Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:
Net (loss)	$ (100)	$ (327)
Adjustments to reconcile net income to net cash used in operating activities:
Provision for credit losses	79	315
Amortization of intangibles	28	35
Depreciation	11	11
Amortization of discounts and premiums, net	32	49
Net gain on sales of loans and securitizations	(13)	(20)
Bargain purchase gain adjustment	0	121
Stock-based compensation	15	6
Deferred tax expense	(26)	(75)
Changes in operating assets and liabilities:
Increase in other miscellaneous assets	(85)	(31)
Decrease in other miscellaneous liabilities	(641)	(476)
Change in loans held for sale, net	110	98
Net cash used in operating activities	(590)	(294)
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from repayment of securities available for sale	375	627
Proceeds from sales of securities available for sale including loans that have been securitized	271	123
Purchase of securities available for sale	(2,669)	(812)
Redemption of Federal Home Loan Bank stock	86	5
Purchases of Federal Home Loan Bank and Federal Reserve Bank stock	(1)	(163)
Proceeds from bank-owned life insurance, net	0	6
Net proceeds from sales of MSR's	0	61
Other changes in loans, net	1,525	2,151
Purchases of premises and equipment	(12)	(38)
Net cash (used in) provided by investing activities	(425)	1,960
CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in deposits	(1,967)	(6,672)
Net decrease (increase) in short-term borrowed funds	(250)	2,959
Proceeds from long-term borrowed funds	0	10,800
Repayments of long-term borrowed funds	0	(8,301)
Net receipt of payments of loans serviced for others	336	10
Cash dividends paid on common stock	(4)	(8)
Cash dividends paid on preferred stock	(8)	(35)
Proceeds from common stock and warrants issued, net	0	413
Proceeds from preferred stock issued, net	0	595
Payments relating to treasury shares received for restricted stock award tax payments	(4)	(8)
Net cash used in financing activities	(1,897)	(247)
Net (decrease) increase in cash, cash equivalents, and restricted cash	(2,912)	1,419
Cash, cash equivalents, and restricted cash at beginning of period	15,559	11,609
Cash, cash equivalents, and restricted cash at end of period	12,647	13,028
Supplemental information:
Cash paid for interest	817	777
Cash paid for income taxes	12	9
Non-cash investing and financing activities:
Transfers to repossessed assets from loans	5	4
Securitization of loans to mortgage-backed securities available for sale	271	123
Transfer of loans from held for investment to held for sale	273	1,072
Restricted Stock Units (RSUs)
Non-cash investing and financing activities:
Shares issued for restricted stock awards	$ 11	$ 1