XML 142 R78.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans and Leases - Loans Held for Investment by Credit Quality Indicator (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Total $ 68,272 $ 84,619  
Year to date gross charge-offs      
Total (938) (223) $ (7)
Loans held for investment | Multi-family      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 19 840  
Originated year two 837 8,066  
Originated year three 7,929 8,182  
Originated year four 7,776 7,924  
Originated year five 7,649 4,040  
Prior year 9,850 8,167  
Revolving Loans 33 46  
Revolving Loans Converted to Term Loans 0 0  
Total 34,093 37,265  
Year to date gross charge-offs      
Originated year one 0 0  
Originated year two 0 (112)  
Originated year three (28) 0  
Originated year four (34) 0  
Originated year five (42) 0  
Prior year (204) (7)  
Revolving Loans 0 0  
Revolving Loans Converted to Term Loans 0 0  
Total (308) (119) (1)
Loans held for investment | Multi-family | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 17 840  
Originated year two 700 7,945  
Originated year three 6,599 7,967  
Originated year four 6,070 7,310  
Originated year five 5,203 3,525  
Prior year 3,997 6,537  
Revolving Loans 27 46  
Revolving Loans Converted to Term Loans 0 0  
Total 22,613 34,170  
Loans held for investment | Multi-family | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 0 0  
Originated year two 14 95  
Originated year three 688 33  
Originated year four 694 377  
Originated year five 646 36  
Prior year 795 227  
Revolving Loans 1 0  
Revolving Loans Converted to Term Loans 0 0  
Total 2,838 768  
Loans held for investment | Multi-family | Substandard      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 2 0  
Originated year two 123 21  
Originated year three 529 176  
Originated year four 868 237  
Originated year five 1,526 451  
Prior year 3,834 1,304  
Revolving Loans 5 0  
Revolving Loans Converted to Term Loans 0 0  
Total 6,887 2,189  
Loans held for investment | Multi-family | Non-accrual      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 0 0  
Originated year two 0 5  
Originated year three 113 6  
Originated year four 144 0  
Originated year five 274 28  
Prior year 1,224 99  
Revolving Loans 0 0  
Revolving Loans Converted to Term Loans 0 0  
Total 1,755 138  
Loans held for investment | Commercial real estate      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 246 924  
Originated year two 846 2,281  
Originated year three 1,860 1,242  
Originated year four 1,115 1,011  
Originated year five 844 1,370  
Prior year 3,314 3,458  
Revolving Loans 89 183  
Revolving Loans Converted to Term Loans 371 1  
Total 8,685 10,470  
Year to date gross charge-offs      
Originated year one 0 0  
Originated year two (8) 0  
Originated year three (81) 0  
Originated year four (1) 0  
Originated year five (27) 0  
Prior year (345) (56)  
Revolving Loans 0 0  
Revolving Loans Converted to Term Loans 0 0  
Total (462) (56) (4)
Loans held for investment | Commercial real estate | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 245 880  
Originated year two 751 2,110  
Originated year three 1,614 1,182  
Originated year four 987 939  
Originated year five 575 1,011  
Prior year 2,011 2,439  
Revolving Loans 89 172  
Revolving Loans Converted to Term Loans 365 1  
Total 6,637 8,734  
Loans held for investment | Commercial real estate | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 0 0  
Originated year two 47 122  
Originated year three 49 12  
Originated year four 30 0  
Originated year five 106 116  
Prior year 138 106  
Revolving Loans 0 11  
Revolving Loans Converted to Term Loans 0 0  
Total 370 367  
Loans held for investment | Commercial real estate | Substandard      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 1 44  
Originated year two 12 49  
Originated year three 168 47  
Originated year four 63 72  
Originated year five 162 239  
Prior year 720 790  
Revolving Loans 0 0  
Revolving Loans Converted to Term Loans 6 0  
Total 1,132 1,241  
Loans held for investment | Commercial real estate | Non-accrual      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 0 0  
Originated year two 36 0  
Originated year three 29 1  
Originated year four 35 0  
