Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Millions		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income		$ 326	$ 297
Adjustments to reconcile net income to net cash provided by operating activities:
(Recovery of) provision for credit losses		7
Depreciation		9	11
Amortization of discounts and premiums, net		(2)	(3)
Net loss (gain) on securities		1
Net loss (gain) on sales of loans			(1)
Net gain on sales of fixed assets		(2)
Stock-based compensation		15	16
Deferred tax expense		(15)	26
Changes in operating assets and liabilities:
Decrease in other assets	[1]	42	(255)
Decrease in other liabilities	[2]	18	(25)
Purchases of securities held for trading		(35)	(60)
Proceeds from sales of securities held for trading		35	60
Origination of loans held for sale			(52)
Net cash provided by operating activities		399	14
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from repayment of securities available for sale		397	931
Purchase of securities available for sale		(788)	(1,252)
Redemption of Federal Home Loan Bank stock		175	29
Purchases of Federal Home Loan Bank stock		(76)	(1)
Proceeds from (purchases of) bank-owned life insurance, net		5	7
Proceeds from sales of loans			33
Purchases of loans		(144)	(66)
Other changes in loans, net		(2,650)	(481)
Purchases of premises and equipment, net		11	(2)
Net cash used in investing activities		(3,070)	(802)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits		6,185	1,740
Net increase in short-term borrowed funds		(1,700)
Proceeds from long-term borrowed funds		2,955	624
Repayments of long-term borrowed funds		(3,510)	(1,249)
Cash dividends paid on common stock		(158)	(158)
Cash dividends paid on preferred stock		(16)	(16)
Treasury stock repurchased		(7)
Payments relating to treasury shares received for restricted stock award tax payments		(12)	(15)
Net cash provided by financing activities		3,737	926
Net increase in cash, cash equivalents, due from banks and restricted cash		1,066	138
Cash, cash equivalents, due from banks, and restricted cash at beginning of year		2,211	1,948
Cash, cash equivalents, due from banks, and restricted cash at end of year		3,277	2,086
Supplemental information:
Cash paid for interest		229	206
Cash paid for income taxes		8	336
Non-cash investing and financing activities:
Securitization of residential mortgage loans to mortgage-backed securities available for sale		144	66
Transfer of loans from held for investment to held for sale			48
Transfer of loans from held for sale to held for investment			94
Shares issued for restricted stock awards		$ 27	$ 28

[1] Includes $16 million and $10 million of amortization of operating lease right-of-use assets for the six months ended June 30, 2022 and 2021, respectively.

[2] Includes $16 million and $10 million of amortization of operating lease liability for the six months ended June 30, 2022 and 2021, respectively.