EX-99.3 5 file004.txt COLLATERAL TERM SHEET APPENDIX II CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
------------------------------------------------------------------------------------------------------------------- MORTGAGE MORTGAGE LOAN NO. LOAN SELLER(1) PROPERTY NAME(2) ------------------------------------------------------------------------------------------------------------------- 1 JHREF North Shore Towers 2 WFB 1290 Avenue of The Americas 3 JHREF Federal Center Plaza 4 MSMC Plaza at Landmark 5 MSMC GPB-D Portfolio - Woburn (I) 6 MSMC GPB-D Portfolio - Falmouth (I) 7 MSMC GPB-D Portfolio - Salem (I) 8 MSMC GPB-D Portfolio - Danbury (I) 9 MSMC GPB-D Portfolio - Westborough (I) 10 MSMC GPB-D Portfolio - Wakefield (I) 11 MSMC GPB-D Portfolio - Chatham (I) 12 MSMC One Canal Place 13 BSCMI 575 Broadway 14 BSCMI Dimension Hotel Portfolio - Marriott Residence Inn - San Diego (II) 15 BSCMI Dimension Hotel Portfolio - Marriott Residence Inn - Provo (II) 16 MSMC TruServ - Jonesboro, GA (III) 17 MSMC TruServ - Kansas City, MO (III) 18 MSMC 411 West Putnam Avenue 19 MSMC Midwest Industrial-Detroit, MI (IV) 20 MSMC Midwest Industrial-Granite City, IL (IV) 21 MSMC Midwest Industrial-Kendallville, IN (IV) 22 MSMC Midwest Industrial-Upper Sandusky, OH (IV) 23 MSMC Mondawmin Mall 24 BSCMI The Land Title Building 25 WFB Roseville Square Shopping Center 26 MSMC Towne Mall 27 PCF Mount Pleasant Villas Apartments 28 MSMC Berkshire Court 29 PCF Hanes Commons Shopping Center 30 PCF Nordstrom Building 31 MSMC Perryville I Corporate Park Office 32 WFB Power Plaza Shopping Center 33 PCF Highbrook Apartments 34 BSCMI WESCO Portfolio - Santa Clara (V) 35 BSCMI WESCO Portfolio - Murrysville (V) 36 BSCMI WESCO Portfolio - Bala Cynwyd (V) 37 BSCMI WESCO Portfolio - Parsippany (V) 38 BSCMI WESCO Portfolio - Cleveland (V) 39 BSCMI WESCO Portfolio - Boise (V) 40 BSCMI WESCO Portfolio - Odessa (V) 41 BSCMI WESCO Portfolio - Hammond (V) 42 BSCMI WESCO Portfolio - Wheeling (V) 43 BSCMI WESCO Portfolio - Fort Worth (V) 44 BSCMI WESCO Portfolio - Kansas City (V) 45 BSCMI WESCO Portfolio - Joliet (V) 46 BSCMI WESCO Portfolio - Rockford (V) 47 BSCMI WESCO Portfolio - Huntington (V) 48 BSCMI WESCO Portfolio - Tucson (V) 49 BSCMI WESCO Portfolio - Oklahoma City (V) 50 BSCMI WESCO Portfolio - Vestal (V) 51 BSCMI WESCO Portfolio - New Brighton (V) 52 BSCMI WESCO Portfolio - Kingsport (V) 53 WFB Sunrise Village Shopping Center 54 WFB Jillian Square Apartments 55 WFB Wells Fargo Home Mortgage 56 PCF Willston Centre II 57 WFB The Highlands Apartments 58 PCF East West Crossing Shopping Center 59 BSCMI Paseo del Mar 60 BSCMI Garden Village Shopping Center 61 BSCMI Inland Porfolio - Rt 22. & Center (VI) 62 BSCMI Inland Porfolio - 26th & Parade (VI) 63 BSCMI Inland Porfolio - 6th & Parade (VI) 64 BSCMI Inland Porfolio - 26th & Sterrettainia (VI) 65 BSCMI Inland Porfolio - Washington & Jefferson (VI) 66 BSCMI Inland Porfolio - Harborcreek (VI) 67 PCF Galleria Oaks 68 PCF Butler Commons 69 PCF Quartz Hill Tower Center 70 BSCMI Michaels Distribution Center 71 WFB Harbour Pointe Apartments 72 BSCMI Cherry Tree Corporate Center 73 WFB Oakwood Mission Valley Apartments 74 MSMC Giant Eagle Chardon 75 PCF Saratoga Heritage Apartments 76 PCF Foothills Gateway 77 JHREF Marketplace Office Park 78 BSCMI Woodland Plaza 79 WFB Radisson Market Square Hotel 80 WFB College Square Shopping Center Phase I 81 PCF Dell Range Marketplace 82 PCF Louisville Plaza Shopping Center 83 MSMC 1140 East Altamonte Drive 84 MSMC Hampton Inn University Center 85 MSMC College Drive Shopping Center 86 PCF Longmeadow Apartments 87 BSCMI Shoppes of Lake Mary 88 BSCMI The Shoppes at Pebblebrook 89 BSCMI 646-662 Eleventh Ave. 90 BSCMI Summerdale Plaza 91 PCF Cooper Oaks Crossing 92 PCF Calera Box Warehouse 93 PCF 204-208 Passaic Avenue 94 BSCMI Ocala Corners 95 BSCMI Border Properties San Ysidro 96 PCF Shoppes at Bellgrade 97 WFB Pines West Storage Center 98 MSMC Lincoln Town Center 99 JHREF Medical Arts Building 100 PCF Westpoint Distribution Center I 101 WFB Calle Real Shopping Center 102 PCF Windward Promenade Retail Center 103 WFB Cahill Plaza Shopping Center 104 PCF Fairway Plaza 105 BSCMI Medical Arts Building 106 MSMC The Meadows Apartments 107 WFB A-American Self-Storage Ventura 108 PCF 1005 Whitehead Road Extension 109 WFB Washington Trust Bank Building & Garage 110 BSCMI 520 Lafayette Park Place 111 BSCMI Walgreens - Neptune, NJ 112 BSCMI Crossroad Square Shopping Center 113 WFB Advanced Digital Info Corp Building 114 BSCMI 80 Business Park Drive 115 JHREF Oak Creek Apartments 116 WFB Windsor Court Apartments 117 BSCMI 2001 Tonnelle Avenue 118 MSMC Tyler Self Storage 119 PCF 6400 & 6500 Park of Commerce Boulevard 120 WFB Marconi Avenue 121 BSCMI Medical Tower Building 122 WFB Orchard Supply Shopping Center 123 BSCMI 572 Washington Street 124 JHREF Boardwalk Apartments 125 BSCMI Forestdale Plaza Shopping Center 126 PCF Westside Market 127 PCF Ridge Creek Apartments 128 PCF 1050 Valley Brook Road 129 WFB Walgreens Hesperia 130 WFB Crater Lake Plaza 131 PCF 2220-2228 Ritchey Street 132 WFB 1311-1425 63rd Street 133 PCF Kent and Carrollon Apartments 134 PCF The Rhodes Building 135 PCF University Pointe Shopping Center 136 WFB Westridge Drive 137 BSCMI 6 & 8 Garet Place 138 JHREF Stonewood Office Plaza 139 PCF French Quarter 140 WFB Carrollwood Regency Plaza 141 WFB South Orange Business Center 142 PCF Lyons Tech I 143 WFB A-American Bakersfield South 144 PCF 5200 North University Parkway 145 BSCMI Eckerd - Ft. Worth 146 WFB Aliso Viejo Town Center-BofA Building 147 BSCMI Staples and Barnes & Noble 148 WFB Borders Book Store-Bakersfield 149 MSMC Porterville Marketplace 150 WFB Parkway Plaza 151 WFB Walgreen's Lacey 152 WFB Grand Central Apartments 153 WFB Staples, Inc. 154 WFB Park West Office 155 PCF Walgreens 156 WFB 20255 Corisco Street 157 WFB Harris @ Wayside Walgreens 158 PCF Main Street Gardens 159 WFB Sav-On Mission Hills 160 WFB Plaza San Benito Shopping Center 161 WFB 7th Avenue Apartments 162 WFB River Bluff Apartments 163 WFB 9168-9174 De Soto Avenue 164 WFB Airpark Mini Storage 165 WFB A-American Bakersfield North 166 WFB 2725 El Camino Real 167 WFB Orchard Shopping Center 168 PCF McNab Federal Express 169 BSCMI 3 West 46th Street 170 PCF Kensington Apartments 171 WFB Cost Plus - Stockton 172 PCF Ft. Lauderdale Business Plaza II & III 173 WFB La Mesa Village Apartments 174 WFB Thunderbird Oaks MHP 175 WFB Sandstone Apartments 176 WFB Maximum Security Self Storage 177 WFB Miramar Plaza 178 PCF Bullseye Storage 179 WFB Bel Marin Keys Blvd 180 WFB 20333 Corisco Street 181 WFB Archway Retail Center 182 WFB Cost Plus-Redding 183 WFB 5961 North Broadway Industrial Building 184 WFB Longs Drug Stores, Salinas CA 185 PCF Summit at Southlake Shopping Center 186 WFB Oxford Plaza Shopping Center 187 WFB Creekside Village Apartments 188 WFB A-1 Cordata Self Storage 189 WFB Eckerd's Drugstore 190 WFB Walgreens - Westminster 191 PCF Parkway Village Shopping Center 192 PCF Nature Valley Apartments 193 WFB Meadowlake Village Shopping Center 194 PCF Meridian Park 195 WFB Casino Road Mini Storage 196 WFB Satellite Plaza 197 WFB Starlight Oaks Shopping Center 198 WFB Haven Avenue 199 MSMC Peaches Plaza 200 WFB Sunset Plaza - 35th & Bell 201 PCF Cambridge Arms Apartments 202 WFB Stor-Mor of Pomona TOTALS AND WEIGHTED AVERAGES:
---------------------------------------------------------------------------------------------------------------------------------- MORTGAGE LOAN NO. STREET ADDRESS CITY STATE ZIP CODE ---------------------------------------------------------------------------------------------------------------------------------- 1 269-10, 270-10, and 271-10 Grand Central Parkway Floral Park NY 11005 2 1290 Avenue of The Americas New York NY 10104 3 400 & 500 C Street SW Washington DC 20024 4 6200 Little River Turnpike Alexandria VA 22312 5 425 Washington Street Woburn MA 01801 6 7 Davis Straits Road Falmouth MA 02540 7 3 - 27 Paradise Road Salem MA 01970 8 79 Newton Road Danbury CT 06810 9 180 Milk Street Westborough MA 01581 10 10 Broadway St. Wakefield MA 01880 11 1674 Main Street Chatham MA 02633 12 365 Canal Street New Orleans LA 70130 13 575 Broadway New York NY 10012 14 1747 Pacific Highway San Diego CA 92101 15 252 West 2230 North Provo UT 84604 16 7600 Jonesboro Road Jonesboro GA 30236 17 14900 U.S. 71 Highway Kansas City MO 64147 18 411 W. Putnam Avenue Greenwich CT 06830 19 44850 Groesbeck Highway Clinton Township MI 48036 20 3101 Missouri Avenue (Highway 3) Granite City IL 62040 21 221 South Progress Drive West Kendallville IN 46755 22 9841 County Highway 49 Upper Sandusky OH 43351 23 2301 Liberty Heights Avenue Baltimore MD 21215 24 100 South Broad Street Philadelphia PA 19110 25 361 - 1167 Roseville Square Roseville CA 95678 26 Towne Drive & US 31 Elizabethtown KY 42701 27 2501 Sunny Slope Road Bridgewater NJ 08807 28 8411 Preston Road Dallas TX 75225 29 945-1079 Hanes Mall Boulevard Winston-Salem NC 27103 30 13531 East Caley Avenue Centennial CO 80111 31 Perryville I Corporate Park Clinton NJ 08827 32 1001-1061 Helen Power Drive Vacaville CA 95687 33 5080 Samet Drive High Point NC 27265 34 2800 Mead Avenue Santa Clara CA 95051 35 One Wesco Drive Murrysville PA 15668 36 55 and 65 Rock Hill Road Bala Cynwyd PA 19004 37 1029 Edwards Road Parsippany NJ 07054 38 4741 Hinckley Industrial Parkway Cleveland OH 44109 39 5480 Irving Street Boise ID 83706 40 208 South Williams Street Odessa TX 79763 41 7020 Grand Avenue Hammond IN 46320 42 1803 Eoff Street Wheeling WV 26003 43 1705 Cypress Street Haltom City TX 76117 44 2301 East Truman Road Kansas City MO 64127 45 1801 Moen Avenue Joliet IL 60436 46 2869 Eastrock Drive Rockford IL 61109 47 7 Stonecrest Drive Huntington WV 25701 48 1050 South Plummer Street Tucson AZ 85719 49 500 North Pennsylvania Avenue Oklahoma City OK 73107 50 424 Commerce Road Vestal NY 13850 51 5th Avenue and 14th Street New Brighton PA 15066 52 430 Clay Street Kingsport TN 37660 53 5401-5489 Sunrise Blvd. & 7809-7811 Madison Ave. Citrus Heights CA 95610 54 3000 Davis Road Fairbanks AK 99501 55 3476 Stateview Blvd. Fort Mill SC 29715 56 6108, 6110, 6112, 6118, 6120, 6122, 6124, 6136, 6138 Arlington Blvd. Falls Church VA 22044 57 12445 MacAlister Way New Berlin WI 53151 58 1825 East West Connector Austell GA 30106 59 1541-1551 Ocean Avenue Santa Monica CA 90401 60 28000 South Western Avenue San Pedro CA 90732 61 4111 William Penn