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Consolidated Statements of Condition - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
ASSETS:    
Cash and due from banks $ 553 $ 434
Interest-earning deposits and other securities with financial institutions 5,341 14,996
Debt securities available-for-sale 15,701 10,402
Equity investments with readily determinable fair values, at fair value 65 14
Loans held for sale 265 899
Loans and leases held for investment, net of deferred loan fees and costs 60,732 68,272
Less: Allowance for credit losses on loans and leases (1,030) (1,201)
Total loans and leases held for investment, net 59,702 67,071
Premises and equipment, net 477 562
Core deposit and other intangibles 381 488
Other assets 5,027 5,294
Total assets 87,512 100,160
Deposits:    
Interest-bearing checking and money market accounts 18,233 20,780
Savings accounts 14,864 14,282
Certificates of deposit 20,843 27,324
Non-interest-bearing accounts 12,060 13,484
Total deposits 66,000 75,870
Borrowed Funds 12,184 14,426
Other liabilities 1,184 1,696
Total liabilities 79,368 91,992
Commitment and contingencies (refer to Note 20)
Mezzanine equity:    
Preferred stock - Series B 1 1
Stockholders' equity:    
Preferred stock - Series A and D 503 503
Common stock at par 0.01 (916,666,666 and 666,666,666 shares authorized; 422,931,277 and 422,416,178 shares issued; and 415,982,036 and 414,934,628 shares outstanding, respectively) 4 4
Paid-in capital in excess of par 9,303 9,282
Accumulated deficit (988) (763)
Treasury stock, at cost (6,949,241 and 7,481,550 shares, respectively) (190) (219)
Accumulated other comprehensive loss, net of tax: (489) (640)
Total stockholders’ equity 8,143 8,167
Total liabilities, mezzanine and stockholders’ equity $ 87,512 $ 100,160