Condensed Consolidated Statements of Comprehensive (Loss) Income (unaudited) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
INTEREST INCOME:
Loans and leases	$ 840	$ 1,167	$ 1,700	$ 2,360
Securities and money market investments	303	381	607	701
Total interest income	1,143	1,548	2,307	3,061
INTEREST EXPENSE:
Interest-bearing checking and money market accounts	162	214	329	446
Savings accounts	110	64	221	111
Certificates of deposit	287	337	595	628
Borrowed funds	165	376	333	695
Total interest expense	724	991	1,478	1,880
Net interest income	419	557	829	1,181
Provision for credit losses	64	390	143	705
Net interest income after provision for credit loan losses	355	167	686	476
NON-INTEREST INCOME:
Fee income	22	41	44	75
Bank-owned life insurance	10	12	20	22
Net return on mortgage servicing rights	0	19	0	40
Net gain on loan sales and securitizations	6	18	19	38
Net loan administration income	1	(5)	5	11
Bargain purchase gain	0	0	0	(121)
Other	38	29	69	58
Total non-interest income	77	114	157	123
NON-INTEREST EXPENSE:
Compensation and benefits	237	312	481	645
FDIC insurance	49	91	99	141
Occupancy and equipment	53	52	108	104
General and administrative	133	183	280	369
Total operating expense	472	638	968	1,259
Intangible asset amortization	27	33	55	68
Merger-related expenses	14	34	22	77
Total non-interest expense	513	705	1,045	1,404
(Loss) before income taxes	(81)	(424)	(202)	(805)
Income tax (benefit)	(11)	(101)	(32)	(155)
Net (loss)	(70)	(323)	(170)	(650)
Preferred stock dividends	8	10	16	18
Net (loss) attributable to common stockholders	$ (78)	$ (333)	$ (186)	$ (668)
Basic (loss) per common share (in usd per share)	$ (0.19)	$ (1.14)	$ (0.45)	$ (2.48)
Diluted (loss) per common share (in usd per share)	$ (0.19)	$ (1.14)	$ (0.45)	$ (2.48)
Net (loss)	$ (70)	$ (323)	$ (170)	$ (650)
Other comprehensive (loss) income, net of tax:
Debt securities available for sale	16	(23)	109	(93)
Pension and post-retirement obligations	0	(1)	1	0
Cash flow hedges	(5)	27	(12)	78
Total other comprehensive (loss) income, net of tax	11	3	98	(15)
Total comprehensive (loss), net of tax	$ (59)	$ (320)	$ (72)	$ (665)