Highway Monroeville PA 15146 62 404 East 26 Street Erie PA 16504 63 353 East 6th Street Erie PA 16507 64 2923 West 26th Street Erie PA 16506 65 31 North Jefferson Street New Castle PA 16101 66 4145 Buffalo Road Harborcreek PA 16510 67 13376 Research Boulevard Austin TX 78750 68 New Castle Road Butler Township PA 16045 69 4033 West Avenue L Lancaster CA 93536 70 3501 Avenue H Lancaster CA 93536 71 4400 East Fall Creek Parkway North Drive Indianapolis IN 46205 72 535 Route 38 Cherry Hill NJ 08002 73 425 Camino Del Rio South San Diego CA 92108 74 351 Center Street Chardon OH 44024 75 Waller Road Wilton NY 12831 76 4505 East Chandler Boulevard Phoenix AZ 85048 77 6615-6695 East Pacific Coast Highway Long Beach CA 90803 78 1304 South Woodland Blvd. Deland FL 32724 79 502 West Durango Blvd. San Antonio TX 78207 80 2191 East Bayshore Road Stockton CA 95207 81 3610, 3702 & 3806 Dell Range Boulevard Cheyenne WY 82009 82 1301-1387 South Boulder Road Louisville CO 80027 83 1140 East Altamonte Drive Altamonte Springs FL 32701 84 3315 Hamlet Street Pittsburgh PA 15213 85 3121 College Drive Baton Rouge LA 70808 86 2311 West 16th Street Greeley CO 80634 87 4155 West Lake Mary Boulevard Lake Mary FL 32746 88 15275 Colliers Boulevard Naples FL 34119 89 646-662 Eleventh Ave. New York NY 10036 90 429 North Enola Road East Pennsboro Township PA 17025 91 5425 South Cooper Street Arlington TX 76017 92 41 North Industrial Parkway Calera AL 35217 93 204-208 Passaic Avenue Fairfield NJ 07004 94 800 Ocala Road Tallahassee FL 32304 95 340-418 West San Ysidro Boulevard San Diego CA 92173 96 11400 West Huguenot Road Midlothian VA 23113 97 400 NW 172nd Avenue Pembroke Pines FL 33029 98 1501 Woodlawn Road Lincoln IL 62656 99 1307 8th Avenue Fort Worth TX 76104 100 5607 Hiatus Road Tamarac FL 33321 101 5801-5811 Calle Real Goleta CA 93117 102 865, 869, and 875 North Main Street Alpharetta GA 30004 103 7810-7850 Cahill Avenue Inver Grove Heights MN 55076 104 19708-19744, 19758-19772 Colima Road Rowland Heights CA 91748 105 1601-05 Walnut Street Philadelphia PA 19102 106 91 Leffingwell Road Uncasville CT 06832 107 4422 Dupont Ct. & 4400 McGrath St. Ventura CA 93003 108 1005 Whitehead Road Extension Ewing NJ 08638 109 901 West Bannock Street Boise ID 83702 110 520 Lafayette Park Place Los Angeles CA 90057 111 Neptune Boulevard & SR-33 Neptune NJ 07753 112 625 Baltimore Boulevard Baltimore MD 21157 113 17275 NE 67th Court Redmond WA 98052 114 80 Business Park Drive Armonk NY 10504 115 150 Graylawn Avenue Petaluma CA 94952 116 751 Hilltop Drive Redding CA 96003 117 2001 Tonnelle Avenue North Bergen NJ 07047 118 10335 Indiana Avenue Riverside CA 92503 119 6400 & 6500 Park of Commerce Boulevard Boca Raton FL 33487 120 2500 Marconi Avenue Sacramento CA 95821 121 255 South 17th Street Philadelphia PA 19103 122 1948-1954 S. Broadway Santa Maria CA 93454 123 572 Washington Street Wellesley MA 02482 124 3130 West Lambright Street Tampa FL 33614 125 108 W. Main Street Jamestown NC 27282 126 9108-9124 Camp Bowie West Fort Worth TX 76116 127 1010 Melvin Court Madison WI 53704 128 1050 Valley Brook Road Lyndhurst NJ 07071 129 17051 Bear Valley Road Hesperia CA 92345 130 3475, 3535 and 3565 Crater Lake Hwy Medford OR 97504 131 2220-2228 Ritchey Street Santa Ana CA 92705 132 1311-1425 63rd Street Emeryville CA 94608 133 616 - 620 North Carroll Street Madison WI 53703 134 4363 Northeast Expressway Atlanta GA 30340 135 5960 Beach Boulevard Jacksonville FL 32207 136 115-125 Westridge Drive Watsonville CA 95076 137 6-8 Garet Place Commack NY 11725 138 6929 Sunrise Boulevard Citrus Heights CA 95610 139 3294 Peachtree Industrial Boulevard Duluth GA 30096 140 11921 N. Dale Mabry Highway Tampa FL 33618 141 37-197 Drennen Road Orlando FL 32806 142 4701 Johnson Road Coconut Creek FL 33073 143 4020 Wible Road Bakersfield CA 93309 144 5200 North University Parkway San Bernardino CA 92407 145 4140 East Lancaster Avenue Ft. Worth TX 76103 146 26831 Aliso Creek Road Aliso Viejo CA 92656 147 5001-5003 Jericho Turnpike Commack NY 11725 148 4980 Stockdale Highway Bakersfield CA 93309 149 1373 - 1395 West Henderson Avenue Porterville CA 93257 150 4701-4751 Hiawatha Avenue Minneapolis MN 55406 151 4540 Lacey Boulevard SE Lacey WA 98503 152 1510 - 1530 Cooley Street Missoula MT 59802 153 2052 S. Bundy Drive Los Angeles CA 90025 154 1581 Cummins Street Modesto CA 95358 155 3120 Fry Road Katy TX 77449 156 20255 Corisco Street Chatsworth CA 91311 157 100 Wayside Drive Houston TX 77011 158 23 Main Street East Islip NY 11730 159 9900 Sepulveda Boulevard Mission Hills CA 91345 160 1740, 1750, 1760 Airline Highway Hollister CA 95023 161 4233 7th Avenue N.E. Seattle WA 98105 162 2501-2525 S.32nd Street and 2416-2426 Hengel La Crosse WI 53601 163 9168-9174 De Soto Avenue Chatsworth CA 91311 164 2807 Skyway Drive Santa Maria CA 93455 165 4050 Chester Avenue Bakersfield CA 93301 166 2725 El Camino Real Santa Clara CA 95051 167 1390 North McDowell Boulevard Petaluma CA 94954 168 3321-3341 West McNab Road Fort Lauderdale FL 33309 169 3 West 46 Street New York NY 10036 170 911-923 North 15th Street Milwaukee WI 53233 171 660 West March Lane Stockton CA 95207 172 3555-3569 NW 53rd Court and 3590 NW 54th Street Ft. Lauderdale FL 33309 173 7914 La Mesa Boulevard La Mesa CA 91941 174 200 South Conejo School Road Thousand Oaks CA 91362 175 501 S. 4th Street and 505 Blake Street Edwardsville KS 66111 176 8100 W. Charleston Blvd. Las Vegas NV 89117 177 7092&7094 Miramar Road San Diego CA 92121 178 1715 Airline Drive Houston TX 77009 179 353-359 Bel Marin Keys Blvd Novato CA 94949 180 20333 Corisco Street Chatsworth CA 91311 181 815 Cog Circle Crystal Lake IL 60014 182 1080 Hilltop Drive Redding CA 96003 183 5961, 5969, 5971 & 5975 North Broadway Street Denver CO 80216 184 662 East Boronda Road Salinas CA 93906 185 6452 South Lee Street Morrow GA 30260 186 10407 North Freeway Houston TX 77037 187 2001 Hartnell Avenue Redding, CA CA 96002 188 200 W. Kellogg Road Bellingham WA 98226 189 1415 North Wendover Road Charlotte NC 28205 190 9970 Wadsworth Parkway Westminster CO 80021 191 541 Forest Parkway Forest Park GA 30297 192 1101-1121 Mac Arthur Road Madison WI 53714 193 12650 and 12850 West 64th Avenue Arvada CO 80004 194 2248-2272 Mt. Zion Road Jonesboro GA 30260 195 119 E. Casino Road Everett WA 98208 196 618-642 So. Academy Boulevard Colorado Springs CO 80910 197 4503 De Zavala Road San Antonio TX 78249 198 3696 & 3698 Haven Avenue Redwood City CA 94063 199 7503 Pacific Street Omaha NE 68114 200 3414 - 3440 W. Bell Road Phoenix AZ 85023 201 2047 North Cambridge Avenue Milwaukee WI 53202 202 730 E. 1st Street Pomona CA 91766
------------------------------------------------------------------------------------------------------------------------------------ MORTGAGE LOAN NO. PROPERTY TYPE PROPERTY SUB-TYPE UNITS/SF(3) YEAR BUILT ------------------------------------------------------------------------------------------------------------------------------------ 1 Residential Cooperative High-Rise 1,844 1971 - 1975 2 Office Urban 1,978,622 1963 3 Office Urban 721,604 1981 / 1982 4 Retail Anchored 370,860 1965 5 Retail Anchored 119,225 1962 6 Retail Anchored 85,467 1956 7 Retail Anchored 48,425 1956 8 Retail Anchored 136,209 1971 9 Retail Anchored 153,841 1971 10 Retail Unanchored 15,984 1960 11 Retail Anchored 24,432 1970 12 Office Urban 684,297 1979 13 Mixed Use Retail/Office 152,299 1900 14 Hospitality Extended Stay 121 1999 15 Hospitality Extended Stay 114 1996 16 Industrial Warehouse 618,950 1971 17 Industrial Warehouse 414,680 1971 18 Office Suburban 101,151 1973 19 Industrial Heavy Industrial 385,250 1995 20 Industrial Heavy Industrial 450,938 1954 21 Industrial Heavy Industrial 131,000 1974 22 Industrial Heavy Industrial 80,000 1974 23 Retail Anchored 289,902 1956 24 Office Urban 364,776 1897 - 1902 25 Retail Anchored 219,212 1961 / 1964 26 Retail Anchored 350,466 1985 / 1990 27 Multifamily Garden 394 1988 28 Mixed Use Retail/Office 116,837 1985 29 Retail Anchored 116,861 2001 - 2002 30 Office Suburban 110,000 1985 31 Office Suburban 292,000 1987 32 Retail Anchored 112,155 1994 33 Multifamily Garden 312 2000 34 Industrial Warehouse 35,100 1977 35 Industrial Warehouse 45,075 1987 36 Industrial Warehouse 37,562 55 Rock-1941; 65 Rock-1982 37 Industrial Warehouse 26,581 1984 38 Industrial Warehouse 29,006 1988 39 Industrial Warehouse 24,576 1979 40 Industrial Warehouse 32,964 1986 41 Industrial Warehouse 19,110 1974 42 Industrial Warehouse 26,916 1947 43 Industrial Warehouse 16,348 1985 44 Industrial Warehouse 23,913 1982 45 Industrial Warehouse 17,500 1987 46 Industrial Warehouse 24,000 1976 47 Industrial Warehouse 12,740 1982 48 Industrial Warehouse 11,200 1962 49 Industrial Warehouse 16,188 1960 50 Industrial Warehouse 12,336 1989 51 Industrial Warehouse 9,210 1973 - 1974 52 Industrial Warehouse 9,882 1980 53 Retail Anchored 125,232 1976 / 1990 54 Multifamily Garden 350 1985 55 Office Suburban 169,083 2002 56 Retail Anchored 127,434 1986 57 Multifamily Low-Rise 158 1998 - 2002 58 Retail Anchored 154,416 2001 59 Mixed Use Mixed Use 52,147 1983 60 Retail Anchored 112,975 1978 61 Retail Free Standing 12,738 1999 62 Retail Free Standing 10,908 1999 63 Retail Free Standing 10,908 1999 64 Retail Free Standing 10,908 1999 65 Retail Free Standing 10,908 1999 66 Retail Free Standing 10,908 1999 67 Retail Unanchored 99,446 1986 / 1992 / 1994 68 Retail Anchored 77,446 1972 69 Retail Anchored 110,306 1991 70 Industrial Warehouse 298,368 1998 / 2002 71 Multifamily Garden 336 1968 72 Office Suburban 136,748 1985 73 Multifamily Mid-Rise 170 1990 74 Retail Anchored 80,000 2000 75 Multifamily Garden 136 2002 76 Office Suburban 68,163 1998 77 Office Suburban 99,033 1979 - 1985 78 Office Suburban 161,449 1973 79 Hospitality Full Service 250 1986 80 Retail Anchored 126,004 1977 81 Retail Anchored 86,883 2000 82 Retail Anchored 92,365 1992 83 Retail Anchored 105,883 1988 / 1990 84 Hospitality Limited Service 132 1991 85 Retail Unanchored 123,757 1971 86 Multifamily Garden 244 1972 - 1980 87 Retail Anchored 69,842 2000 - 2002 88 Retail Anchored 76,766 2002 89 Retail Specialty 50,207 1946 90 Retail Anchored 99,760 1972 91 Retail Anchored 86,175 1998 92 Industrial Warehouse 270,600 2000 93 Industrial Light Industrial 122,600 1988 94 Retail Anchored 86,772 2002 95 Retail Anchored 86,132 1979 - 1985 96 Retail Shadow Anchored 65,429 1991 97 Self Storage Self Storage 81,044 1997 - 1998 98 Retail Anchored 