CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
ASSETS:
Cash and due from banks	$ 129,944	$ 200,538
Available-for-sale securities:
Encumbered	35,080	81,481
Unencumbered	244,965	335,317
Total available-for-sale securities	280,045	416,798
Held-to-maturity securities, fair value of $2,690,546, and $2,286,092, respectively:
Encumbered	1,194,685	1,123,480
Unencumbered	1,545,447	1,173,319
Total held-to-maturity securities	2,740,132	2,296,799
Federal Home Loan Bank of New York stock, at cost	124,807	131,137
Loans held-for-sale, net	11,584	8,960
Loans receivable	10,417,187	11,153,081
Allowance for loan losses	(86,100)	(98,000)
Loans receivable, net	10,331,087	11,055,081
Mortgage servicing rights, net	10,130	11,014
Accrued interest receivable	34,994	34,996
Premises and equipment, net	101,021	109,758
Goodwill	185,151	185,151
Bank owned life insurance	441,064	439,646
Real estate owned, net	15,144	19,798
Other assets	153,549	166,535
Total assets	14,558,652	15,076,211
LIABILITIES:
Deposits	8,877,055	9,106,027
Borrowings, net	3,634,752	3,964,222
Mortgage escrow funds	112,975	115,435
Accrued expenses and other liabilities	219,797	227,079
Total liabilities	12,844,579	13,412,763
STOCKHOLDERS’ EQUITY:
Preferred stock, $1.00 par value; 5,000,000 shares authorized: Series C (150,000 shares authorized; and 135,000 shares issued and outstanding)	129,796	129,796
Common stock, $0.01 par value (200,000,000 shares authorized; 166,494,888 shares issued; and 101,210,478 and 100,721,358 shares outstanding, respectively)	1,665	1,665
Additional paid-in capital	830,417	902,349
Retained earnings	2,155,785	2,045,391
Treasury stock (65,284,410 and 65,773,530 shares, at cost, respectively)	(1,346,709)	(1,357,136)
Accumulated other comprehensive loss	(56,881)	(58,617)
Total stockholders’ equity	1,714,073	1,663,448
Total liabilities and stockholders’ equity	$ 14,558,652	$ 15,076,211