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Allowance for Credit Losses on Loans and Leases - Schedule of Activity in the Allowance for Loan and Lease Losses (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period $ 992 $ 393 $ 199
Charge-offs (938) (223) (7)
Recoveries 46 15 11
Provision for (recovery of) credit losses on loans and leases 1,101 794 139
Adjustment for Purchased PCD Loans   13 51
Balance, end of period 1,201 992 393
Loans held for investment | Multi-family      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 307 178 159
Charge-offs (308) (119) (1)
Recoveries 5 0 0
Provision for (recovery of) credit losses on loans and leases 635 248 11
Adjustment for Purchased PCD Loans   0 9
Balance, end of period 639 307 178
Loans held for investment | Commercial real estate      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 366 47 17
Charge-offs (462) (56) (4)
Recoveries 8 0 4
Provision for (recovery of) credit losses on loans and leases 348 375 12
Adjustment for Purchased PCD Loans   0 18
Balance, end of period 260 366 47
Loans held for investment | One-to-four family first mortgage      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 47 46 0
Charge-offs (8) (4) 0
Recoveries 5 0 0
Provision for (recovery of) credit losses on loans and leases (5) 5 29
Adjustment for Purchased PCD Loans   0 17
Balance, end of period 39 47 46
Loans held for investment | Acquisition, development, and construction      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 36 20 3
Charge-offs (4) 0 0
Recoveries 0 0 0
Provision for (recovery of) credit losses on loans and leases 12 16 10
Adjustment for Purchased PCD Loans   0 7
Balance, end of period 44 36 20
Other loans held for investment      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of period 236 102 20
Charge-offs (156) (44) (2)
Recoveries 28 15 7
Provision for (recovery of) credit losses on loans and leases 111 150 77
Adjustment for Purchased PCD Loans   13 0
Balance, end of period $ 219 $ 236 $ 102