150,905 1990 99 Office Medical 88,804 1985 100 Industrial Light Industrial 107,790 2001 101 Retail Anchored 55,314 1970 / 1980 102 Retail Unanchored 48,167 2001 103 Retail Anchored 67,453 1995 104 Retail Shadow Anchored 42,570 1976 - 1977 105 Office Medical 108,162 1925 - 1930 106 Multifamily Garden 114 1969 107 Self Storage Self Storage 75,107 1985 108 Industrial Warehouse 87,428 1997 109 Other Parking Garage 223,500 1978 110 Office Urban 89,640 1970 111 Retail Anchored 19,390 2000 112 Retail Anchored 86,279 1979 113 Industrial Flex Industrial 78,676 1984 114 Office Suburban 60,603 1981 115 Multifamily Garden 76 1984 116 Multifamily Garden 88 1992 117 Industrial Warehouse 285,555 1940 118 Self Storage Self Storage 133,995 2000 119 Mixed Use Industrial/Office 138,904 1991 / 1995 120 Office Suburban 31,511 1970 121 Office Medical 93,852 1930 122 Retail Anchored 76,630 1966 123 Mixed Use Retail/Office 21,021 1930 124 Multifamily Garden 120 1986 125 Retail Anchored 45,237 2002 126 Retail Shadow Anchored 53,040 1986 127 Multifamily Garden 68 1988 - 1989 128 Industrial Light Industrial 72,935 1987 129 Retail Free Standing 15,120 2002 130 Retail Anchored 73,460 1995 131 Industrial Light Industrial 55,000 1973 132 Industrial Light Industrial 52,763 1923 - 1945 133 Multifamily Garden 92 1956 / 1962 134 Industrial Warehouse 70,000 1971 135 Retail Shadow Anchored 23,205 1959 136 Industrial Light Industrial 50,443 1989 137 Retail Shadow Anchored 27,022 1999 138 Office Suburban 35,996 1983 139 Mixed Use Retail/Office 23,647 2001 - 2002 140 Retail Unanchored 35,907 1985 141 Industrial Warehouse 108,800 1984 - 1986 142 Industrial Warehouse 48,216 2002 143 Self Storage Self Storage 89,250 1979 144 Retail Free Standing 15,251 2002 145 Retail Free Standing 12,770 2001 146 Mixed Use Retail/Office 15,319 2002 147 Retail Anchored 39,412 1995 / 1996 148 Retail Big Box 25,005 2002 149 Retail Shadow Anchored 31,500 1993 150 Retail Unanchored 37,526 1989 - 1990 151 Retail Free Standing 15,120 2001 152 Multifamily Garden 53 2001 153 Retail Big Box 19,834 1992 154 Industrial Flex Industrial 48,826 1982 155 Retail Free Standing 14,490 2002 156 Industrial Warehouse 51,287 2001 157 Retail Shadow Anchored 25,726 1993 158 Multifamily Garden 26 2002 159 Retail Free Standing 13,320 2002 160 Retail Shadow Anchored 29,640 1995 161 Multifamily Mid-Rise 40 1983 162 Multifamily Low-Rise 112 1979 / 1980 163 Industrial Flex Industrial 21,850 1967 164 Self Storage Self Storage 83,905 1996 - 1997 165 Self Storage Self Storage 74,685 1979 166 Retail Unanchored 17,157 1987 167 Retail Shadow Anchored 15,642 1983 168 Industrial Warehouse 65,655 1983 - 1985 169 Office Urban 9,400 1920 170 Multifamily Mid-Rise 24 1991 171 Retail Shadow Anchored 18,267 1972 172 Industrial Flex Industrial 64,635 1989 / 1991 173 Multifamily Mid-Rise 51 1972 174 Manufactured Housing Community Manufactured Housing Community 161 1976 175 Multifamily Low-Rise 76 1984 / 1985 176 Self Storage Self Storage 75,025 1996 177 Retail Unanchored 33,163 1978 178 Self Storage Self Storage 102,584 1978 179 Office Suburban 25,986 1981 180 Industrial Warehouse 35,603 2001 - 2002 181 Retail Shadow Anchored 11,936 2002 182 Retail Shadow Anchored 18,000 2002 183 Industrial Warehouse 50,280 1969 184 Retail Big Box 25,500 2000 185 Retail Unanchored 26,504 1998 186 Retail Shadow Anchored 11,165 2001 187 Multifamily Garden 46 1986 188 Self Storage Self Storage 60,265 1996 189 Retail Free Standing 10,908 1998 190 Retail Free Standing 13,905 2000 191 Retail Unanchored 20,150 1990 / 1994 192 Multifamily Garden 48 1975 193 Retail Shadow Anchored 23,531 1994 - 1995 194 Office Suburban 20,520 2001 195 Self Storage Self Storage 49,943 1985 196 Retail Unanchored 20,020 1997 197 Retail Unanchored 15,240 2001 198 Industrial Flex Industrial 46,080 1973 199 Retail Unanchored 26,000 1979 200 Retail Shadow Anchored 19,795 1984 201 Multifamily Mid-Rise 48 1966 202 Self Storage Self Storage 40,337 1987
---------------------------------------------------------------------------------------------------------------------- MORTGAGE PERCENT PERCENT LEASED LOAN NO. YEAR RENOVATED LEASED(4) AS OF DATE(3) SECURITY TYPE(5) LIEN POSITION ---------------------------------------------------------------------------------------------------------------------- 1 NAP 100.0% 01/02/2003 Fee / Partial Leasehold First 2 NAP 98.7% 12/01/2002 Fee First 3 2001 99.5% 12/19/2002 Fee First 4 2000 95.2% 12/01/2002 Fee First 5 2002 100.0% 09/30/2002 Fee First 6 1988 78.3% 09/30/2002 Fee First 7 1992 100.0% 09/30/2002 Fee First 8 1998 100.0% 09/30/2002 Leasehold First 9 NAP 67.5% 09/30/2002 Fee First 10 1999 100.0% 09/30/2002 Fee First 11 NAP 100.0% 09/30/2002 Fee First 12 1996 86.4% 12/17/2002 Fee First 13 1992 100.0% 01/01/2003 Leasehold First 14 NAP 88.4% 12/31/2002 Fee First 15 NAP 74.1% 12/31/2002 Fee First 16 1998 100.0% 12/31/2002 Fee First 17 1979 100.0% 12/31/2002 Fee First 18 1994 88.6% 03/01/2003 Fee First 19 2001 100.0% 04/01/2002 Fee First 20 1998 100.0% 04/01/2002 Fee First 21 1993 100.0% 04/01/2002 Fee First 22 1999 100.0% 04/01/2002 Fee First 23 1982 85.4% 12/11/2002 Fee First 24 1997 - 2002 96.6% 12/23/2002 Fee First 25 1989 / 1990 100.0% 11/15/2002 Fee First 26 NAP 94.4% 12/30/2002 Fee First 27 NAP 99.0% 11/25/2002 Fee First 28 NAP 96.3% 01/23/2003 Fee First 29 NAP 97.9% 11/19/2002 Fee First 30 NAP 100.0% 01/15/2003 Fee First 31 2001 100.0% 08/16/2002 Leasehold First 32 2000 100.0% 03/07/2003 Fee First 33 NAP 87.2% 01/08/2003 Fee First 34 1992 100.0% 02/14/2003 Fee First 35 NAP 100.0% 02/14/2003 Fee First 36 1996 100.0% 02/14/2003 Fee First 37 NAP 100.0% 02/14/2003 Fee First 38 NAP 100.0% 02/14/2003 Fee First 39 NAP 100.0% 02/14/2003 Fee First 40 NAP 100.0% 02/14/2003 Fee First 41 NAP 100.0% 02/14/2003 Fee First 42 NAP 100.0% 02/14/2003 Fee First 43 NAP 100.0% 02/14/2003 Fee First 44 1998 100.0% 02/14/2003 Fee First 45 1993 / 1996 100.0% 02/14/2003 Fee First 46 NAP 100.0% 02/14/2003 Fee First 47 NAP 100.0% 02/14/2003 Fee First 48 NAP 100.0% 02/14/2003 Fee First 49 NAP 100.0% 02/14/2003 Fee First 50 NAP 100.0% 02/14/2003 Fee First 51 NAP 100.0% 02/14/2003 Fee First 52 NAP 100.0% 02/14/2003 Fee First 53 1999 99.7% 11/14/2002 Fee First 54 2001 / 2002 88.3% 12/23/2002 Fee First 55 NAP 100.0% 12/01/2002 Fee First 56 NAP 100.0% 01/30/2003 Fee First 57 NAP 93.0% 12/26/2002 Fee First 58 NAP 100.0% 11/14/2002 Fee First 59 NAP 90.9% 02/12/2003 Fee First 60 2001 95.1% 10/20/2002 Fee First 61 NAP 100.0% 10/31/2002 Fee First 62 NAP 100.0% 10/31/2002 Fee First 63 NAP 100.0% 10/31/2002 Fee First 64 NAP 100.0% 10/31/2002 Fee First 65 NAP 100.0% 10/31/2002 Fee First 66 NAP 100.0% 10/31/2002 Fee First 67 NAP 90.5% 01/09/2003 Fee First 68 2002 98.0% 12/19/2002 Fee First 69 NAP 100.0% 02/03/2003 Fee First 70 NAP 100.0% 10/09/2002 Fee First 71 1999 94.6% 11/21/2002 Fee First 72 NAP 92.2% 12/31/2002 Fee First 73 NAP 88.8% 10/31/2002 Fee First 74 NAP 100.0% 01/14/2002 Fee First 75 NAP 97.8% 12/04/2002 Fee First 76 NAP 95.8% 12/03/2002 Fee First 77 NAP 92.4% 10/28/2002 Fee First 78 NAP 85.4% 10/01/2002 Fee First 79 2000 72.3% 11/30/2002 Fee First 80 NAP 97.3% 09/19/2002 Fee First 81 NAP 100.0% 01/31/2003 Fee First 82 NAP 97.7% 01/08/2003 Fee First 83 NAP 99.0% 02/28/2003 Fee First 84 2001 70.7% 09/29/2002 Fee First 85 2002 88.7% 03/17/2003 Fee First 86 NAP 89.4% 11/20/2002 Fee First 87 NAP 100.0% 03/18/2003 Fee First 88 NAP 100.0% 01/27/2003 Fee First 89 NAP 100.0% 08/20/2002 Fee First 90 2001 92.2% 01/10/2003 Fee First 91 NAP 100.0% 11/15/2002 Fee First 92 NAP 100.0% 11/21/2002 Fee First 93 NAP 100.0% 12/19/2002 Fee First 94 NAP 98.4% 10/20/2002 Leasehold First 95 NAP 98.8% 01/06/2003 Fee First 96 NAP 100.0% 01/30/2003 Fee First 97 NAP 86.9% 12/31/2002 Fee First 98 NAP 100.0% 09/01/2002 Fee First 99 2001 94.3% 01/09/2003 Fee First 100 NAP 100.0% 01/15/2003 Fee First 101 NAP 100.0% 12/02/2002 Fee First 102 NAP 90.6% 11/21/2002 Fee First 103 2002 100.0% 02/24/2003 Fee First 104 NAP 100.0% 02/10/2003 Fee First 105 1999 / 2000 94.3% 12/23/2002 Fee First 106 2001 96.5% 02/26/2003 Fee First 107 1998 93.6% 02/10/2003 Fee First 108 NAP 92.6% 11/13/2002 Fee First 109 NAP 99.8% 07/31/2002 Fee First 110 NAP 93.9% 09/01/2002 Fee First 111 NAP 100.0% 12/31/2002 Fee First 112 NAP 100.0% 09/01/2002 Fee First 113 2000 100.0% 12/31/2002 Fee First 114 2001 85.7% 11/01/2002 Fee First 115 NAP 97.4% 01/06/2003 Fee First 116 NAP 100.0% 12/20/2002 Fee First 117 NAP 98.6% 11/12/2002 Fee First 118 NAP 81.9% 10/03/2002 Fee First 119 NAP 86.7% 11/04/2002 Fee First 120 2002 100.0% 10/18/2002 Fee First 121 1999 / 2000 94.3% 12/23/2002 Fee First 122 1990 97.6% 01/01/2003 Fee First 123 NAP 98.7% 09/30/2002 Fee First 124 NAP 91.7% 02/04/2003 Fee First 125 NAP 100.0% 10/22/2002 Fee First 126 NAP 97.4% 12/10/2002 Fee First 127 NAP 100.0% 11/07/2002 Fee First 128 NAP 100.0% 12/19/2002 Fee First 129 NAP 100.0% 10/18/2002 Fee First 130 NAP 100.0% 11/25/2002 Fee First 131 2001 100.0% 01/22/2003 Fee First 132 1999 / 2000 100.0% 02/01/2003 Fee First 133 NAP 97.8% 01/14/2003 Fee First 134 NAP 100.0% 12/02/2002 Fee First 135 2001 100.0% 12/18/2002 Fee First 136 NAP 100.0% 01/01/2003 Fee First 137 NAP 100.0% 09/11/2002 Fee First 138 1990 97.6% 01/01/2003 Fee First 139 NAP 92.9% 03/10/2003 Fee First 140 1992 / 2001 100.0% 01/10/2003 Fee First 141 NAP 97.6% 11/05/2002 Fee First 142 NAP 100.0% 12/11/2002 Fee First 143 NAP 96.5% 02/10/2003 Fee First 144 NAP 100.0% 10/16/2002 Fee First 145 NAP 100.0% 12/04/2002 Fee First 146 NAP 100.0% 12/11/2002 Fee First 147 NAP 100.0% 11/01/2002 Leasehold First 148 NAP 100.0% 10/31/2002 Fee First 149 NAP 100.0% 02/13/2003 Fee First 150 2001 100.0% 01/15/2003 Fee First 151 NAP 100.0% 12/11/2002 Fee First 152 NAP 96.2% 12/12/2002 Fee First 153 NAP 100.0% 11/12/2002 Fee First 154 1998 100.0% 01/27/2003 Fee First 155 NAP 100.0% 12/20/2002 Fee First 156 NAP 100.0% 08/14/2002 Fee First 157 NAP 100.0% 12/06/2002 Fee First 158 NAP 100.0% 01/13/2003 Fee First 159 NAP 100.0% 01/30/2003 Fee First 160 NAP 100.0% 12/01/2002 Fee First 161 NAP 95.0% 12/19/2002 Fee First 162 NAP 96.4% 11/29/2002 Fee First 163 1991 100.0% 12/31/2002 Fee First 164 NAP 91.2% 10/26/2002 Fee First 165 NAP 96.1% 02/10/2003 Fee First 166 2000 - 2002 100.0% 02/01/2003 Fee First 167 1995 100.0% 10/01/2002 Fee First 168 NAP 81.5% 01/17/2003 Fee First 169 1986 / 1997 / 2002 100.0% 01/01/2003 Fee First 170 NAP 100.0% 12/18/2002 Fee First 171 2001 100.0% 12/09/2002 Fee First 172 NAP 100.0% 12/17/2002 Fee First 173 1997 - 2001 94.1% 01/31/2003 Fee First 174 NAP 100.0% 12/06/2002 Fee First 175 NAP 97.4% 12/01/2002 Fee First 176 NAP 87.0% 03/05/2003 Fee First 177 NAP 94.0% 02/12/2003 Fee First 178 2000 / 2001 78.5% 11/07/2002 Fee First 179 NAP 92.7% 02/19/2003 Fee First 180 NAP 100.0% 01/31/2003 Fee First 181 NAP 100.0% 01/06/2003 Fee First 182 NAP 100.0% 12/09/2002 Fee First 183 NAP 100.0% 01/17/2003 Fee First 184 NAP 100.0% 12/27/2002 Fee First 185 NAP 100.0% 01/28/2003 Fee First 186 NAP 100.0% 11/20/2002 Fee First 187 NAP 100.0% 12/06/2002 Fee First 188 NAP 92.7% 01/28/2003 Fee First 189 NAP 100.0% 12/18/2002 Fee First 190 NAP 100.0% 11/22/2002 Fee First 191 NAP 94.0% 01/28/2003 Fee First 192 NAP 98.1% 12/18/2002 Fee First 193 NAP 95.9% 02/10/2003 Fee First 194 NAP 81.9% 01/28/2003 Fee First 195 NAP 88.7% 01/28/2003 Fee First 196 NAP 100.0% 10/20/2002 Fee First 197 NAP 100.0% 10/21/2002 Fee First 198 1999 100.0% 01/23/2003 Fee First 199 NAP 100.0% 11/01/2002 Fee First 200 NAP 100.0% 01/02/2003 Fee First 201 NAP 100.0% 12/18/2002 Fee First 202 NAP 94.1% 11/25/2002 Fee First
