Consolidated Statements of Condition - USD ($) $ in Millions		Dec. 31, 2024	Dec. 31, 2023
ASSETS:
Cash and cash equivalents		$ 15,430	$ 11,475
Securities:
Debt Securities available-for-sale		10,402	9,145
Equity investments with readily determinable fair values, at fair value		14	14
Total securities		10,416	9,159
Loans held for sale		899	1,182
Loans and leases held for investment, net of deferred loan fees and costs		68,272	84,619
Less: Allowance for credit losses on loans and leases		(1,201)	(992)
Total loans and leases held for investment, net		67,071	83,627
Federal Home Loan Bank stock and Federal Reserve Bank stock, at cost		1,146	1,392
Premises and equipment, net		562	652
Core deposit and other intangibles		488	625
Mortgage servicing rights		26	1,111
Bank-owned life insurance		1,605	1,580
Other assets		2,517	3,254
Total assets		100,160	114,057
Deposits:
Interest-bearing checking and money market accounts		20,780	30,700
Savings accounts		14,282	8,773
Certificates of deposit		27,324	21,554
Non-interest-bearing accounts		13,484	20,499
Total deposits		75,870	81,526
Borrowed funds:
Wholesale borrowings		13,400	20,250
Junior subordinated debentures		582	579
Subordinated notes		444	438
Total borrowed funds		14,426	21,267
Other liabilities		1,696	2,897
Total liabilities		91,992	105,690
Mezzanine equity:
Preferred stock - Series B		1	0
Stockholders' equity:
Preferred stock - Series A and D		503	503
Common stock at par 0.01 (666,666,666 and 300,000,000.00 shares authorized; 422,416,178 and 248,051,930 shares issued; and 414,934,628 and 240,688,790 shares outstanding, respectively) (1)	[1]	4	2
Paid-in capital in excess of par		9,282	8,236
(Accumulated deficit)/retained earnings		(763)	443
Treasury stock, at cost (7,481,550 and 7,363,140 shares, respectively)		(219)	(218)
Accumulated other comprehensive loss, net of tax:
Net unrealized loss on securities available for sale, net of tax of $249 and $225, respectively		(653)	(581)
Net unrealized loss on pension and post-retirement obligations, net of tax of $14 and $12, respectively		(35)	(28)
Net unrealized gain on cash flow hedges, net of tax of $(18) and $(6), respectively		48	10
Total accumulated other comprehensive loss, net of tax		(640)	(599)
Total stockholders’ equity		8,167	8,367
Total liabilities, mezzanine and stockholders’ equity		$ 100,160	$ 114,057

[1] On June 27, 2024, the Company announced a 1 for 3 reverse stock split, effective July 11, 2024. This reverse stock split is reflected retroactively in all periods presented. See Note 1 - Description of Business, Organization and Basis of Presentation.