Consolidated Statements of Condition - USD ($) $ in Millions		Dec. 31, 2021		Dec. 31, 2020
ASSETS:
Cash and cash equivalents		$ 2,211		$ 1,948
Securities:
Debt securities available-for-sale ($1,168 and $1,278 pledged at December 31, 2021 and 2020, respectively)		5,780		5,813
Equity investments with readily determinable fair values, at fair value		16		32
Total securities		5,796	[1]	5,845	[2]
Loans held for sale	[3]			117
Loans and leases held for investment, net of deferred loan fees and costs		45,738		42,884
Less: Allowance for credit losses on loans and leases		(199)		(194)
Total loans and leases, net		45,539		42,807
Federal Home Loan Bank stock, at cost	[4]	734		714
Premises and equipment, net		270		287
Operating lease right-of-use assets		249		267
Goodwill		2,426		2,426
Bank-owned life insurance		1,184		1,164
Other real estate owned and other repossessed assets		8		8
Other assets		1,110		840
Total assets		59,527		56,306
Deposits:
Interest-bearing checking and money market accounts		13,209		12,610
Savings accounts		8,892		6,416
Certificates of deposit		8,424		10,331
Non-interest-bearing accounts		4,534		3,080
Total deposits		35,059		32,437
Wholesale borrowings:
Federal Home Loan Bank advances		15,105		14,628
Repurchase agreements		800		800
Total wholesale borrowings		15,905		15,428
Junior subordinated debentures		361		360
Subordinated notes		296		296
Total borrowed funds		16,562		16,084
Operating lease liabilities		249		267
Other liabilities		613		676
Total liabilities		52,483		49,464
Stockholders’ equity:
Preferred stock at par $0.01 (5,000,000 shares authorized): Series A (515,000 shares issued and outstanding)		503		503
Common stock at par $0.01 (900,000,000 shares authorized; 490,439,070 and 490,439,070 shares issued; and 465,015,643 and 463,901,808 shares outstanding, respectively)		5		5
Paid-in capital in excess of par		6,126		6,123
Retained earnings		741		494
Treasury stock, at cost (25,423,427 and 26,537,262 shares, respectively)		(246)		(258)
Accumulated other comprehensive loss, net of tax:
Net unrealized (loss) gain on securities available for sale, net of tax of $17 and $(25), respectively		(45)		67
Net unrealized loss on pension and post-retirement obligations, net of tax of $12 and $22 respectively		(31)		(59)
Net unrealized loss on cash flow hedges, net of tax of $3 and $13, respectively		(9)		(33)
Total accumulated other comprehensive loss, net of tax		(85)		(25)
Total stockholders’ equity		7,044		6,842
Total liabilities and stockholders’ equity		$ 59,527		$ 56,306

[1] Excludes accrued interest receivable of $15 million included in other assets in the Consolidated Statements of Condition.

[2] Excludes accrued interest receivable of $15 million included in other assets in the Consolidated Statements of Condition.

[3] Includes deferred loan origination fees of $2 million.

[4] Carrying value and estimated fair value are at cost.