------------------------------------------------------------------------------------------------------------------------------------ MORTGAGE RELATED ORIGINAL CUT-OFF DATE CUT-OFF DATE BALANCE LOAN NO. BORROWER LIST BALANCE BALANCE(6) PER UNIT OR SF NOTE DATE ------------------------------------------------------------------------------------------------------------------------------------ 1 NAP $75,000,000 $75,000,000 $40,672 01/28/2003 2 NAP $70,000,000 $70,000,000 $195 09/09/2002 3 NAP $67,500,000 $67,500,000 $187 02/24/2003 4 NAP $46,000,000 $45,859,279 $124 12/18/2002 5 NAP $6,980,000 $6,935,721 $52 05/09/2002 6 NAP $6,300,000 $6,260,035 $52 05/09/2002 7 NAP $6,000,000 $5,961,938 $52 05/09/2002 8 NAP $5,200,000 $5,146,207 $52 05/09/2002 9 NAP $4,975,000 $4,943,440 $52 05/09/2002 10 NAP $530,000 $526,638 $52 05/09/2002 11 NAP $515,000 $511,733 $52 05/09/2002 12 NAP $30,000,000 $29,869,816 $44 11/20/2002 13 NAP $28,750,000 $28,641,540 $188 01/15/2003 14 NAP $17,537,500 $17,537,500 $97,872 03/07/2003 15 NAP $5,462,500 $5,462,500 $97,872 03/07/2003 16 17, 19, 20, 21, 22, 31 $13,508,571 $13,466,694 $21 12/26/2002 17 16, 19, 20, 21, 22, 31 $8,226,787 $8,201,284 $21 12/26/2002 18 NAP $20,800,000 $20,787,191 $206 02/28/2003 19 16, 17, 20, 21, 22, 31 $10,613,700 $10,544,643 $19 04/10/2002 20 16, 17, 19, 21, 22, 31 $6,116,300 $6,076,505 $19 04/10/2002 21 16, 17, 19, 20, 22, 31 $1,948,840 $1,936,160 $19 04/10/2002 22 16, 17, 19, 20, 21, 31 $1,199,290 $1,191,487 $19 04/10/2002 23 NAP $17,250,000 $17,104,464 $59 03/07/2002 24 105, 121 $17,000,000 $16,943,154 $46 01/09/2003 25 53 $17,000,000 $16,936,138 $77 11/07/2002 26 NAP $16,000,000 $15,881,105 $45 11/01/2002 27 NAP $16,000,000 $15,760,902 $40,002 11/25/2002 28 NAP $15,500,000 $15,487,355 $133 02/03/2003 29 58 $15,200,000 $15,138,774 $130 11/19/2002 30 NAP $14,775,000 $14,742,967 $134 01/15/2003 31 16, 17, 19, 20, 21, 22 $14,592,500 $14,507,181 $99 08/16/2002 32 NAP $13,200,000 $13,188,593 $118 02/06/2003 33 NAP $13,000,000 $12,969,269 $41,568 01/10/2003 34 NAP $2,370,000 $2,366,369 $29 02/14/2003 35 NAP $1,600,000 $1,597,549 $29 02/14/2003 36 NAP $1,460,000 $1,457,763 $29 02/14/2003 37 NAP $1,140,000 $1,138,253 $29 02/14/2003 38 NAP $930,000 $928,575 $29 02/14/2003 39 NAP $610,000 $609,065 $29 02/14/2003 40 NAP $570,000 $569,127 $29 02/14/2003 41 NAP $480,000 $479,265 $29 02/14/2003 42 NAP $420,000 $419,356 $29 02/14/2003 43 NAP $400,000 $399,387 $29 02/14/2003 44 NAP $390,000 $389,402 $29 02/14/2003 45 NAP $380,000 $379,418 $29 02/14/2003 46 NAP $340,000 $339,479 $29 02/14/2003 47 NAP $340,000 $339,479 $29 02/14/2003 48 NAP $260,000 $259,602 $29 02/14/2003 49 NAP $220,000 $219,663 $29 02/14/2003 50 NAP $200,000 $199,694 $29 02/14/2003 51 NAP $160,000 $159,755 $29 02/14/2003 52 NAP $160,000 $159,755 $29 02/14/2003 53 25 $12,000,000 $11,963,981 $96 11/22/2002 54 NAP $11,750,000 $11,711,499 $33,461 01/16/2003 55 NAP $11,656,450 $11,621,463 $69 12/26/2002 56 NAP $11,500,000 $11,500,000 $90 01/31/2003 57 NAP $11,200,000 $11,163,398 $70,654 12/16/2002 58 29 $10,500,000 $10,453,980 $68 11/14/2002 59 NAP $10,000,000 $10,000,000 $192 03/05/2003 60 88, 94 $9,915,000 $9,915,000 $88 12/23/2002 61 62, 63, 64, 65, 66, 87, 125 $1,910,700 $1,910,700 $147 01/08/2003 62 61, 63, 64, 65, 66, 87, 125 $1,636,200 $1,636,200 $147 01/08/2003 63 61, 62, 64, 65, 66, 87, 125 $1,636,200 $1,636,200 $147 01/08/2003 64 61, 62, 63, 65, 66, 87, 125 $1,636,200 $1,636,200 $147 01/08/2003 65 61, 62, 63, 64, 66, 87, 125 $1,636,200 $1,636,200 $147 01/08/2003 66 61, 62, 63, 64, 65, 87, 125 $1,418,040 $1,418,040 $147 01/08/2003 67 NAP $9,100,000 $9,079,550 $91 01/09/2003 68 NAP $9,100,000 $9,043,159 $117 12/18/2002 69 NAP $9,000,000 $9,000,000 $82 02/11/2003 70 NAP $9,000,000 $8,980,263 $30 01/07/2003 71 NAP $9,000,000 $8,941,889 $26,613 12/17/2002 72 NAP $8,750,000 $8,741,698 $64 02/27/2003 73 NAP $8,600,000 $8,552,761 $50,310 12/12/2002 74 NAP $8,555,000 $8,547,201 $107 02/18/2003 75 NAP $8,300,000 $8,272,569 $60,828 12/06/2002 76 NAP $7,600,000 $7,577,405 $111 12/03/2002 77 NAP $7,500,000 $7,500,000 $76 12/16/2002 78 NAP $7,500,000 $7,487,761 $46 02/10/2003 79 NAP $7,500,000 $7,478,544 $29,914 12/18/2002 80 NAP $7,500,000 $7,467,713 $59 11/15/2002 81 NAP $7,150,000 $7,127,778 $82 01/31/2003 82 100, 119, 142, 168, 172 $7,100,000 $7,070,441 $77 10/03/2002 83 NAP $7,000,000 $6,973,100 $66 11/19/2002 84 NAP $6,800,000 $6,776,110 $51,334 12/18/2002 85 NAP $6,675,000 $6,654,920 $54 01/31/2003 86 NAP $6,650,000 $6,606,056 $27,074 11/21/2002 87 61, 62, 63, 64, 65, 66, 125 $6,250,000 $6,250,000 $89 12/06/2002 88 60, 94 $6,170,000 $6,170,000 $80 12/20/2002 89 NAP $6,000,000 $6,000,000 $120 03/07/2003 90 NAP $6,000,000 $5,981,999 $60 01/13/2003 91 NAP $6,000,000 $5,963,581 $69 11/15/2002 92 NAP $5,900,000 $5,864,188 $22 11/22/2002 93 128 $5,800,000 $5,782,169 $47 12/19/2002 94 60, 88 $5,700,000 $5,700,000 $66 01/13/2003 95 NAP $5,500,000 $5,500,000 $64 01/09/2003 96 NAP $5,500,000 $5,487,498 $84 01/29/2003 97 NAP $5,500,000 $5,487,478 $68 01/27/2003 98 NAP $5,440,000 $5,419,089 $36 12/31/2002 99 NAP $5,300,000 $5,292,721 $60 02/14/2003 100 82, 119, 142, 168, 172 $5,200,000 $5,166,966 $48 08/30/2002 101 NAP $5,000,000 $4,971,261 $90 11/05/2002 102 NAP $5,000,000 $4,955,474 $103 11/01/2002 103 NAP $4,825,000 $4,811,194 $71 11/14/2002 104 NAP $4,500,000 $4,496,260 $106 02/14/2003 105 24, 121 $4,500,000 $4,484,952 $41 01/09/2003 106 NAP $4,500,000 $4,478,136 $39,282 10/03/2002 107 143, 165 $4,425,000 $4,405,451 $59 12/20/2002 108 NAP $4,400,000 $4,375,357 $50 11/22/2002 109 NAP $4,380,000 $4,361,661 $20 11/22/2002 110 NAP $4,300,000 $4,296,260 $48 02/10/2003 111 NAP $4,180,000 $4,170,751 $215 01/24/2003 112 NAP $4,300,000 $4,155,130 $48 11/25/2002 113 NAP $4,100,000 $4,047,626 $51 12/18/2002 114 NAP $4,000,000 $3,996,307 $66 02/21/2003 115 NAP $4,000,000 $3,995,589 $52,574 02/03/2003 116 NAP $4,000,000 $3,994,610 $45,393 01/10/2003 117 NAP $4,000,000 $3,971,613 $14 12/27/2002 118 NAP $3,800,000 $3,788,198 $28 12/17/2002 119 82, 100, 142, 168, 172 $3,600,000 $3,587,953 $26 11/04/2002 120 NAP $3,600,000 $3,550,023 $113 11/19/2002 121 24, 105 $3,500,000 $3,488,296 $37 01/09/2003 122 NAP $3,500,000 $3,474,684 $45 10/04/2002 123 NAP $3,420,000 $3,395,335 $162 01/23/2003 124 NAP $3,400,000 $3,389,137 $28,243 12/12/2002 125 61, 62, 63, 64, 65, 66, 87 $3,319,000 $3,319,000 $73 12/06/2002 126 NAP $3,320,000 $3,310,408 $62 12/11/2002 127 NAP $3,300,000 $3,286,103 $48,325 11/12/2002 128 93 $3,200,000 $3,190,295 $44 12/19/2002 129 NAP $3,200,000 $3,188,685 $211 10/04/2002 130 NAP $3,140,000 $3,130,394 $43 10/31/2002 131 NAP $3,000,000 $2,993,806 $54 01/22/2003 132 NAP $3,000,000 $2,991,097 $57 01/22/2003 133 NAP $3,000,000 $2,989,137 $32,491 01/14/2003 134 NAP $3,000,000 $2,986,928 $43 12/02/2002 135 NAP $2,900,000 $2,887,363 $124 12/18/2002 136 NAP $2,925,000 $2,885,826 $57 10/28/2002 137 NAP $2,875,000 $2,866,654 $106 12/24/2002 138 NAP $2,875,000 $2,866,387 $80 12/05/2002 139 NAP $2,800,000 $2,800,000 $118 03/10/2003 140 NAP $2,800,000 $2,791,690 $78 01/07/2003 141 NAP $2,800,000 $2,762,170 $25 10/29/2002 142 82, 100, 119, 168, 172 $2,750,000 $2,737,833 $57 12/12/2002 143 107, 165 $2,700,000 $2,691,755 $30 01/02/2003 144 NAP $2,676,500 $2,668,374 $175 10/16/2002 145 NAP $2,600,000 $2,588,945 $203 12/23/2002 146 NAP $2,500,000 $2,492,638 $163 12/09/2002 147 NAP $2,500,000 $2,481,439 $63 01/16/2003 148 NAP $2,450,000 $2,440,777 $98 10/11/2002 149 NAP $2,425,000 $2,413,483 $77 09/05/2002 150 NAP $2,400,000 $2,392,790 $64 01/24/2003 151 NAP $2,400,000 $2,392,230 $158 11/12/2002 152 NAP $2,375,000 $2,367,817 $44,676 12/02/2002 153 NAP $2,400,000 $2,365,694 $119 11/06/2002 154 NAP $2,325,000 $2,318,165 $47 12/11/2002 155 NAP $2,300,000 $2,285,324 $158 12/20/2002 156 180 $2,300,000 $2,283,417 $45 09/10/2002 157 NAP $2,300,000 $2,277,301 $89 12/05/2002 158 NAP $2,300,000 $2,275,566 $87,522 11/04/2002 159 NAP $2,270,000 $2,265,006 $170 01/08/2003 160 NAP $2,300,000 $2,255,848 $76 12/03/2002 161 NAP $2,250,000 $2,240,211 $56,005 12/09/2002 162 NAP $2,225,000 $2,217,480 $19,799 11/26/2002 163 NAP $2,200,000 $2,193,218 $100 12/13/2002 164 NAP $2,200,000 $2,191,679 $26 12/10/2002 165 107, 143 $2,150,000 $2,143,426 $29 01/02/2003 166 NAP $2,150,000 $2,136,224 $125 10/08/2002 167 NAP $2,100,000 $2,090,500 $134 10/23/2002 168 82, 100, 119, 142, 172 $2,100,000 $2,088,062 $32 09/23/2002 169 NAP $2,000,000 $2,000,000 $213 03/05/2003 170 192 $2,000,000 $1,993,776 $83,074 12/20/2002 171 NAP $2,000,000 $1,991,431 $109 11/13/2002 172 82, 100, 119, 142, 168 $2,000,000 $1,991,391 $31 12/17/2002 173 NAP $2,000,000 $1,990,065 $39,021 09/30/2002 174 NAP $2,000,000 $1,986,826 $12,341 12/06/2002 175 NAP $1,950,000 $1,942,338 $25,557 12/05/2002 176 NAP $1,900,000 $1,886,037 $25 10/10/2002 177 NAP $1,900,000 $1,884,892 $57 09/20/2002 178 NAP $1,900,000 $1,873,421 $18 11/12/2002 179 NAP $1,850,000 $1,848,426 $71 01/08/2003 180 156 $1,800,000 $1,797,671 $50 01/09/2003 181 NAP $1,800,000 $1,796,085 $150 01/09/2003 182 NAP $1,760,000 $1,755,060 $98 12/04/2002 183 NAP $1,675,000 $1,671,508 $33 01/06/2003 184 NAP $1,650,000 $1,646,480 $65 12/03/2002 185 191, 194 $1,600,000 $1,596,451 $60 01/28/2003 186 NAP $1,525,000 $1,519,820 $136 10/28/2002 187 NAP $1,500,000 $1,495,724 $32,516 12/18/2002 188 195 $1,500,000 $1,495,469 $25 01/10/2003 189 NAP $1,500,000 $1,493,642 $137 12/11/2002 190 NAP $1,500,000 $1,487,311 $107 10/22/2002 191 185, 194 $1,460,000 $1,456,762 $72 01/28/2003 192 170 $1,450,000 $1,445,444 $30,113 01/07/2003 193 NAP $1,450,000 $1,442,416 $61 09/16/2002 194 185, 191 $1,400,000 $1,396,895 $68 01/28/2003 195 188 $1,400,000 $1,395,731 $28 01/14/2003 196 NAP $1,400,000 $1,395,153 $70 10/25/2002 197 NAP $1,300,000 $1,286,840 $84 09/03/2002 198 NAP $1,200,000 $1,198,432 $26 01/21/2003 199 NAP $1,200,000 $1,193,058 $46 11/05/2002 200 NAP $1,175,000 $1,171,460 $59 12/23/2002 201 NAP $1,120,000 $1,116,481 $23,260 01/07/2003 202 NAP $1,000,000 $994,659 $25 11/14/2002 $1,221,341,478 $1,217,398,189
