Condensed Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:
Net (loss)	$ (206,000,000)	$ (930,000,000)
Adjustments to reconcile net income to net cash used in operating activities:
Provision for credit losses	181,000,000	947,000,000
Amortization of intangibles	81,000,000	105,000,000
Depreciation	32,000,000	34,000,000
Amortization of discounts and premiums, net	87,000,000	141,000,000
Net gain on securities	(22,000,000)	0
Net gain on sales of loans and securitizations	(24,000,000)	(43,000,000)
Bargain purchase gain adjustment	0	121,000,000
Stock-based compensation	46,000,000	38,000,000
Deferred tax expense	(97,000,000)	(229,000,000)
Other operating activities	(7,000,000)	0
Changes in operating assets and liabilities:
Decrease (increase) in other miscellaneous assets	115,000,000	(423,000,000)
(Decrease) increase in other miscellaneous liabilities	(542,000,000)	125,000,000
Change in loans held for sale, net	364,000,000	(423,000,000)
Net cash provided by (used in) by operating activities	8,000,000	(537,000,000)
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from repayment of securities available for sale	1,494,000,000	1,525,000,000
Proceeds from sales of securities available for sale including loans that have been securitized	85,000,000	269,000,000
Purchase of securities available for sale	(5,994,000,000)	(2,607,000,000)
Redemption of Federal Home Loan Bank stock	131,000,000	217,000,000
Purchases of Federal Home Loan Bank and Federal Reserve Bank stock	(3,000,000)	(189,000,000)
Proceeds from bank-owned life insurance, net	4,000,000	18,000,000
Net proceeds from sales of MSR's	0	66,000,000
Other changes in loans, net	5,219,000,000	11,733,000,000
Purchases of premises and equipment	(29,000,000)	(33,000,000)
Other investing activities	14,000,000	0
Net cash provided by investing activities	921,000,000	10,999,000,000
CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in deposits	(6,727,000,000)	1,476,000,000
Net decrease in short-term borrowed funds	(250,000,000)	(940,000,000)
Proceeds from long-term borrowed funds	500,000,000	12,250,000,000
Repayments of long-term borrowed funds	(1,500,000,000)	(12,250,000,000)
Net receipt (disbursement) of payments of loans serviced for others	92,000,000	(375,000,000)
Cash dividends paid on common stock	(12,000,000)	(48,000,000)
Cash dividends paid on preferred stock	(25,000,000)	(27,000,000)
Proceeds from common stock and warrants issued, net	0	1,003,000,000
Proceeds from preferred stock issued, net	0	1,000,000
Payments relating to treasury shares received for restricted stock award tax payments	(7,000,000)	(10,000,000)
Net cash (used in) provided by financing activities	(7,929,000,000)	1,080,000,000
Net (decrease) increase in cash, cash equivalents, and restricted cash	(7,000,000,000)	11,542,000,000
Cash, cash equivalents, and restricted cash at beginning of period	15,559,000,000	11,609,000,000
Cash, cash equivalents, and restricted cash at end of period	8,559,000,000	23,151,000,000
Supplemental information:
Cash paid for interest	2,254,000,000	2,722,000,000
Cash paid for income taxes	17,000,000	31,000,000
Non-cash investing and financing activities:
Transfers to repossessed assets from loans	3,000,000	8,000,000
Securitization of loans to mortgage-backed securities available for sale	0	262,000,000
Transfer of loans from held for investment to held for sale	590,000,000	7,486,000,000
Restricted Stock Units (RSUs)
Non-cash investing and financing activities:
Shares issued for restricted stock awards	$ 28,000,000	$ 9,000,000