Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2013

Off-Balance-Sheet Outstanding Loan Commitments and Letters of Credit

The following table sets forth the Company’s off-balance-sheet commitments relating to outstanding loan commitments and letters of credit at December 31, 2013:

(in thousands)
Mortgage Loan Commitments:
Multi-family and commercial real estate	$	1,117,974
One-to-four family		289,847
Acquisition, development, and construction		171,763
Total mortgage loan commitments	$	1,579,584
Other loan commitments		529,625
Total loan commitments	$	2,109,209
Commercial, performance stand-by, and financial stand-by letters of credit		213,722
Total commitments	$	2,322,931

Projected Minimum Annual Rental Commitments, Exclusive of Taxes and Other Charges

The projected minimum annual rental commitments under these agreements, exclusive of taxes and other charges, are summarized as follows:

(in thousands)
2014	$	29,702
2015		25,817
2016		29,298
2017		20,930
2018		16,403
2019 and thereafter		56,560
Total minimum future rentals	$	178,710

Guarantees and Indemnifications

The following table summarizes the Company’s guarantees and indemnifications at December 31, 2013:

(in thousands)	Expires Within One Year		Expires After One Year		Total Outstanding Amount		Maximum Potential Amount of Future Payments
Financial stand-by letters of credit	$	39,983	$	—	$	39,983	$	99,100
Performance stand-by letters of credit		12,200		—		12,200		12,951
Commercial letters of credit		15,226		—		15,226		101,671
Total letters of credit	$	67,409	$	—	$	67,409	$	213,722