------------------------------------------------------------------------------------------------------------------------------ MORTGAGE FIRST PAYMENT FIRST PAYMENT GRACE LOCKBOX LOCKBOX LOAN NO. DATE (P&I) DATE (IO) MATURITY DATE PERIOD(7) ARD LOAN STATUS TYPE ------------------------------------------------------------------------------------------------------------------------------ 1 03/01/2005 03/01/2003 02/01/2013 5 No NAP NAP 2 08/07/2007 11/07/2002 01/07/2013 0 No In Place Hard 3 04/01/2008 04/01/2003 03/01/2013 5 No NAP NAP 4 02/01/2003 NAP 01/01/2013 0 No NAP NAP 5 07/01/2002 NAP 06/01/2012 0 No In Place Hard 6 07/01/2002 NAP 06/01/2012 0 No In Place Hard 7 07/01/2002 NAP 06/01/2012 0 No In Place Hard 8 07/01/2002 NAP 06/01/2012 0 No In Place Hard 9 07/01/2002 NAP 06/01/2012 0 No In Place Hard 10 07/01/2002 NAP 06/01/2012 0 No In Place Hard 11 07/01/2002 NAP 06/01/2012 0 No In Place Hard 12 01/01/2003 NAP 12/01/2012 0 No In Place Hard 13 03/01/2003 NAP 02/01/2013 5 No In Place Hard 14 05/01/2003 NAP 04/01/2013 5 No In Place Soft 15 05/01/2003 NAP 04/01/2013 5 No In Place Soft 16 02/01/2003 NAP 01/01/2013 5 No In Place Hard 17 02/01/2003 NAP 01/01/2013 5 No In Place Hard 18 04/01/2003 NAP 03/01/2013 0 No NAP NAP 19 06/01/2002 NAP 05/01/2012 5 No In Place Hard 20 06/01/2002 NAP 05/01/2012 5 No In Place Hard 21 06/01/2002 NAP 05/01/2012 5 No In Place Hard 22 06/01/2002 NAP 05/01/2012 5 No In Place Hard 23 05/01/2002 NAP 04/01/2007 5 No NAP NAP 24 03/01/2003 NAP 02/01/2013 5 No NAP NAP 25 01/01/2003 NAP 12/01/2012 5 No NAP NAP 26 12/01/2002 NAP 11/01/2012 0 No In Place Hard 27 01/01/2003 NAP 12/01/2017 0 No NAP NAP 28 04/01/2003 NAP 03/01/2013 5 No In Place Hard 29 01/01/2003 NAP 12/01/2012 15 No NAP NAP 30 03/01/2003 NAP 02/01/2013 3 Yes NAP NAP 31 10/01/2002 NAP 09/01/2012 5 No In Place Hard 32 04/01/2003 NAP 03/01/2013 5 No NAP NAP 33 03/01/2003 NAP 02/01/2013 15 No NAP NAP 34 04/01/2003 NAP 03/01/2013 0 No In Place Hard 35 04/01/2003 NAP 03/01/2013 0 No In Place Hard 36 04/01/2003 NAP 03/01/2013 0 No In Place Hard 37 04/01/2003 NAP 03/01/2013 0 No In Place Hard 38 04/01/2003 NAP 03/01/2013 0 No In Place Hard 39 04/01/2003 NAP 03/01/2013 0 No In Place Hard 40 04/01/2003 NAP 03/01/2013 0 No In Place Hard 41 04/01/2003 NAP 03/01/2013 0 No In Place Hard 42 04/01/2003 NAP 03/01/2013 0 No In Place Hard 43 04/01/2003 NAP 03/01/2013 0 No In Place Hard 44 04/01/2003 NAP 03/01/2013 0 No In Place Hard 45 04/01/2003 NAP 03/01/2013 0 No In Place Hard 46 04/01/2003 NAP 03/01/2013 0 No In Place Hard 47 04/01/2003 NAP 03/01/2013 0 No In Place Hard 48 04/01/2003 NAP 03/01/2013 0 No In Place Hard 49 04/01/2003 NAP 03/01/2013 0 No In Place Hard 50 04/01/2003 NAP 03/01/2013 0 No In Place Hard 51 04/01/2003 NAP 03/01/2013 0 No In Place Hard 52 04/01/2003 NAP 03/01/2013 0 No In Place Hard 53 02/01/2003 NAP 01/01/2013 10 No NAP NAP 54 03/01/2003 NAP 02/01/2013 5 No NAP NAP 55 02/01/2003 NAP 01/01/2013 5 No In Place Hard 56 03/01/2008 03/01/2003 02/01/2013 0 No NAP NAP 57 02/01/2003 NAP 01/01/2013 5 No NAP NAP 58 01/01/2003 NAP 12/01/2012 0 No NAP NAP 59 05/01/2003 NAP 04/01/2013 10 No NAP NAP 60 NAP 02/01/2003 01/01/2010 5 No NAP NAP 61 NAP 03/01/2003 02/01/2010 5 No Springing Soft / Hard 62 NAP 03/01/2003 02/01/2010 5 No Springing Soft / Hard 63 NAP 03/01/2003 02/01/2010 5 No Springing Soft / Hard 64 NAP 03/01/2003 02/01/2010 5 No Springing Soft / Hard 65 NAP 03/01/2003 02/01/2010 5 No Springing Soft / Hard 66 NAP 03/01/2003 02/01/2010 5 No Springing Soft / Hard 67 03/01/2003 NAP 02/01/2013 0 No NAP NAP 68 02/01/2003 NAP 01/01/2023 0 No NAP NAP 69 05/01/2003 NAP 04/01/2013 0 No NAP NAP 70 03/01/2003 NAP 09/01/2013 5 No NAP NAP 71 02/01/2003 NAP 01/01/2023 5 No NAP NAP 72 04/01/2003 NAP 03/01/2013 5 No NAP NAP 73 02/01/2003 NAP 01/01/2013 5 No NAP NAP 74 04/01/2003 NAP 03/01/2013 5 No Springing Hard 75 02/01/2003 NAP 01/01/2013 0 No NAP NAP 76 02/01/2003 NAP 01/01/2013 0 No NAP NAP 77 02/01/2005 02/01/2003 06/01/2012 5 No NAP NAP 78 04/01/2003 NAP 03/01/2013 5 No NAP NAP 79 03/01/2003 NAP 02/01/2013 5 No NAP NAP 80 01/01/2003 NAP 12/01/2012 5 No NAP NAP 81 03/01/2003 NAP 02/01/2013 5 No In Place Soft 82 12/01/2002 NAP 11/01/2012 0 No NAP NAP 83 01/01/2003 NAP 12/01/2012 5 No NAP NAP 84 02/01/2003 NAP 01/01/2013 5 No NAP NAP 85 03/01/2003 NAP 02/01/2013 5 No In Place Hard 86 01/01/2003 NAP 12/01/2012 0 No NAP NAP 87 NAP 02/01/2003 01/01/2010 0 No NAP NAP 88 NAP 02/01/2003 01/01/2010 5 No NAP NAP 89 05/01/2003 NAP 04/01/2015 5 No In Place Soft / Hard 90 03/01/2003 NAP 02/01/2013 5 No Springing Hard 91 01/01/2003 NAP 12/01/2012 0 No NAP NAP 92 01/01/2003 NAP 12/01/2012 0 No NAP NAP 93 03/05/2003 NAP 02/05/2013 0 No In Place Hard 94 NAP 03/01/2003 02/01/2010 5 No NAP NAP 95 03/01/2008 03/01/2003 02/01/2013 5 No NAP NAP 96 03/01/2003 NAP 02/01/2013 0 No NAP NAP 97 03/01/2003 NAP 02/01/2013 5 No NAP NAP 98 02/01/2003 NAP 01/01/2013 5 No Springing Hard 99 04/01/2003 NAP 03/01/2013 10 No NAP NAP 100 10/01/2002 NAP 09/01/2012 0 No NAP NAP 101 01/01/2003 NAP 12/01/2012 5 No NAP NAP 102 01/01/2003 NAP 12/01/2022 0 No NAP NAP 103 02/01/2003 NAP 01/01/2013 5 No In Place Soft / Hard 104 04/01/2003 NAP 03/01/2013 0 No NAP NAP 105 03/01/2003 NAP 02/01/2013 5 No NAP NAP 106 12/01/2002 NAP 11/01/2012 5 No NAP NAP 107 02/01/2003 NAP 01/01/2008 5 No NAP NAP 108 01/01/2003 NAP 12/01/2012 0 No NAP NAP 109 02/01/2003 NAP 01/01/2013 5 No NAP NAP 110 04/01/2003 NAP 03/01/2013 5 No NAP NAP 111 03/01/2003 NAP 02/01/2013 5 No NAP NAP 112 01/01/2003 NAP 12/01/2010 5 No NAP NAP 113 03/01/2003 NAP 02/01/2013 5 No NAP NAP 114 04/01/2003 NAP 03/01/2013 5 No NAP NAP 115 04/01/2003 NAP 03/01/2013 5 No NAP NAP 116 04/01/2003 NAP 03/01/2013 5 No NAP NAP 117 02/01/2003 NAP 01/01/2013 5 No NAP NAP 118 02/01/2003 NAP 01/01/2013 5 No NAP NAP 119 01/01/2003 NAP 12/01/2012 0 No NAP NAP 120 02/01/2003 NAP 01/01/2015 5 No NAP NAP 121 03/01/2003 NAP 02/01/2013 5 No NAP NAP 122 12/01/2002 NAP 11/01/2012 5 No NAP NAP 123 03/01/2003 NAP 02/01/2018 5 No NAP NAP 124 02/01/2003 NAP 01/01/2013 5 No NAP NAP 125 NAP 02/01/2003 01/01/2010 15 No NAP NAP 126 02/01/2003 NAP 01/01/2013 0 No NAP NAP 127 01/01/2003 NAP 12/01/2012 0 No NAP NAP 128 03/05/2003 NAP 02/05/2013 0 No In Place Hard 129 01/01/2003 NAP 12/01/2012 5 No In Place Hard 130 02/01/2003 NAP 01/01/2013 5 No NAP NAP 131 03/01/2003 NAP 02/01/2013 0 No NAP NAP 132 03/01/2003 NAP 02/01/2013 5 No NAP NAP 133 03/01/2003 NAP 02/01/2013 0 No NAP NAP 134 02/01/2003 NAP 01/01/2013 3 No NAP NAP 135 02/01/2003 NAP 01/01/2013 0 No NAP NAP 136 01/01/2003 NAP 12/01/2017 5 No NAP NAP 137 02/01/2003 NAP 01/01/2013 5 No In Place Hard 138 02/01/2003 NAP 01/01/2013 5 No NAP NAP 139 05/01/2003 NAP 04/01/2013 0 No NAP NAP 140 03/01/2003 NAP 02/01/2014 5 No NAP NAP 141 01/01/2003 NAP 12/01/2017 5 No NAP NAP 142 02/01/2003 NAP 01/01/2013 0 No NAP NAP 143 03/01/2003 NAP 02/01/2008 5 No NAP NAP 144 01/01/2003 NAP 12/01/2012 0 No NAP NAP 145 02/01/2003 NAP 01/01/2013 5 No In Place Hard 146 02/01/2003 NAP 01/01/2010 5 No NAP NAP 147 03/01/2003 NAP 02/01/2013 5 No NAP NAP 148 01/01/2003 NAP 12/01/2012 5 No NAP NAP 149 11/01/2002 NAP 10/01/2012 5 No Springing Hard 150 03/01/2003 NAP 02/01/2013 5 No In Place Hard 151 02/01/2003 NAP 01/01/2013 5 No In Place Hard 152 02/01/2003 NAP 01/01/2013 5 No NAP NAP 153 01/01/2003 NAP 12/01/2017 5 No NAP NAP 154 03/01/2003 NAP 02/01/2013 5 No NAP NAP 155 02/01/2003 NAP 01/01/2023 0 No NAP NAP 156 12/01/2002 NAP 11/01/2012 5 No NAP NAP 157 02/01/2003 NAP 01/01/2018 5 No NAP NAP 158 01/01/2003 NAP 12/01/2012 0 No NAP NAP 159 03/01/2003 NAP 02/01/2013 5 No NAP NAP 160 02/01/2003 NAP 01/01/2013 5 No NAP NAP 161 02/01/2003 NAP 01/01/2013 5 No NAP NAP 162 02/01/2003 NAP 01/01/2013 5 No NAP NAP 163 03/01/2003 NAP 02/01/2013 5 No NAP NAP 164 02/01/2003 NAP 01/01/2013 5 No NAP NAP 165 03/01/2003 NAP 02/01/2008 5 No NAP NAP 166 12/01/2002 NAP 11/01/2012 5 No NAP NAP 167 12/01/2002 NAP 11/01/2012 5 No NAP NAP 168 11/01/2002 NAP 10/01/2012 0 No NAP NAP 169 05/01/2003 NAP 04/01/2013 5 No NAP NAP 170 02/01/2003 NAP 01/01/2013 0 No NAP NAP 171 02/01/2003 NAP 01/01/2013 5 No NAP NAP 172 02/01/2003 NAP 01/01/2013 0 No NAP NAP 173 12/01/2002 NAP 11/01/2012 5 No NAP NAP 174 02/01/2003 NAP 01/01/2023 5 No NAP NAP 175 02/01/2003 NAP 01/01/2018 5 No NAP NAP 176 12/01/2002 NAP 11/01/2012 5 No NAP NAP 177 11/01/2002 NAP 10/01/2012 5 No NAP NAP 178 01/01/2003 NAP 12/01/2017 0 No NAP NAP 179 04/01/2003 NAP 03/01/2008 5 No NAP NAP 180 04/01/2003 NAP 03/01/2013 5 No NAP NAP 181 03/01/2003 NAP 02/01/2013 5 No NAP NAP 182 02/01/2003 NAP 01/01/2013 5 No NAP NAP 183 03/01/2003 NAP 02/01/2013 5 No NAP NAP 184 03/01/2003 NAP 02/01/2013 5 No NAP NAP 185 03/01/2003 NAP 02/01/2013 0 No NAP NAP 186 01/01/2003 NAP 12/01/2012 5 No NAP NAP 187 02/01/2003 NAP 01/01/2013 5 No NAP NAP 188 03/01/2003 NAP 02/01/2013 5 No NAP NAP 189 02/01/2003 NAP 01/01/2013 15 No NAP NAP 190 01/01/2003 NAP 12/01/2012 5 No NAP NAP 191 03/01/2003 NAP 02/01/2013 0 No NAP NAP 192 03/01/2003 NAP 02/01/2013 0 No NAP NAP 193 11/01/2002 NAP 10/01/2012 5 No NAP NAP 194 03/01/2003 NAP 02/01/2013 0 No NAP NAP 195 03/01/2003 NAP 02/01/2013 5 No NAP NAP 196 01/01/2003 NAP 12/01/2012 5 No NAP NAP 197 12/01/2002 NAP 11/01/2012 5 No NAP NAP 198 04/01/2003 NAP 03/01/2013 5 No NAP NAP 199 01/01/2003 NAP 12/01/2012 5 No NAP NAP 200 03/01/2003 NAP 02/01/2013 5 No NAP NAP 201 03/01/2003 NAP 02/01/2013 0 No NAP NAP 202 01/01/2003 NAP 12/01/2012 0 No NAP NAP
