Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2015

Regulatory Capital Ratios for Company in Comparison With Minimum Amounts and Ratios Required by Federal Reserve Board of Governors

The following tables present the regulatory capital ratios for the Company at December 31, 2015 and 2014, in comparison with the minimum amounts and ratios required by the FRB for capital adequacy purposes:

						Risk-Based Capital
At December 31, 2015	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	3,558,415		10.49	%	$	3,644,872		10.75	%	$	4,086,913		12.05	%	$	3,644,872		7.77	%
Minimum for capital adequacy purposes		1,526,064		4.50			2,034,752		6.00			2,713,003		8.00			1,876,006		4.00
Excess	$	2,032,351		5.99	%	$	1,610,120		4.75	%	$	1,373,910		4.05	%	$	1,768,866		3.77	%

	Risk-Based Capital
At December 31, 2014	Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total regulatory capital	$	3,731,430		12.30	%	$	3,919,248		12.92	%	$	3,731,430		8.04	%
Minimum for capital adequacy purposes		1,213,802		4.00			2,427,605		8.00			1,856,755		4.00
Excess	$	2,517,628		8.30	%	$	1,491,643		4.92	%	$	1,874,675		4.04	%

Actual Capital Amounts and Ratios for Community Bank in Comparison to Minimum Amounts and Ratios Required

The following tables present the actual capital amounts and ratios for the Community Bank at December 31, 2015 and 2014 in comparison to the minimum amounts and ratios required for capital adequacy purposes.

						Risk-Based Capital
At December 31, 2015	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	3,478,429		11.04	%	$	3,478,429		11.04	%	$	3,645,262		11.57	%	$	3,478,429		8.05	%
Minimum for capital adequacy purposes		1,417,588		4.50			1,890,117		6.00			2,520,156		8.00			1,729,021		4.00
Excess	$	2,060,841		6.54	%	$	1,588,312		5.04	%	$	1,125,106		3.57	%	$	1,749,408		4.05	%

	Risk-Based Capital
At December 31, 2014	Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total regulatory capital	$	3,285,870		12.02	%	$	3,461,741		12.66	%	$	3,285,870		7.73	%
Minimum for capital adequacy purposes		1,093,835		4.00			2,187,669		8.00			1,701,174		4.00
Excess	$	2,192,035		8.02	%	$	1,274,072		4.66	%	$	1,584,696		3.73	%

Actual Capital Amounts and Ratios for Commercial Bank in Comparison With Minimum Amounts and Ratios Required

The following tables present the actual capital amounts and ratios for the Commercial Bank at December 31, 2015 and 2014 in comparison to the minimum amounts and ratios required for capital adequacy purposes:

						Risk-Based Capital
At December 31, 2015	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	384,221		14.15	%	$	384,221		14.15	%	$	400,058		14.74	%	$	384,221		10.01	%
Minimum for capital adequacy purposes		122,152		4.50			162,870		6.00			217,160		8.00			153,507		4.00
Excess	$	262,069		9.65	%	$	221,351		8.15	%	$	182,898		6.74	%	$	230,714		6.01	%

	Risk-Based Capital
At December 31, 2014	Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total regulatory capital	$	364,591		12.08	%	$	376,538		12.47	%	$	364,591		9.25	%
Minimum for capital adequacy purposes		120,755		4.00			241,509		8.00			157,599		4.00
Excess	$	243,836		8.08	%	$	135,029		4.47	%	$	206,992		5.25	%