Deposits

12 Months Ended

Dec. 31, 2022

Banking And Thrift Disclosure [Abstract]

NOTE 11: DEPOSITS

The following table sets forth the weighted average interest rates for each type of deposit at December 31, 2022 and 2021:


	December 31,
	2022								2021
(dollars in millions)	Amount		Percent of Total			Weighted Average Interest Rate			Amount		Percent of Total			Weighted Average Interest Rate
Interest-bearing checking and money market accounts	$	22,511		38.34	%		2.66	%	$	13,209		37.68	%		0.20	%
Savings accounts		11,645		19.83			1.30			8,892		25.36			0.35
Certificates of deposit		12,510		21.30			2.04			8,424		24.03			0.52
Non-interest-bearing accounts		12,055		20.53			—			4,534		12.93			—
Total deposits	$	58,721		100.00	%		1.71	%	$	35,059		100.00	%		0.29	%

At December 31, 2022 and 2021, the aggregate amount of deposits that had been reclassified as loan balances (i.e., overdrafts) was $4 million and $2 million, respectively.

The scheduled maturities of certificates of deposit at December 31, 2022 were as follows:


(in millions)
1 year or less	$	9,247
More than 1 year through 2 years		2,922
More than 2 years through 3 years		298
More than 3 years through 4 years		50
More than 4 years through 5 years		24
Over 5 years		5
Total CDs (1)	$	12,546

(1) Excludes PAA.

Included in total deposits at both December 31, 2022 and 2021 were brokered deposits of $5.1 billion and $5.7 billion with weighted average interest rates of .49 percent and .07 percent at the respective year-ends. Brokered money market accounts represented $2.8 billion and $3.0 billion of the December 31, 2022 and 2021 totals, and brokered interest-bearing checking accounts represented $1.0 billion and $1.5 billion, respectively. Brokered CDs represented $1.3 billion and $1.2 billion of brokered deposits at December 31, 2022 and 2021, respectively.