Originated year five 1 4  
Prior year 445 123  
Revolving Loans 0 0  
Revolving Loans Converted to Term Loans 0 0  
Total 546 128  
Loans held for investment | One-to-four family first mortgage      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 251 527  
Originated year two 527 2,643  
Originated year three 2,455 939  
Originated year four 871 238  
Originated year five 201 326  
Prior year 809 1,300  
Revolving Loans 85 78  
Revolving Loans Converted to Term Loans 2 10  
Total 5,201 6,061  
Year to date gross charge-offs      
Originated year one 0 0  
Originated year two 0 0  
Originated year three (1) (1)  
Originated year four 0 0  
Originated year five 0 (1)  
Prior year (7) (2)  
Revolving Loans 0 0  
Revolving Loans Converted to Term Loans 0 0  
Total (8) (4) 0
Loans held for investment | One-to-four family first mortgage | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 250 526  
Originated year two 521 2,627  
Originated year three 2,431 920  
Originated year four 859 210  
Originated year five 178 239  
Prior year 609 721  
Revolving Loans 80 78  
Revolving Loans Converted to Term Loans 2 7  
Total 4,930 5,328  
Loans held for investment | One-to-four family first mortgage | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one   0  
Originated year two   0  
Originated year three   0  
Originated year four   0  
Originated year five   0  
Prior year   0  
Revolving Loans   0  
Revolving Loans Converted to Term Loans   0  
Total   0  
Loans held for investment | One-to-four family first mortgage | Substandard      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 1 0  
Originated year two 2 5  
Originated year three 8 2  
Originated year four 2 20  
Originated year five 16 69  
Prior year 172 542  
Revolving Loans 0 0  
Revolving Loans Converted to Term Loans 0 0  
Total 201 638  
Loans held for investment | One-to-four family first mortgage | Non-accrual      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 0 1  
Originated year two 4 11  
Originated year three 16 17  
Originated year four 10 8  
Originated year five 7 18  
Prior year 28 37  
Revolving Loans 5 0  
Revolving Loans Converted to Term Loans 0 3  
Total 70 95  
Loans held for investment | Acquisition, development, and construction      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 298 406  
Originated year two 592 329  
Originated year three 236 330  
Originated year four 206 34  
Originated year five 4 4  
Prior year 62 21  
Revolving Loans 1,751 1,688  
Revolving Loans Converted to Term Loans 2 100  
Total 3,151 2,912  
Year to date gross charge-offs      
Originated year one 0 0  
Originated year two 0 0  
Originated year three 0 0  
Originated year four 0 0  
Originated year five 0 0  
Prior year (4) 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term Loans 0 0  
Total (4) 0 0
Loans held for investment | Acquisition, development, and construction | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 297 406  
Originated year two 547 322  
Originated year three 139 298  
Originated year four 119 4  
Originated year five 1 4  
Prior year 57 6  
Revolving Loans 1,508 1,685  
Revolving Loans Converted to Term Loans 2 100  
Total 2,670 2,825  
Loans held for investment | Acquisition, development, and construction | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 0 0  
Originated year two 25 0  
Originated year three 81 24  
Originated year four 39 30  
Originated year five 0 0  
Prior year 0 0  
Revolving Loans 120 3  
Revolving Loans Converted to Term Loans 0 0  
Total 265 57  
Loans held for investment | Acquisition, development, and construction | Substandard      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 1 0  
Originated year two 19 6  
Originated year three 11 7  
Originated year four 47 0  
Originated year five 0 0  
Prior year 3 15  
Revolving Loans 117 0  
Revolving Loans Converted to Term Loans 0 0  
Total 198 28  
Loans held for investment | Acquisition, development, and construction | Non-accrual      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 0 0  
Originated year two 1 1  
Originated year three 5 1  
Originated year four 1 0  
Originated year five 3 0  
Prior year 2 0  
Revolving Loans 6 0  
Revolving Loans Converted to Term Loans 0 0  