---------------------------------------------------------------------------------------------------------------------------------- MORTGAGE ORIGINAL TERM REMAINING TERM ORIGINAL REMAINING MORTGAGE MONTHLY LOAN NO. TO MATURITY TO MATURITY AMORT. TERM(8) AMORT. TERM RATE PAYMENT (P&I) ---------------------------------------------------------------------------------------------------------------------------------- 1 120 118 360 360 5.220% $412,760 2 123 117 289 289 6.853% $495,132 3 120 119 360 360 5.760% $394,341 4 120 117 360 357 5.900% $272,843 5 120 110 360 350 7.770% $50,102 6 120 110 360 350 7.770% $45,221 7 120 110 360 350 7.770% $43,068 8 120 110 300 290 7.770% $39,345 9 120 110 360 350 7.770% $35,710 10 120 110 360 350 7.770% $3,804 11 120 110 360 350 7.770% $3,697 12 120 116 360 356 5.400% $168,459 13 120 118 276 274 5.520% $184,131 14 120 120 300 300 6.550% $118,963 15 120 120 300 300 6.550% $37,054 16 120 117 360 357 5.830% $79,520 17 120 117 360 357 5.830% $48,428 18 120 119 360 359 7.050% $139,082 19 120 109 360 349 7.980% $77,732 20 120 109 360 349 7.980% $44,794 21 120 109 360 349 7.980% $14,273 22 120 109 360 349 7.980% $8,783 23 60 48 360 348 7.950% $125,974 24 120 118 300 298 5.350% $102,878 25 120 116 360 356 6.110% $103,129 26 120 115 300 295 5.730% $100,464 27 180 176 180 176 4.980% $126,360 28 120 119 360 359 6.060% $93,529 29 120 116 360 356 5.770% $88,896 30 120 118 360 358 5.990% $88,489 31 120 113 360 353 6.670% $93,872 32 120 119 360 359 5.840% $77,788 33 120 118 360 358 5.460% $73,487 34 120 119 264 263 6.500% $16,897 35 120 119 264 263 6.500% $11,407 36 120 119 264 263 6.500% $10,409 37 120 119 264 263 6.500% $8,128 38 120 119 264 263 6.500% $6,630 39 120 119 264 263 6.500% $4,349 40 120 119 264 263 6.500% $4,064 41 120 119 264 263 6.500% $3,422 42 120 119 264 263 6.500% $2,994 43 120 119 264 263 6.500% $2,852 44 120 119 264 263 6.500% $2,780 45 120 119 264 263 6.500% $2,709 46 120 119 264 263 6.500% $2,424 47 120 119 264 263 6.500% $2,424 48 120 119 264 263 6.500% $1,854 49 120 119 264 263 6.500% $1,568 50 120 119 264 263 6.500% $1,426 51 120 119 264 263 6.500% $1,141 52 120 119 264 263 6.500% $1,141 53 120 117 360 357 6.000% $71,946 54 120 118 300 298 5.500% $72,155 55 120 117 360 357 6.000% $69,886 56 120 118 360 360 5.470% $65,079 57 120 117 360 357 5.550% $63,944 58 120 116 360 356 5.350% $58,633 59 120 120 360 360 4.880% $52,951 60 84 81 IO IO 5.045% NAP 61 84 82 IO IO 4.935% NAP 62 84 82 IO IO 4.935% NAP 63 84 82 IO IO 4.935% NAP 64 84 82 IO IO 4.935% NAP 65 84 82 IO IO 4.935% NAP 66 84 82 IO IO 4.935% NAP 67 120 118 360 358 5.770% $53,221 68 240 237 240 237 6.370% $67,152 69 120 120 360 360 5.430% $50,706 70 127 125 360 358 5.920% $53,498 71 240 237 240 237 6.090% $64,947 72 120 119 360 359 5.470% $49,517 73 120 117 300 297 6.520% $58,175 74 120 119 360 359 5.630% $49,274 75 120 117 360 357 5.490% $47,074 76 120 117 360 357 6.050% $45,810 77 113 110 360 360 5.760% $43,816 78 120 119 264 263 6.120% $51,764 79 120 118 300 298 6.500% $50,641 80 120 116 360 356 5.440% $42,302 81 120 118 300 298 5.890% $45,588 82 120 115 360 355 6.750% $46,050 83 120 116 360 356 6.000% $41,969 84 120 117 300 297 7.370% $49,678 85 120 118 300 298 6.130% $43,539 86 120 116 300 296 5.010% $38,914 87 84 81 IO IO 4.910% NAP 88 84 81 IO IO 5.045% NAP 89 144 144 240 240 6.550% $44,911 90 120 118 300 298 6.150% $39,210 91 120 116 300 296 5.550% $37,025 92 120 116 300 296 5.550% $36,408 93 120 118 300 298 5.970% $37,263 94 84 82 IO IO 5.123% NAP 95 120 118 360 360 5.680% $31,852 96 120 118 360 358 5.700% $31,922 97 120 118 360 358 5.690% $31,887 98 120 117 300 297 6.800% $37,758 99 120 119 300 299 6.320% $35,192 100 120 113 360 353 6.280% $32,119 101 120 116 300 296 5.890% $31,880 102 240 236 240 236 5.670% $34,876 103 120 117 360 357 6.250% $29,708 104 120 119 360 359 5.990% $26,951 105 120 118 300 298 5.350% $27,232 106 120 115 360 355 6.000% $26,980 107 60 57 300 297 5.900% $28,240 108 120 116 300 296 6.050% $28,484 109 120 117 300 297 6.250% $28,894 110 120 119 360 359 5.815% $25,271 111 120 118 360 358 5.865% $24,700 112 96 92 96 92 5.250% $54,951 113 120 118 120 118 5.420% $44,333 114 120 119 360 359 5.580% $22,913 115 120 119 360 359 5.460% $22,611 116 120 119 300 299 5.720% $25,092 117 120 117 240 237 5.280% $27,021 118 120 117 360 357 5.820% $22,345 119 120 116 360 356 6.660% $23,135 120 144 141 144 141 6.500% $36,069 121 120 118 300 298 5.350% $21,181 122 120 115 300 295 5.900% $22,337 123 180 178 180 178 5.735% $28,373 124 120 117 360 357 5.670% $19,669 125 84 81 IO IO 4.910% NAP 126 120 117 360 357 6.200% $20,334 127 120 116 360 356 5.550% $18,841 128 120 118 300 298 6.070% $20,755 129 120 116 360 356 6.400% $20,016 130 120 117 360 357 5.900% $18,624 131 120 118 360 358 6.290% $18,550 132 120 118 300 298 6.230% $19,753 133 120 118 276 274 5.850% $19,797 134 120 117 300 297 5.990% $19,311 135 120 117 300 297 5.990% $18,667 136 180 176 180 176 6.250% $25,080 137 120 117 360 357 6.175% $17,562 138 120 117 360 357 6.010% $17,256 139 120 120 300 300 6.260% $18,488 140 132 130 300 298 6.230% $18,436 141 180 176 180 176 6.150% $23,856 142 120 117 300 297 5.890% $17,534 143 60 58 300 298 6.020% $17,429 144 120 116 360 356 7.110% $18,005 145 120 117 300 297 6.150% $16,991 146 84 81 360 357 6.100% $15,150 147 120 118 180 178 5.365% $20,248 148 120 116 360 356 6.100% $14,847 149 120 114 360 354 6.850% $15,890 150 120 118 300 298 6.140% $15,669 151 120 117 360 357 5.600% $13,778 152 120 117 360 357 5.960% $14,178 153 180 176 180 176 5.500% $19,610 154 120 118 300 298 6.300% $15,409 155 240 237 240 237 6.190% $16,731 156 120 115 300 295 5.920% $14,707 157 180 177 180 177 6.580% $20,137 158 120 116 212 208 5.940% $17,544 159 120 118 360 358 5.900% $13,464 160 120 117 120 117 5.200% $24,621 161 120 117 300 297 6.000% $14,497 162 120 117 360 357 5.370% $12,452 163 120 118 300 298 5.950% $14,107 164 120 117 324 321 5.930% $13,632 165 60 58 300 298 6.010% $13,866 166 120 115 300 295 6.650% $14,719 167 120 115 360 355 6.350% $13,067 168 120 114 360 354 6.020% $12,618 169 120 120 360 360 5.650% $11,545 170 120 117 360 357 5.810% $11,748 171 120 117 300 297 6.100% $13,009 172 120 117 300 297 6.070% $12,972 173 120 115 360 355 5.890% $11,850 174 240 237 240 237 5.920% $14,236 175 180 177 300 297 6.660% $13,362 176 120 115 300 295 5.800% $12,011 177 120 114 300 294 6.350% $12,651 178 180 176 180 176 5.750% $15,778 179 60 59 360 359 5.900% $10,973 180 120 119 300 299 5.930% $11,521 181 120 118 360 358 5.970% $10,757 182 120 117 360 357 6.350% $10,951 183 120 118 360 358 6.230% $10,291 184 120 118 360 358 6.090% $9,988 185 120 118 360 358 5.850% $9,439 186 120 116 360 356 6.590% $9,729 187 120 117 360 357 6.270% $9,255 188 120 118 300 298 6.100% $9,756 189 120 117 300 297 6.170% $9,821 190 120 116 240 236 6.090% $10,824 191 120 118 360 358 5.850% $8,613 192 120 118 300 298 5.810% $9,175 193 120 114 360 354 6.410% $9,079 194 120 118 360 358 5.850% $8,259 195 120 118 300 298 6.030% $9,046 196 120 116 360 356 6.500% $8,849 197 120 115 240 235 6.500% $9,692 198 120 119 300 299 5.880% $7,644 199 120 116 300 296 5.850% $7,622 200 120 118 300 298 6.120% $7,657 201 120 118 300 298 5.810% $7,087 202 120 116 300 296 6.340% $6,652 122 119 327 324 5.994%
------------------------------------------------------------------------------------------------------------------------------------ MORTGAGE MONTHLY UNDERWRITABLE UNDERWRITABLE NOI NCF CUT-OFF DATE BALLOON LOAN NO. PAYMENT (IO)(9) NOI CASH FLOW DSCR(10) DSCR(10) LTV LTV ------------------------------------------------------------------------------------------------------------------------------------ 1 $331,234 $36,878,006 $36,324,806 9.28 9.14 16.6% 14.5% 2 $405,293 $55,327,537 $51,568,051 2.07 1.93 48.1% 44.3% 3 $324,000 $17,851,376 $17,043,179 2.30 2.19 59.2% 55.0% 4 NAP $4,975,911 $4,780,226 1.52 1.46 66.0% 56.1% 5 NAP $801,722 $759,878 1.37 1.30 67.2% 59.5% 6 NAP $609,171 $576,581 1.37 1.30 67.2% 59.5% 7 NAP $720,850 $699,308 1.37 1.30 67.2% 59.5% 8 NAP $707,190 $670,277 1.37 1.30 67.2% 59.5% 9 NAP $482,668 $434,882 1.37 1.30 67.2% 59.5% 10 NAP $172,663 $166,413 1.37 1.30 67.2% 59.5% 11 NAP $144,710 $134,938 1.37 1.30 67.2% 59.5% 12 NAP $5,551,790 $4,697,701 2.75 2.32 57.4% 48.2% 13 NAP $4,472,265 $4,210,217 2.02 1.91 60.0% 43.6% 14 NAP $2,701,374 $2,482,827 1.94 1.76 65.2% 51.5% 15 NAP $938,358 $820,828 1.94 1.76 65.2% 51.5% 16 NAP $1,699,178 $1,532,061 1.77 1.60 65.7% 55.7% 17 NAP $1,012,727 $929,791 1.77 1.60 65.7% 55.7% 18 NAP $2,146,886 $2,086,231 1.29 1.25 74.2% 65.0% 19 NAP $1,643,809 $1,539,792 1.86 1.73 61.0% 55.0% 20 NAP $1,049,324 $959,136 1.86 1.73 61.0% 55.0% 21 NAP $345,096 $318,896 1.86 1.73 61.0% 55.0% 22 NAP $213,976 $197,131 1.86 1.73 61.0% 55.0% 23 NAP $4,091,692 $3,740,783 2.71 2.47 45.0% 43.2% 24 NAP $2,974,416 $2,533,757 2.41 2.05 56.5% 43.0% 25 NAP $2,540,512 $2,346,730 2.05 1.90 60.5% 51.8% 26 NAP $2,741,382 $2,427,568 2.27 2.01 50.1% 38.9% 27 NAP $3,250,833 $3,152,333 2.14 2.08 42.9% 0.8% 28 NAP $1,749,788 $1,560,804 1.56 1.39 73.1% 62.3% 29 NAP $1,695,308 $1,629,823 1.59 1.53 77.6% 65.8% 30 NAP $1,569,484 $1,547,484 1.48 1.46 74.8% 63.7% 31 NAP $4,450,543 $3,910,343 1.98 1.74 56.3% 49.1% 32 NAP $1,426,098 $1,338,751 1.53 1.43 77.6% 65.7% 33 NAP $1,382,531 $1,320,131 1.57 1.50 71.7% 60.0% 34 NAP $299,494 $286,459 1.70 1.54 63.9% 46.5% 35 NAP $209,126 $195,090 1.70 1.54 63.9% 46.5% 36 NAP $232,503 $219,162 1.70 1.54 63.9% 46.5% 37 NAP $170,277 $159,890 1.70 1.54 63.9% 46.5% 38 NAP $143,867 $130,818 1.70 1.54 63.9% 46.5% 39 NAP $88,010 $76,816 1.70 1.54 63.9% 46.5% 40 NAP $77,791 $68,368 1.70 1.54 63.9% 46.5% 41 NAP $72,507 $59,865 1.70 1.54 63.9% 46.5% 42 NAP $66,481 $55,676 1.70 1.54 63.9% 46.5% 43 NAP $59,858 $55,273 1.70 1.54 63.9% 46.5% 44 NAP $65,892 $57,176 1.70 1.54 63.9% 46.5% 45 NAP $53,958 $45,600 1.70 1.54 63.9% 46.5% 46 NAP $60,234 $54,039 1.70 1.54 63.9% 46.5% 47 NAP $48,582 $43,221 1.70 1.54 63.9% 46.5% 48 NAP $36,009 $31,657 1.70 1.54 63.9% 46.5% 49 NAP $37,583 $30,877 1.70 1.54 63.9% 46.5% 50 NAP $31,210 $28,119 1.70 1.54 63.9% 46.5% 51 NAP $25,062 $20,488 1.70 1.54 63.9% 46.5% 52 NAP $29,309 $24,361 1.70 1.54 63.9% 46.5% 53 NAP $1,798,083 $1,678,737 2.08 1.94 60.9% 51.9% 54 NAP $1,849,524 $1,729,733 2.14 2.00 59.4% 45.5% 55 NAP $1,600,750 $1,377,561 1.91 1.64 61.2% 52.1% 56 $53,295 $1,741,852 $1,588,089 2.72 2.48 51.6% 48.0% 57 NAP $1,101,271 $1,061,599 1.44 1.38 78.1% 65.7% 58 NAP $1,476,412 $1,433,133 2.10 2.04 62.2% 52.1% 59 NAP $1,599,269 $1,524,424 2.52 2.40 45.9% 37.7% 60 $41,684 $1,425,205 $1,370,130 2.85 2.74 55.9% 55.9% 61 $7,858 $446,032 $428,492 3.45 3.30 47.8% 47.8% 62 $6,729 $239,633 $228,320 3.45 3.30 47.8% 47.8% 63 $6,729 $246,012 $234,532 3.45 3.30 47.8% 47.8% 64 $6,729 $306,225 $293,177 3.45 3.30 47.8% 47.8% 65 $6,729 $236,168 $224,944 3.45 3.30 