Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:
Net (loss)	$ (170)	$ (650)
Adjustments to reconcile net income to net cash used in operating activities:
Provision for credit losses	143	705
Amortization of intangibles	55	68
Depreciation	21	22
Amortization of discounts and premiums, net	62	94
Net gain on sales of loans and securitizations	(19)	(38)
Bargain purchase gain adjustment	0	121
Stock-based compensation	29	21
Deferred tax expense	(80)	(153)
Other operating activities	(3)	0
Changes in operating assets and liabilities:
Decrease in other miscellaneous assets	164	60
(Decrease) increase in other miscellaneous liabilities	(533)	50
Change in loans held for sale, net	96	202
Net cash (used in) provided by operating activities	(235)	502
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from repayment of securities available for sale	956	1,029
Proceeds from sales of securities available for sale including loans that have been securitized	578	201
Purchase of securities available for sale	(5,326)	(2,407)
Redemption of Federal Home Loan Bank stock	131	6
Purchases of Federal Home Loan Bank and Federal Reserve Bank stock	(2)	(179)
Proceeds from bank-owned life insurance, net	0	16
Net proceeds from sales of MSR's	0	65
Other changes in loans, net	3,841	2,501
Purchases of premises and equipment	(19)	(60)
Other investing activities	5	0
Net cash provided by investing activities	164	1,172
CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in deposits	(6,132)	(2,501)
Net (increase) decrease in short-term borrowed funds	(750)	5,370
Proceeds from long-term borrowed funds	500	10,800
Repayments of long-term borrowed funds	(1,000)	(8,550)
Net receipt (disbursement) of payments of loans serviced for others	94	(278)
Cash dividends paid on common stock	(8)	(45)
Cash dividends paid on preferred stock	(16)	(18)
Re-issuance of treasury stock	0	4
Proceeds from common stock and warrants issued, net	0	742
Proceeds from preferred stock issued, net	0	258
Payments relating to treasury shares received for restricted stock award tax payments	(5)	(9)
Net cash (used in) provided by financing activities	(7,317)	5,773
Net (decrease) increase in cash, cash equivalents, and restricted cash	(7,388)	7,447
Cash, cash equivalents, and restricted cash at beginning of period	15,559	11,609
Cash, cash equivalents, and restricted cash at end of period	8,171	19,056
Supplemental information:
Cash paid for interest	1,560	1,657
Cash paid for income taxes	17	28
Non-cash investing and financing activities:
Transfers to repossessed assets from loans	4	8
Securitization of loans to mortgage-backed securities available for sale	503	194
Transfer of loans from held for investment to held for sale	255	7,021
Restricted Stock Units (RSUs)
Non-cash investing and financing activities:
Shares issued for restricted stock awards	$ 20	$ 4