UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K
CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of report (Date of earliest event reported): August 16, 2002

ASTORIA FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Delaware	0-22228	11-3170868
(State or other jurisdiction of incorporation or organization)	(Commission File No.)	(IRS Employer Identification No.)

ONE ASTORIA FEDERAL PLAZA, LAKE SUCCESS, NEW YORK 11042-1085

(Address of principal executive offices, including zip code)

Registrant’s telephone number, including area code: (516)327-3000

NOT APPLICABLE
(Former name or former address, if changed since last report)

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TABLE OF CONTENTS

	ITEMS 1 THROUGH 6 AND 8. NOT APPLICABLE
	ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS
	ITEM 9. REGULATION FD DISCLOSURE
SIGNATURES
EXHIBIT INDEX
EX-99.1: TEXT OF WRITTEN PRESENTATION

ITEMS 1 THROUGH 6 AND 8. NOT APPLICABLE

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(c)	Exhibits.
	The following Exhibits are furnished as part of this report:

99.1 Text of written presentation Astoria Financial Corporation intends to make available to interested investors and analysts during the quarter ending September 30, 2002 which includes, among other things, a review of financial results and trends through the period ended June 30, 2002. The presentation material will also be posted on the Company’s investor relations website.

ITEM 9. REGULATION FD DISCLOSURE.

         Astoria Financial Corporation updated its written investor presentation material, which includes, among other things, a review of financial results and trends through the period ended June 30, 2002. Astoria Financial Corporation intends to post this material on its website in addition to furnishing it to interested investors and analysts during the quarter ending September 30, 2002.

         The information provided pursuant hereto shall not be deemed incorporated by reference by any general statement incorporating by reference this Form 8-K into any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, and shall not otherwise be deemed filed under such Acts.

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SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

ASTORIA FINANCIAL CORPORATION

/S/ Peter J. Cunningham

Peter J. Cunningham
First Vice President and
Director of Investor Relations

Dated: August 16, 2002

EXHIBIT INDEX

Exhibit Number	Description
99.1	Text of written presentation Astoria Financial Corporation intends to post on its website and make available to interested investors and analysts during the quarter ending September 30, 2002. The presentation includes, among other things, a review of financial results and trends through the period ended June 30, 2002.

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