Total 18 2  
Loans held for investment | Commercial and industrial      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 1,300 9,428  
Originated year two 2,693 3,767  
Originated year three 2,264 1,695  
Originated year four 736 1,019  
Originated year five 467 764  
Prior year 798 846  
Revolving Loans 5,940 7,679  
Revolving Loans Converted to Term Loans 1,178 56  
Total 15,376 25,254  
Year to date gross charge-offs      
Originated year one   (2)  
Originated year two   (7)  
Originated year three   (1)  
Originated year four   (7)  
Originated year five   0  
Prior year   (14)  
Revolving Loans   0  
Revolving Loans Converted to Term Loans   0  
Total   (31)  
Loans held for investment | Commercial and industrial | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 1,267 9,418  
Originated year two 2,609 3,547  
Originated year three 2,014 1,633  
Originated year four 651 984  
Originated year five 450 719  
Prior year 759 791  
Revolving Loans 5,554 7,535  
Revolving Loans Converted to Term Loans 1,164 56  
Total 14,468 24,683  
Loans held for investment | Commercial and industrial | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 17 1  
Originated year two 29 182  
Originated year three 18 17  
Originated year four 4 8  
Originated year five 2 6  
Prior year 11 20  
Revolving Loans 119 101  
Revolving Loans Converted to Term Loans 6 0  
Total 206 335  
Loans held for investment | Commercial and industrial | Substandard      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 13 7  
Originated year two 50 24  
Originated year three 72 43  
Originated year four 72 16  
Originated year five 7 38  
Prior year 13 33  
Revolving Loans 265 32  
Revolving Loans Converted to Term Loans 8 0  
Total 500 193  
Loans held for investment | Commercial and industrial | Non-accrual      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 3 2  
Originated year two 5 14  
Originated year three 160 2  
Originated year four 9 11  
Originated year five 8 1  
Prior year 15 2  
Revolving Loans 2 11  
Revolving Loans Converted to Term Loans 0 0  
Total 202 43  
Other loans held for investment      
Year to date gross charge-offs      
Total (156) (44) $ (2)
Other loans held for investment | Commercial and industrial      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Total 13,260 22,065  
Year to date gross charge-offs      
Originated year one (3)    
Originated year two (20)    
Originated year three (40)    
Originated year four (20)    
Originated year five (19)    
Prior year (34)    
Revolving Loans 0    
Revolving Loans Converted to Term Loans 0    
Total (136)    
Other loans held for investment | Other      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 100 171  
Originated year two 29 348  
Originated year three 12 245  
Originated year four 4 134  
Originated year five 2 134  
Prior year 37 119  
Revolving Loans 1,461 1,227  
Revolving Loans Converted to Term Loans 121 279  
Total 1,766 2,657  
Year to date gross charge-offs      
Originated year one (2) 0  
Originated year two (4) (3)  
Originated year three (4) (4)  
Originated year four (1) (1)  
Originated year five (1) (2)  
Prior year (8) (4)  
Revolving Loans 0 0  
Revolving Loans Converted to Term Loans 0 0  
Total (20) (14)  
Other loans held for investment | Other | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 100 171  
Originated year two 29 346  
Originated year three 12 244  
Originated year four 4 133  
Originated year five 2 133  
Prior year 32 117  
Revolving Loans 1,441 1,223  
Revolving Loans Converted to Term Loans 121 268  
Total 1,741 2,635  
Other loans held for investment | Other | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 0    
Originated year two 0    
Originated year three 0    
Originated year four 0    
Originated year five 0    
Prior year 0    
Revolving Loans 1    
Revolving Loans Converted to Term Loans 0    
Total 1    
Other loans held for investment | Other | Non-accrual      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Originated year one 0 0  
Originated year two 0 2  
Originated year three 0 1  
Originated year four 0 1  
Originated year five 0 1  
Prior year 5 2  
Revolving Loans 19 4  
Revolving Loans Converted to Term Loans 0 11  
Total $ 24 $ 22