Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Millions		9 Months Ended
		Sep. 30, 2022	Sep. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income		$ 478	$ 446
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (Recovery of) loan losses		9	(1)
Depreciation		13	16
Amortization of discounts and premiums, net		(8)	(4)
Net loss (gain) on securities		2
Net loss (gain) on sales of loans			(1)
Net gain on sales of fixed assets		(2)
Stock-based compensation		22	24
Deferred tax expense		(0)	(6)
Changes in operating assets and liabilities:
Decrease in other assets	[1]	65	(314)
Decrease in other liabilities	[2]	51	(33)
Purchases of securities held for trading		(75)	(110)
Proceeds from sales of securities held for trading		75	110
Origination of loans held for sale			(52)
Net cash provided by operating activities		631	75
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from repayment of securities available for sale		571	1,399
Purchase of securities available for sale		(2,190)	(1,567)
Redemption of Federal Home Loan Bank stock		311	67
Purchases of Federal Home Loan Bank stock		(207)	(37)
Proceeds from (purchases of) bank-owned life insurance, net		5	10
Proceeds from sales of loans			37
Purchases of loans		(157)	(133)
Other changes in loans, net		(3,084)	(530)
Purchases of premises and equipment, net		9	(3)
Net cash used in investing activities		(4,742)	(757)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits		6,646	2,184
Net increase in short-term borrowed funds		115
Proceeds from long-term borrowed funds		6,930	650
Repayments of long-term borrowed funds		(9,810)	(1,300)
Cash dividends paid on common stock		(237)	(237)
Cash dividends paid on preferred stock		(25)	(25)
Treasury stock repurchased		(7)
Payments relating to treasury shares received for restricted stock award tax payments		(12)	(16)
Net cash provided by financing activities		3,600	1,256
Net increase in cash, cash equivalents, due from banks and restricted cash		(511)	574
Cash, cash equivalents, due from banks, and restricted cash at beginning of year		2,211	1,948
Cash, cash equivalents, due from banks, and restricted cash at end of year		1,700	2,522
Supplemental information:
Cash paid for interest		399	311
Cash paid for income taxes		13	471
Non-cash investing and financing activities:
Transfers to repossessed assets from loans			1
Securitization of residential mortgage loans to mortgage-backed securities available for sale		157	133
Transfer of loans from held for investment to held for sale			52
Transfer of loans from held for sale to held for investment			94
Shares issued for restricted stock awards		$ 27	$ 28

[1] Includes $21 million and $15 million of amortization of operating lease right-of-use assets for the nine months ended September 30, 2022 and 2021, respectively.

[2] Includes $21 million and $15 million of amortization of operating lease liability for the nine months ended September 30, 2022 and 2021, respectively.