Condensed Consolidated Statements of Condition (unaudited) - USD ($) $ in Millions	Mar. 31, 2025	Dec. 31, 2024
ASSETS:
Cash and cash equivalents	$ 12,614	$ 15,430
Securities:
Debt Securities available-for-sale	12,826	10,402
Equity investments with readily determinable fair values, at fair value	14	14
Total securities	12,840	10,416
Loans held for sale	531	899
Loans and leases held for investment, net of deferred loan fees and costs	66,592	68,272
Less: Allowance for credit losses on loans and leases, held for investment	(1,168)	(1,201)
Total loans and leases held for investment, net	65,424	67,071
Federal Home Loan Bank stock and Federal Reserve Bank stock, at cost	1,061	1,146
Premises and equipment, net	486	562
Core deposit and other intangibles	459	488
Bank-owned life insurance	1,615	1,605
Other assets	2,598	2,543
Total assets	97,628	100,160
Deposits:
Interest-bearing checking and money market accounts	20,809	20,780
Savings accounts	14,465	14,282
Certificates of deposit	25,887	27,324
Non-interest-bearing accounts	12,745	13,484
Total deposits	73,906	75,870
Borrowed funds:
Wholesale borrowings	13,150	13,400
Junior subordinated debentures	583	582
Subordinated notes	445	444
Total borrowed funds	14,178	14,426
Other liabilities	1,390	1,696
Total liabilities	89,474	91,992
Commitment and contingencies (refer to Note 17)
Mezzanine equity:
Preferred stock - Series B	1	1
Stockholders' equity:
Preferred stock - Series A and D	503	503
Common stock at par 0.01 (666,666,666 and 666,666,666 shares authorized; 422,502,724 and 422,416,178 shares issued; and 415,021,890 and 414,934,628 shares outstanding, respectively)	4	4
Paid-in capital in excess of par	9,286	9,282
(Accumulated deficit)	(875)	(763)
Treasury stock, at cost (7,480,834 and 7,481,550 shares, respectively)	(212)	(219)
Accumulated other comprehensive loss, net of tax	(553)	(640)
Total stockholders’ equity	8,153	8,167
Total liabilities, mezzanine and stockholders’ equity	$ 97,628	$ 100,160