Commitments and Contingencies (Tables)

6 Months Ended

Jun. 30, 2025

Commitments and Contingencies Disclosure [Abstract]

Schedule of the Contractual Amount of Significant Commitments

The following table summarizes the Company’s off-balance sheet commitments to originate loans and letters of credit:

(in millions)	June 30, 2025		December 31, 2024
Multi-family and Commercial real estate(1)	$	988	$	2,478
One-to-four family including interest rate locks	1,464		725
Other loan commitments	10,112		9,837
Total loan commitments	$	12,564	$	13,040
Stand-by letters of credit	699		803
Total commitments(2)	$	13,263	$	13,843

(1)Includes ADC loans.

(2)The allowance for unfunded commitments is $56 million and $50 million as of June 30, 2025 and December 31, 2024, respectively, and is included in Other liabilities.