Consolidated Statements of Condition - USD ($) $ in Millions	Sep. 30, 2023	Dec. 31, 2022
ASSETS:
Cash and cash equivalents	$ 6,929	$ 2,032
Debt Securities available-for-sale ($1,380 and $434 pledged at September 30, 2023 and December 31, 2022, respectively)	8,723	9,060
Equity investments with readily determinable fair values, at fair value	13	14
Total securities	8,736	9,074
Loans held for sale, at fair value	1,926	1,115
Loans and leases held for investment, net of deferred loan fees and costs	83,995	69,001
Less: Allowance for credit losses on loans and leases	(619)	(393)
Total loans and leases held for investment, net	83,376	68,608
Federal Home Loan Bank stock and Federal Reserve Bank stock, at cost	1,110	1,267
Premises and equipment, net	638	491
Core deposit and other intangibles	661	287
Goodwill	2,426	2,426
Mortgage servicing rights	1,135	1,033
Bank-owned life insurance	1,576	1,561
Other assets	2,717	2,250
Total assets	111,230	90,144
Deposits:
Interest-bearing checking and money market accounts	31,087	22,511
Savings accounts	9,415	11,645
Certificates of deposit	17,310	12,510
Non-interest-bearing accounts	24,863	12,055
Total deposits	82,675	58,721
Borrowed funds:
Federal Home Loan Bank advances	13,023	20,325
Fed funds purchased	547	0
Total wholesale borrowings	13,570	20,325
Junior subordinated debentures	578	575
Subordinated notes	437	432
Total borrowed funds	14,585	21,332
Other liabilities	2,977	1,267
Total liabilities	100,237	81,320
Stockholders' equity:
Preferred stock at par $0.01 (5,000,000 shares authorized): Series A (515,000 shares issued and outstanding)	503	503
Common stock at par $0.01 (900,000,000 shares authorized; 744,520,822 and 705,429,386 shares issued; and 722,485,257 and 681,217,334 shares outstanding, respectively)	7	7
Paid-in capital in excess of par	8,217	8,130
Retained earnings	3,278	1,041
Treasury stock, at cost ($22,035,565 and 24,212,052 shares, respectively)	(217)	(237)
Accumulated other comprehensive loss, net of tax:
Net unrealized loss on securities available for sale, net of tax of $324 and $240, respectively	(863)	(626)
Net unrealized loss on pension and post-retirement obligations, net of tax of $17 and $18, respectively	(42)	(46)
Net unrealized gain on cash flow hedges, net of tax of $(41) and $(20), respectively	110	52
Total accumulated other comprehensive loss, net of tax	(795)	(620)
Total stockholders’ equity	10,993	8,824
Total liabilities and stockholders’ equity	$ 111,230	$ 90,144