Capital (Tables)

12 Months Ended

Dec. 31, 2024

Broker-Dealer [Abstract]

Schedule of Regulatory Capital Ratios

The following table presents the actual capital amounts and ratios for the Company:

	Risk-Based Capital
December 31, 2024	Common Equity Tier 1				Tier 1				Total				Leverage Capital
(dollars in millions)	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
Total capital	$	7,997	11.83	%	$	8,501	12.57	%	$	10,238	15.14	%	$	8,501	7.68	%
Minimum for capital adequacy purposes	3,043		4.50		4,057		6.00		5,409		8.00		4,428		4.00
Excess	$	4,954	7.33	%	$	4,444	6.57	%	$	4,829	7.14	%	$	4,073	3.68	%
December 31, 2023
Total capital	$	8,009	9.05	%	$	8,512	9.62	%	$	10,415	11.77	%	$	8,512	7.75	%
Minimum for capital adequacy purposes	3,983		4.50		5,310		6.00		7,081		8.00		4,392		4.00
Excess	$	4,026	4.55	%	$	3,202	3.62	%	$	3,334	3.77	%	$	4,120	3.75	%

The following table presents the actual capital amounts and ratios for the Bank:

	Risk-Based Capital
December 31, 2024	Common Equity Tier 1				Tier 1				Total				Leverage Capital
(dollars in millions)	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
Total capital	$	8,912	13.21	%	$	8,912	13.21	%	$	9,760	14.47	%	$	8,912	8.05	%
Minimum for capital adequacy purposes	3,036		4.50		4,048		6.00		5,398		8.00		4,426		4.00
Excess	$	5,876	8.71	%	$	4,864	7.21	%	$	4,362	6.47	%	$	4,486	4.05	%
December 31, 2023
Total capital	$	9,305	10.52	%	$	9,305	10.52	%	$	10,271	11.61	%	$	9,305	8.48	%
Minimum for capital adequacy purposes	3,980		4.50		5,307		6.00		7,076		8.00		4,389		4.00
Excess	$	5,325	6.02	%	$	3,998	4.52	%	$	3,195	3.61	%	$	4,916	4.48	%