<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Condensed Consolidated Statement of Financial Condition as of June 30, 2000
and the Condensed Consolidated Statement of Income for the six months ended
June 30, 2000 and is qualified in its entirety by reference to such
financial statements.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                         126,028
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               196,270
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  8,105,825
<INVESTMENTS-CARRYING>                       1,831,232
<INVESTMENTS-MARKET>                         1,756,314
<LOANS>                                     10,845,906
<ALLOWANCE>                                     78,020
<TOTAL-ASSETS>                              22,200,999
<DEPOSITS>                                   9,814,688
<SHORT-TERM>                                   639,545
<LIABILITIES-OTHER>                            360,801
<LONG-TERM>                                  9,981,867
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      2,000
<COMMON>                                           555
<OTHER-SE>                                   1,276,543
<TOTAL-LIABILITIES-AND-EQUITY>              22,200,999
<INTEREST-LOAN>                                380,281
<INTEREST-INVEST>                              375,794
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               756,075
<INTEREST-DEPOSIT>                             196,327
<INTEREST-EXPENSE>                             495,941
<INTEREST-INCOME-NET>                          260,134
<LOAN-LOSSES>                                    2,005
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 14,235
<INCOME-PRETAX>                                183,339
<INCOME-PRE-EXTRAORDINARY>                     111,357
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   111,357
<EPS-BASIC>                                       2.23
<EPS-DILUTED>                                     2.20
<YIELD-ACTUAL>                                    2.37
<LOANS-NON>                                     37,387
<LOANS-PAST>                                     1,827
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  2,011
<ALLOWANCE-OPEN>                                76,578
<CHARGE-OFFS>                                    1,754
<RECOVERIES>                                     1,191
<ALLOWANCE-CLOSE>                               78,020
<ALLOWANCE-DOMESTIC>                            78,020
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0