Consolidated Statements of Condition - USD ($) $ in Millions	Dec. 31, 2022		Dec. 31, 2021
ASSETS:
Cash and cash equivalents	$ 2,032		$ 2,211	[1]
Securities:
Debt securities available-for-sale ($434 and $1,168 pledged at December 31, 2022 and 2021, respectively)	9,060		5,780
Equity investments with readily determinable fair values, at fair value	14		16
Total securities	9,074	[2]	5,796	[3]
Loans held for sale, at fair value	1,115
Loans and leases held for investment, net of deferred loan fees and costs	69,001		45,738
Less: Allowance for credit losses on loans and leases	(393)		(199)
Total loans and leases held for investment, net	68,608		45,539
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	1,267		734	[4]
Premises and equipment, net	491		270
Core deposit and other intangibles	287
Goodwill	2,426		2,426
Mortgage servicing rights	1,033
Bank-owned life insurance	1,561		1,184
Other assets	2,250		1,367
Total assets	90,144		59,527
Deposits:
Interest-bearing checking and money market accounts	22,511		13,209
Savings accounts	11,645		8,892
Certificates of deposit	12,510		8,424
Non-interest-bearing accounts	12,055		4,534
Total deposits	58,721		35,059
Wholesale borrowings:
Federal Home Loan Bank advances	20,325		15,105
Repurchase agreements			800
Total wholesale borrowings	20,325		15,905
Junior subordinated debentures	575		361
Subordinated notes	432		296
Total borrowed funds	21,332		16,562
Other liabilities	1,267		862
Total liabilities	81,320		52,483
Stockholders’ equity:
Preferred stock at par $0.01 (5,000,000 shares authorized): Series A (515,000 shares issued and outstanding)	503		503
Common stock at par $0.01 (900,000,000 shares authorized; 705,429,386 and 490,439,070 shares issued; and 681,217,334 and 465,015,643 shares outstanding, respectively)	7		5
Paid-in capital in excess of par	8,130		6,126
Retained earnings	1,041		741
Treasury stock, at cost (24,212,052 and 25,423,427shares, respectively)	(237)		(246)
Accumulated other comprehensive loss, net of tax:
Net unrealized (loss) gain on securities available for sale, net of tax of $240 and $17, respectively	(626)		(45)
Net unrealized loss on pension and post-retirement obligations, net of tax of $18 and $12 respectively	(46)		(31)
Net unrealized loss on cash flow hedges, net of tax of $(20) and $3, respectively	52		(9)
Total accumulated other comprehensive loss, net of tax	(620)		(85)
Total stockholders’ equity	8,824		7,044
Total liabilities and stockholders’ equity	$ 90,144		$ 59,527

[1] For further information on restricted cash, see Note 14 - Derivatives and Hedging Activities.

[2] Excludes accrued interest receivable of $31 million included in other assets in the Consolidated Statements of Condition.

[3] Excludes accrued interest receivable of $15 million included in other assets in the Consolidated Statements of Condition.

[4] Carrying value and estimated fair value are at cost.