16,319	22,987
Purchases of securities held-to-maturity	(356,744)	(390,890)
Principal payments on securities held-to-maturity	390,802	699,839
Principal payments on securities available-for-sale	119,294	135,917
Net redemptions (purchases) of Federal Home Loan Bank of New York stock	20,149	(6,839)
Proceeds from sales of real estate owned, net	47,612	44,428
Purchases of premises and equipment	(6,148)	(4,678)
Proceeds from sales of premises and equipment	14,396
Net cash provided by investing activities	849,431	751,023
Cash flows from financing activities:
Net decrease in deposits	(388,380)	(563,797)
Net increase (decrease) in borrowings with original terms of three months or less	58,000	(90,000)
Proceeds from borrowings with original terms greater than three months		525,000
Repayments of borrowings with original terms greater than three months	(641,000)	(500,000)
Net increase in mortgage escrow funds	9,541	17,542
Cash dividends paid to stockholders	(24,707)	(24,349)
Cash received for options exercised		112
Net tax benefit excess from stock-based compensation	67	124
Net cash used in financing activities	(986,479)	(635,368)
Net (decrease) increase in cash and cash equivalents	(11,036)	250,327
Cash and cash equivalents at beginning of period	119,016	111,570
Cash and cash equivalents at end of period	107,980	361,897
Supplemental disclosures:
Interest paid	169,147	223,801
Income taxes paid	34,920	37,605
Additions to real estate owned	44,779	46,565
Loans transferred to held-for-sale	$ 17,397	$ 34,528