Commitments and Contingencies (Tables)

9 Months Ended

Sep. 30, 2025

Commitments and Contingencies Disclosure [Abstract]

Schedule of the Contractual Amount of Significant Commitments

The following table summarizes our off-balance sheet commitments to originate loans and letters of credit:

(in millions)	September 30, 2025		December 31, 2024
Multi-family and Commercial real estate(1)	$	748	$	2,478
One-to-four family including interest rate locks	1,381		725
Other loan commitments	10,396		9,837
Total loan commitments	$	12,525	$	13,040
Stand-by letters of credit	661		803
Total commitments(2)	$	13,186	$	13,843

(1)Includes ADC loans.

(2)The allowance for unfunded commitments is $57 million and $50 million as of September 30, 2025 and December 31, 2024, respectively, and is included in Other liabilities.