September 30,

2014

December 31,

2013

Credit Agreement with JPMorgan Chase Bank – collateralized by real estate; payable as follows:

Line of Credit Note dated July 31, 2007, converted to a 10-year term note on April 30, 2008; $16,875 monthly principal payments plus interest at 7.1% per annum; matures April 30, 2018

$

2,193,750

$

2,598,750

Line of Credit Note with JPMorgan Chase Bank – collateralized by real estate; payable as follows:

Line of Credit Note dated July 12, 2012, as amended on June 23, 2014, in the maximum principal amount of $6,000,000 with revolving features as more fully described above – interest due monthly at LIBOR plus 2%; matures June 30, 2015

$

6,000,000

-

8,193,750

2,598,750

Less - Current maturities

(6,202,500

)

(202,500

)

$

1,991,250

$

2,396,250