47.8% 47.8% 66 $5,832 $207,377 $196,904 3.45 3.30 47.8% 47.8% 67 NAP $1,331,748 $1,225,342 2.09 1.92 65.6% 55.4% 68 NAP $1,088,891 $1,009,624 1.35 1.25 70.1% 2.4% 69 NAP $1,225,286 $1,143,467 2.01 1.88 70.3% 58.7% 70 NAP $1,183,650 $1,125,424 1.84 1.75 53.1% 44.5% 71 NAP $1,048,157 $946,685 1.34 1.21 68.8% 2.1% 72 NAP $1,238,726 $1,114,275 2.08 1.88 68.8% 57.7% 73 NAP $1,583,527 $1,416,077 2.27 2.03 49.2% 38.9% 74 NAP $948,533 $900,533 1.60 1.52 75.0% 63.1% 75 NAP $862,102 $834,902 1.53 1.48 79.5% 66.8% 76 NAP $1,012,913 $902,490 1.84 1.64 68.9% 58.8% 77 $36,550 $1,200,031 $1,042,568 2.74 2.38 63.0% 56.3% 78 NAP $1,219,687 $1,011,398 1.96 1.63 63.5% 45.6% 79 NAP $1,382,976 $1,130,160 2.28 1.86 53.4% 42.3% 80 NAP $985,848 $946,848 1.94 1.87 70.5% 59.1% 81 NAP $984,248 $948,627 1.80 1.73 63.6% 49.4% 82 NAP $777,890 $727,224 1.41 1.32 73.1% 63.7% 83 NAP $824,093 $742,563 1.64 1.47 73.4% 62.6% 84 NAP $1,140,700 $995,649 1.91 1.67 54.2% 44.1% 85 NAP $796,277 $731,402 1.52 1.40 67.2% 52.6% 86 NAP $977,460 $907,880 2.09 1.94 54.1% 40.9% 87 $25,573 $956,949 $909,234 3.12 2.96 48.5% 48.5% 88 $25,940 $863,704 $832,258 2.77 2.67 60.5% 60.5% 89 NAP $748,598 $722,615 1.39 1.34 70.6% 40.7% 90 NAP $778,337 $711,719 1.65 1.51 67.2% 52.6% 91 NAP $840,716 $796,414 1.89 1.79 64.1% 49.4% 92 NAP $755,795 $674,615 1.73 1.54 72.4% 55.7% 93 NAP $795,090 $728,243 1.78 1.63 68.0% 52.9% 94 $24,334 $781,657 $748,853 2.68 2.56 62.3% 62.3% 95 $26,395 $889,447 $822,599 2.81 2.60 53.9% 50.2% 96 NAP $786,058 $721,250 2.05 1.88 59.0% 49.8% 97 NAP $846,689 $834,532 2.21 2.18 63.8% 53.8% 98 NAP $697,894 $637,547 1.54 1.41 78.5% 62.8% 99 NAP $710,932 $591,046 1.68 1.40 66.2% 51.2% 100 NAP $616,226 $574,401 1.60 1.49 71.3% 61.4% 101 NAP $585,116 $566,119 1.53 1.48 62.9% 49.0% 102 NAP $876,821 $817,394 2.10 1.95 49.6% 1.4% 103 NAP $531,271 $505,353 1.49 1.42 76.4% 65.5% 104 NAP $689,299 $643,506 2.13 1.99 55.2% 46.9% 105 NAP $934,267 $777,486 2.86 2.38 47.2% 36.0% 106 NAP $536,175 $502,317 1.66 1.55 77.2% 65.9% 107 NAP $553,892 $542,626 1.63 1.60 73.4% 66.7% 108 NAP $529,214 $483,752 1.55 1.42 74.2% 58.0% 109 NAP $584,882 $539,382 1.69 1.56 62.3% 49.0% 110 NAP $622,880 $524,892 2.05 1.73 62.3% 52.7% 111 NAP $483,596 $481,657 1.63 1.63 70.0% 59.3% 112 NAP $977,158 $927,307 1.48 1.41 44.7% 0.8% 113 NAP $666,648 $605,281 1.25 1.14 50.6% 0.9% 114 NAP $668,553 $593,947 2.43 2.16 54.4% 45.7% 115 NAP $566,729 $547,729 2.09 2.02 49.9% 41.3% 116 NAP $529,681 $496,769 1.76 1.65 58.3% 45.0% 117 NAP $826,051 $711,447 2.55 2.19 43.2% 27.9% 118 NAP $605,239 $585,098 2.26 2.18 45.1% 38.2% 119 NAP $756,146 $665,014 2.72 2.40 42.2% 36.7% 120 NAP $645,711 $613,992 1.49 1.42 63.4% 0.6% 121 NAP $686,606 $558,183 2.70 2.20 54.5% 41.5% 122 NAP $555,804 $498,380 2.07 1.86 53.5% 41.7% 123 NAP $449,296 $424,350 1.32 1.25 65.3% 1.4% 124 NAP $436,759 $405,319 1.85 1.72 69.2% 57.7% 125 $13,580 $511,253 $493,791 3.14 3.03 48.9% 48.9% 126 NAP $458,063 $412,510 1.88 1.69 69.0% 59.1% 127 NAP $371,755 $354,755 1.64 1.57 79.2% 66.7% 128 NAP $398,117 $357,546 1.60 1.44 72.5% 56.6% 129 NAP $393,329 $391,061 1.64 1.63 61.3% 52.9% 130 NAP $585,688 $542,469 2.62 2.43 42.6% 36.2% 131 NAP $353,243 $324,674 1.59 1.46 69.6% 59.8% 132 NAP $409,132 $379,585 1.73 1.60 52.5% 41.2% 133 NAP $379,335 $351,735 1.60 1.48 69.5% 51.1% 134 NAP $355,974 $327,514 1.54 1.41 74.7% 58.2% 135 NAP $367,931 $342,129 1.64 1.53 74.0% 57.7% 136 NAP $517,648 $454,538 1.72 1.51 50.6% 1.2% 137 NAP $381,924 $364,251 1.81 1.73 63.7% 54.6% 138 NAP $357,860 $312,606 1.73 1.51 68.2% 58.2% 139 NAP $382,217 $357,297 1.72 1.61 67.5% 52.9% 140 NAP $374,733 $345,649 1.69 1.56 68.6% 51.7% 141 NAP $467,828 $429,348 1.63 1.50 63.1% 1.5% 142 NAP $326,064 $305,792 1.55 1.45 78.2% 60.8% 143 NAP $372,523 $359,136 1.78 1.72 62.6% 56.9% 144 NAP $298,213 $294,401 1.38 1.36 70.2% 61.7% 145 NAP $309,217 $299,734 1.52 1.47 66.4% 52.0% 146 NAP $374,145 $350,588 2.06 1.93 45.1% 41.0% 147 NAP $917,999 $867,209 3.78 3.57 21.2% 9.4% 148 NAP $383,767 $367,416 2.15 2.06 49.8% 42.6% 149 NAP $347,082 $312,357 1.82 1.64 64.4% 56.3% 150 NAP $402,990 $372,661 2.14 1.98 55.3% 43.3% 151 NAP $370,746 $368,478 2.24 2.23 49.3% 41.5% 152 NAP $295,050 $281,550 1.73 1.65 71.8% 61.1% 153 NAP $551,508 $527,360 2.34 2.24 34.9% 0.7% 154 NAP $316,069 $293,745 1.71 1.59 69.8% 54.9% 155 NAP $302,614 $299,089 1.51 1.49 53.3% 1.7% 156 NAP $351,528 $326,200 1.99 1.85 55.0% 42.9% 157 NAP $322,309 $290,648 1.33 1.20 64.1% 1.6% 158 NAP $256,975 $251,775 1.22 1.20 71.1% 41.5% 159 NAP $263,825 $261,827 1.63 1.62 62.9% 53.4% 160 NAP $530,646 $497,400 1.80 1.68 43.0% 0.7% 161 NAP $397,115 $385,115 2.28 2.21 46.7% 36.4% 162 NAP $328,166 $296,134 2.20 1.98 64.3% 53.8% 163 NAP $352,217 $333,147 2.08 1.97 68.5% 53.3% 164 NAP $442,527 $429,941 2.71 2.63 44.4% 36.0% 165 NAP $321,258 $310,055 1.93 1.86 59.5% 54.1% 166 NAP $295,209 $272,562 1.67 1.54 58.0% 46.4% 167 NAP $275,707 $255,361 1.76 1.63 58.1% 50.1% 168 NAP $320,384 $290,413 2.12 1.92 49.7% 42.5% 169 NAP $337,088 $321,475 2.43 2.32 60.6% 51.0% 170 NAP $231,487 $224,287 1.64 1.59 75.2% 63.8% 171 NAP $300,217 $286,517 1.92 1.84 59.9% 46.9% 172 NAP $339,734 $290,078 2.18 1.86 44.3% 34.6% 173 NAP $329,992 $310,510 2.32 2.18 47.4% 40.3% 174 NAP $357,826 $349,776 2.09 2.05 37.5% 1.1% 175 NAP $247,176 $224,376 1.54 1.40 77.7% 48.7% 176 NAP $358,367 $347,113 2.49 2.41 42.0% 32.7% 177 NAP $395,452 $357,667 2.60 2.36 45.4% 36.0% 178 NAP $500,050 $484,862 2.64 2.56 32.8% 0.7% 179 NAP $309,101 $272,865 2.35 2.07 45.1% 42.2% 180 NAP $262,873 $244,313 1.90 1.77 58.0% 45.0% 181 NAP $323,913 $311,223 2.51 2.41 52.8% 44.9% 182 NAP $257,014 $246,514 1.96 1.88 52.0% 44.8% 183 NAP $211,005 $190,371 1.71 1.54 74.6% 63.9% 184 NAP $260,792 $241,367 2.18 2.01 45.7% 39.0% 185 NAP $282,900 $260,763 2.50 2.30 45.6% 38.7% 186 NAP $179,393 $169,418 1.54 1.45 76.8% 66.6% 187 NAP $198,062 $182,064 1.78 1.64 49.9% 42.8% 188 NAP $282,549 $273,509 2.41 2.34 44.0% 34.4% 189 NAP $247,959 $242,423 2.10 2.06 48.2% 37.8% 190 NAP $268,706 $266,620 2.07 2.05 44.4% 29.6% 191 NAP $222,116 $202,230 2.15 1.96 56.0% 47.5% 192 NAP $168,469 $156,469 1.53 1.42 78.6% 60.8% 193 NAP $270,626 $245,296 2.48 2.25 45.1% 39.0% 194 NAP $229,736 $204,871 2.32 2.07 51.7% 43.9% 195 NAP $283,811 $275,820 2.61 2.54 40.8% 31.8% 196 NAP $198,271 $179,668 1.87 1.69 63.4% 54.9% 197 NAP $187,274 $173,588 1.61 1.49 66.8% 45.4% 198 NAP $455,349 $412,955 4.96 4.50 16.8% 13.0% 199 NAP $194,942 $177,002 2.13 1.94 50.8% 39.5% 200 NAP $222,553 $204,094 2.42 2.22 41.8% 32.7% 201 NAP $129,938 $117,602 1.53 1.38 79.7% 61.7% 202 NAP $241,954 $235,903 3.03 2.96 38.1% 30.1% 2.43 2.29 58.2% 46.5%
------------------------------------------------------------------------------------------------------------------------------------ MORTGAGE BALLOON APPRAISED VALUATION LOAN NO. BALANCE VALUE(11) DATE(12) LARGEST TENANT(13) ------------------------------------------------------------------------------------------------------------------------------------ 1 $65,360,777 $451,000,000 01/03/2003 NAP 2 $64,363,636 $800,000,000 01/16/2002 Equitable Life Assurance 3 $62,715,791 $228,000,000 01/17/2003 GSA State Department 4 $38,970,343 $69,500,000 11/08/2002 Shoppers Food Warehouse 5 $6,217,776 $8,400,000 04/01/2002 Kohl's 6 $5,612,033 $8,500,000 04/01/2002 Staples 7 $5,344,793 $8,600,000 04/01/2002 Staples 8 $4,269,421 $7,500,000 04/01/2002 Wal-Mart 9 $4,431,725 $9,400,000 04/01/2002 Mill Stores 10 $472,124 $1,700,000 04/01/2002 Mikes Gym 11 $458,762 $971,000 04/01/2002 Ocean State Job Lot 12 $25,040,297 $52,000,000 09/12/2002 BellSouth 13 $20,820,388 $47,700,000 11/14/2002 The Guggenheim 14 $13,874,565 $27,000,000 12/12/2002 NAP 15 $4,321,586 $8,300,000 12/01/2002 NAP 16 $11,420,569 $20,600,000 11/18/2002 TruServ Corporation 17 $6,955,184 $12,400,000 11/18/2002 TruServ Corporation 18 $18,211,393 $28,000,000 01/02/2003 Spear, Leeds & Kellogg 19 $9,506,139 $16,900,000 02/25/2002 Tower Automotive 20 $5,478,050 $10,200,000 02/25/2002 Tower Automotive 21 $1,745,474 $3,250,000 02/21/2002 Tower Automotive 22 $1,074,142 $2,000,000 02/28/2002 Tower Automotive 23 $16,409,261 $38,000,000 01/01/2002 Stop Shop & Save 24 $12,913,478 $30,000,000 11/06/2002 Philadelphia Municipal Authority 25 $14,494,449 $28,000,000 10/02/2002 Sportmart 26 $12,316,303 $31,700,000 10/01/2002 Sears 27 $287,706 $36,700,000 10/21/2002 NAP 28 $13,204,250 $21,200,000 12/03/2002 Koll Company 29 $12,830,980 $19,500,000 10/08/2002 Ross Stores, Inc. 30 $12,548,792 $19,700,000 01/01/2003 Nordstrom, Inc 31 $12,635,212 $51,500,000 05/02/2002 Foster Wheeler Realty Services, Inc. 32 $11,172,248 $17,000,000 12/18/2002 Sportmart 33 $10,867,350 $18,100,000 12/12/2002 NAP 34 $1,723,563 $3,650,000 09/17/2002 Wesco 35 $1,163,587 $2,500,000 09/20/2002 Wesco 36 $1,061,773 $2,250,000 09/12/2002 Wesco 37 $829,055 $1,750,000 09/15/2002 Wesco 38 $676,335 $1,425,000 09/02/2002 Wesco 39 $443,617 $1,000,000 09/30/2002 Wesco 40 $414,528 $880,000 09/25/2002 Wesco 41 $349,076 $735,000 09/16/2002 Wesco 42 $305,442 $680,000 09/20/2002 Wesco 43 $290,897 $615,000 09/26/2002 Wesco 44 $283,624 $600,000 09/23/2002 Wesco 45 $276,352 $730,000 09/18/2002 Wesco 46 $247,262 $530,000 09/17/2002 Wesco 47 $247,262 $525,000 09/23/2002 Wesco 48 $189,083 $430,000 09/23/2002 Wesco 49 $159,993 $340,000 09/13/2002 Wesco 50 $145,448 $300,000 09/24/2002 Wesco 51 $116,359 $235,000 09/19/2002 Wesco 52 $116,359 $245,000 09/18/2002 Wesco 53 $10,195,984 $19,660,000 10/23/2002 Orchard Hardware 54 $8,972,306 $19,700,000 11/25/2002 NAP 55 $9,904,082 $19,000,000 10/01/2002 Wells Fargo Home Mortgage 56 $10,695,033 $22,300,000 12/15/2002 Safeway 57 $9,389,389 $14,300,000 09/24/2002 NAP 58 $8,750,462 $16,800,000 10/10/2002 Kohl's 59 $8,209,080 $21,800,000 10/25/2002 Executive Suites 60 $9,915,000 $17,750,000 08/08/2002 Albertson's 61 $1,910,700 $5,500,000 12/01/2002 Eckerd 62 $1,636,200 $2,940,000 12/01/2002 Eckerd 63 $1,636,200 $3,020,000 12/01/2002 Eckerd 64 $1,636,200 $3,770,000 12/01/2002 Eckerd 65 $1,636,200 $2,900,000 12/01/2002 Eckerd 66 $1,418,040 $2,540,000 12/01/2002 Eckerd 67 $7,678,932 $13,850,000 11/25/2002 Peter Piper Pizza 68 $304,276 $12,900,000 11/18/2002 Dollar General 69 $7,518,879 $12,800,000 01/15/2003 Vons Grocery Company 70 $7,518,095 $16,900,000 09/19/2002 Michaels, Inc. 71 $279,296 $13,000,000 11/14/2002 NAP 72 $7,323,054 $12,700,000 12/16/2002 Star Group 73 $6,770,849 $17,400,000 11/04/2002 NAP 74 $7,195,129 $11,400,000 01/20/2003 Tamarkin Company 75 $6,945,432 $10,400,000 10/15/2002 NAP 76 $6,466,841 $11,000,000 10/28/2002 US Banc Corp Piper Jaffrey Inc. 77 $6,698,944 $11,900,000 11/07/2002 Qualex 78 $5,380,966 $11,800,000 10/28/2002 Volusia County Health Dept. 79 $5,921,117 $14,000,000 07/01/2002 NAP 80 $6,267,843 $10,600,000 10/18/2002 Mervyn's 81 $5,532,927 $11,200,000 12/07/2002 King Soopers 82 $6,160,808 $9,675,000 09/09/2002 Dillon Inc. dba King Soopers 83 $5,949,285 $9,500,000 10/01/2002 Circuit City Stores, Inc. 84 $5,515,924 $12,500,000 10/01/2002 NAP 85 $5,206,802 $9,900,000 11/07/2003 Hobby Lobby 86 $4,992,392 $12,200,000 10/31/2002 NAP 87 $6,250,000 $12,890,000 01/01/2003 Staples 88 $6,170,000 $10,200,000 08/31/2002 Publix 89 $3,463,301 $8,500,000 12/01/2002 Manhattan Foreign Auto's Inc. & Hyundai of Manhattan 90 $4,683,357 $8,900,000 10/31/2002 ShurFine 91 $4,591,265 $9,300,000 10/09/2002 Tom Thumb 92 $4,514,743 $8,100,000 10/22/2002 Custom Warehousing, Inc. 93 $4,500,298 $8,500,000 11/20/2002 PSS World Medical, Inc 94 $5,700,000 $9,150,000 08/31/2002 Publix 95 $5,129,879 $10,210,000 10/31/2002 Max Foods/Albertsons 96 $4,631,404 $9,300,000 01/06/2003 Prime Steak Richmond, L.L.C. 97 $4,630,012 $8,600,000 12/19/2002 NAP 98 $4,336,435 $6,900,000 08/27/2002 Wal-Mart 99 $4,099,807 $8,000,000 11/08/2002 John E. Miers and Carolyn W. Quist 100 $4,454,129 $7,250,000 01/01/2003 MVR International, Inc. 101 $3,870,762 $7,900,000 09/27/2002 Longs Drug Stores, Inc. 102 $139,904 $10,000,000 10/26/2002 Taco Mac 103 $4,129,199 $6,300,000 11/15/2002 Cub Foods 104 $3,825,655 $8,150,000 01/14/2003 Casa Alvarez 105 $3,418,273 $9,500,000 11/06/2002 Children's Surgical Association 106 $3,823,584 $5,800,000 08/28/2002 NAP 107 $4,002,421 $6,000,000 11/27/2002 NAP 108 $3,424,580 $5,900,000 10/15/2002 Goodall Rubber Company 109 $3,430,552 $7,000,000 09/03/2002 Parking Garage Income 110 $3,636,730 $6,900,000 10/16/2002 Asian Pacific Counseling 111 $3,537,197 $5,960,000 10/17/2002 Walgreen 112 $73,447 $9,300,000 10/11/2002 Safeway 113 $68,380 $8,000,000 10/29/2002 Advanced Digital Info Corp 114 $3,359,041 $7,350,000 11/21/2002 ME Sharpe, Inc. 115 $3,305,453 $8,000,000 12/05/2002 NAP 116 $3,080,614 $6,850,000 12/05/2002 NAP 117 $2,564,630 $9,200,000 11/15/2002 Meadowlands Apparel 118 $3,211,686 $8,400,000 01/01/2003 NAP 119 $3,117,091 $8,500,000 09/09/2002 The Mark Group 120 $35,875 $5,600,000 10/07/2002 County of Sacramento / Sheriff 121 $2,658,657 $6,400,000 11/06/2002 EURO Development Corportion 122 $2,709,744 $6,500,000 09/09/2002 Orchard Hardware 123 $70,451 $5,200,000 12/06/2002 Amarin II, Inc. 124 $2,826,150 $4,900,000 11/15/2002 NAP 125 $3,319,000 $6,785,000 07/10/2002 Food Lion 126 $2,837,194 $4,800,000 07/02/2002 J.J. Dakotas 127 $2,767,201 $4,150,000 10/10/2002 NAP 128 $2,491,198 $4,400,000 11/20/2002 The Echo Design Group, Inc. 129 $2,750,938 $5,205,000 09/13/2002 Walgreen 130 $2,660,149 $7,350,000 09/26/2002 Office Depot 131 $2,569,982 $4,300,000 12/12/2002 Experian Information Solutions, Inc. 132 $2,347,836 $5,700,000 12/23/2002 Ofoto, Inc. 133 $2,198,464 $4,300,000 09/17/2002 NAP 134 $2,329,590 $4,000,000 10/30/2002 Rhodes, Inc. 135 $2,251,937 $3,900,000 10/30/2002 Blockbuster, Inc. 136 $68,279 $5,700,000 09/27/2002 Kestrel/Sandpoint 137 $2,455,154 $4,500,000 09/01/2002 Guitar Center 138 $2,443,498 $4,200,000 09/27/2002 San Juan Schoool District 139 $2,194,469 $4,150,000 12/06/2002 Corporate Images, Group, LLC 140 $2,106,024 $4,070,000 11/20/2002 Sofa Connection, Inc 141 $64,057 $4,380,000 09/23/2002 Free Enterprise Co., Inc. 142 $2,128,311 $3,500,000 11/11/2002 Steel Components, Inc. 143 $2,446,467 $4,300,000 12/02/2002 NAP 144 $2,345,353 $3,800,000 08/01/2002 Sav-On Drug (Albertson's) 145 $2,029,725 $3,900,000 10/29/2002 Eckerd 146 $2,266,730 $5,525,000 11/14/2002 Century 21 147 $1,098,093 $11,700,000 11/15/2002 Barnes & Noble 148 $2,088,304 $4,900,000 09/12/2002 Borders 149 $2,110,546 $3,750,000 06/10/2002 98 Cent Clearance #1245 150 $1,872,726 $4,325,000 11/25/2002 Walgreen 151 $2,015,077 $4,850,000 10/22/2002 Walgreen 152 $2,015,600 $3,300,000 10/18/2002 NAP 153 $48,087 $6,780,000 09/24/2002 Staples 154 $1,823,734 $3,320,000 11/13/2002 United Rentals 155 $73,312 $4,290,000 12/13/2002 Walgreen 156 $1,781,886 $4,150,000 08/06/2002 Medtronic MiniMed, Inc., a CA Corp. 157 $56,715 $3,550,000 10/24/2002 Walgreen 158 $1,327,544 $3,200,000 10/01/2002 NAP 159 $1,922,899 $3,600,000 09/30/2002 Sav-On Drug (Albertson's) 160 $37,649 $5,250,000 11/14/2002 Blockbuster, Inc. 161 $1,747,776 $4,800,000 11/01/2002 NAP 162 $1,854,981 $3,450,000 10/25/2002 NAP 163 $1,705,869 $3,200,000 11/01/2002 GSA, SSA, US Gov. 164 $1,777,770 $4,940,000 11/21/2002 NAP 165 $1,947,820 $3,600,000 12/02/2002 NAP 166 $1,705,826 $3,680,000 09/18/2002 Chuong Bae 167 $1,802,288 $3,600,000 09/12/2002 Jerome's BBQ 168 $1,785,868 $4,200,000 08/15/2002 Federal Express Corporation 169 $1,682,161 $3,300,000 01/01/2003 McAnn's Restaurant 170 $1,689,859 $2,650,000 11/26/2002 NAP 171 $1,558,750 $3,325,000 10/15/2002 Cost Plus 172 $1,557,201 $4,500,000 11/18/2002 Diversified International 173 $1,693,901 $4,200,000 09/07/2002 NAP 174 $59,291 $5,300,000 11/16/2002 NAP 175 $1,216,777 $2,500,000 11/04/2002 NAP 176 $1,466,045 $4,490,000 09/19/2002 NAP 177 $1,493,511 $4,150,000 08/27/2002 Dancer's 178 $40,074 $5,720,000 09/30/2002 NAP 179 $1,731,435 $4,100,000 12/06/2002 Sharper Image 180 $1,396,216 $3,100,000 11/26/2002 LFP Video, Inc. 181 $1,527,895 $3,400,000 11/13/2002 Vitamin Shoppe 182 $1,510,450 $3,375,000 10/03/2002 Cost Plus 183 $1,432,471 $2,240,000 12/17/2002 Denver Carpet Mart, Ltd. 184 $1,405,453 $3,600,000 11/03/2002 Longs Drug Stores, Salinas CA 185 $1,353,351 $3,500,000 01/08/2003 GSA, SSA, US Gov. 186 $1,317,911 $1,980,000 09/17/2002 Rent-a-Center Corporation 187 $1,284,416 $3,000,000 10/25/2002 NAP 188 $1,168,909 $3,400,000 12/16/2002 NAP 189 $1,171,766 $3,100,000 11/20/2002 Eckerd 190 $992,713 $3,350,000 09/25/2002 Walgreen 191 $1,234,933 $2,600,000 01/08/2003 MD Pain Clinics of Georgia, Inc. 192 $1,119,039 $1,840,000 11/22/2002 NAP 193 $1,246,901 $3,200,000 08/20/2002 Yourcropshop.com 194 $1,184,183 $2,700,000 01/13/2003 Suntrust Bank 195 $1,088,453 $3,420,000 12/17/2002 NAP 196 $1,206,890 $2,200,000 10/01/2002 Ming Cheng (Great China Buffet) 197 $873,406 $1,925,000 07/24/2002 Earl Cobb Dance Studio 198 $929,239 $7,150,000 12/30/2002 Smith & Nephews (Oratec) 199 $927,729 $2,350,000 09/12/2002 7400 Liquors Inc. 200 $916,250 $2,800,000 11/26/2002 Peter Piper Pizza 201 $864,361 $1,400,000 11/26/2002 NAP 202 $785,778 $2,610,000 10/14/2002 NAP
----------------------------------------------------------------------------------------------------------------------------------- MORTGAGE LEASE LEASE LOAN NO. EXPIRATION DATE % NSF SECOND LARGEST TENANT(13) EXPIRATION DATE % NSF ----------------------------------------------------------------------------------------------------------------------------------- 1 NAP NAP NAP NAP NAP 2 12/31/2011 33.6% Morrison & Foerster 09/30/2012 9.2% 3 01/02/2013 53.0% GSA FEMA 08/16/2009 41.3% 4 01/31/2021 17.5% Bally Total Fitness 12/31/2005 12.1% 5 01/22/2022 87.6% Ski Market LTD 03/31/2012 8.7% 6 06/30/2014 28.8% Fashion Barn 09/30/2004 12.2% 7 10/20/2003 42.1% Fleet National Bank 02/28/2012 28.2% 8 01/31/2007 77.3% Marshalls 01/17/2007 22.7% 9 11/30/2008 21.8% TJ Maxx 01/31/2008 17.2% 10 01/31/2010 100.0% NAP NAP NAP 11 01/31/2014 100.0% NAP NAP NAP 12 12/31/2009 18.4% Phelps & Dunbar 02/29/2012 14.4% 13 03/01/2006 22.1% Prada 02/01/2014 19.1% 14 NAP NAP NAP NAP NAP 15 NAP NAP NAP NAP NAP 16 12/31/2022 100.0% NAP NAP NAP 17 12/31/2022 100.0% NAP NAP NAP 18 06/30/2005 12.1% AG Edwards 02/28/2007 9.2% 19 03/31/2020 100.0% NAP NAP NAP 20 03/31/2020 100.0% NAP NAP NAP 21 03/31/2020 100.0% NAP NAP NAP 22 03/31/2020 100.0% NAP NAP NAP 23 08/31/2006 15.7% Rainbow Shops 01/31/2004 4.8% 24 08/31/2008 16.5% 1199C Training and Upgrading 04/15/2009 8.5% 25 01/31/2005 19.1% Ross Stores, Inc. 01/31/2004 13.7% 26 10/31/2004 19.8% Proffitt's 01/31/2011 14.6% 27 NAP NAP NAP NAP NAP 28 10/31/2005 8.0% California Pizza Kitchen 10/31/2008 5.9% 29 01/31/2012 25.8% Home Goods, Inc. 09/30/2011 21.4% 30 12/31/2018 100.0% NAP NAP NAP 31 09/30/2022 100.0% NAP NAP NAP 32 01/31/2010 38.3% Old Navy 06/23/2010 22.3% 33 NAP NAP NAP NAP NAP 34 02/13/2025 100.0% NAP NAP NAP 35 02/13/2025 100.0% NAP NAP NAP 36 02/13/2025 100.0% NAP NAP NAP 37 02/13/2025 100.0% NAP NAP NAP 38 02/13/2025 100.0% NAP NAP NAP 39 02/13/2025 100.0% NAP NAP NAP 40 02/13/2025 100.0% NAP NAP NAP 41 02/13/2025 100.0% NAP NAP NAP 42 02/13/2025 100.0% NAP NAP NAP 43 02/13/2025 100.0% NAP NAP NAP 44 02/13/2025 100.0% NAP NAP NAP 45 02/13/2025 100.0% NAP NAP NAP 46 02/13/2025 100.0% NAP NAP NAP 47 02/13/2025 100.0% NAP NAP NAP 48 02/13/2025 100.0% NAP NAP NAP 49 02/13/2025 100.0% NAP NAP NAP 50 02/13/2025 100.0% NAP NAP NAP 51 02/13/2025 100.0% NAP NAP NAP 52 02/13/2025 100.0% NAP NAP NAP 53 01/31/2005 42.3% Olive Garden 08/31/2005 6.9% 54 NAP NAP NAP NAP NAP 55 01/24/2013 100.0% NAP NAP NAP 56 04/02/2016 33.3% Davis Memorial Goodwill Industries, Inc. 07/31/2006 6.6% 57 NAP NAP NAP NAP NAP 58 01/31/2022 56.1% Ross Stores, Inc. 01/31/2013 19.5% 59 11/30/2007 36.3% Il Fornaio 10/31/2006 15.5% 60 07/31/2032 50.5% Rite Aid 05/31/2003 14.6% 61 05/31/2019 100.0% NAP NAP NAP 62 03/31/2019 100.0% NAP NAP NAP 63 04/01/2019 100.0% NAP NAP NAP 64 09/30/2019 100.0% NAP NAP NAP 65 12/31/2019 100.0% NAP NAP NAP 66 08/31/2019 100.0% NAP NAP NAP 67 08/31/2009 10.1% Coldwell Banker Richard Smith 11/30/2009 7.3% 68 06/30/2003 15.5% Pier 1 Imports 02/28/2013 10.6% 69 12/31/2015 45.2% American Drug Stores 06/30/2011 20.9% 70 12/31/2019 100.0% NAP NAP NAP 71 NAP NAP NAP NAP NAP 72 12/31/2006 22.7% Chapter 13 Standing Trustee 05/31/2011 8.2% 73 NAP NAP NAP NAP NAP 74 08/31/2020 100.0% NAP NAP NAP 75 NAP NAP NAP NAP NAP 76 09/30/2004 8.9% Merrill Lynch Pierce, Fenner & Smith Incorporated 12/31/2006 8.8% 77 06/30/2009 11.7% RE/Max Real Estate Specialist 04/30/2007 9.1% 78 10/31/2005 19.4% Teletech 07/31/2003 18.6% 79 NAP NAP NAP NAP NAP 80 07/31/2013 64.3% Larsens Hallmark 01/31/2008 5.2% 81 12/05/2020 69.3% Ann's Hallmark 02/28/2007 4.9% 82 05/20/2009 81.1% Blockbuster, Inc. 03/31/2007 6.5% 83 01/31/2009 30.5% Galiano Career Academy 04/30/2007 12.1% 84 NAP NAP NAP NAP NAP 85 03/29/2013 42.4% Dollar Tree Stores 02/28/2007 17.0% 86 NAP NAP NAP NAP NAP 87 06/30/2015 34.3% Gator's Dockside Restaurant 11/30/2005 11.0% 88 01/12/2021 79.7% Il Primo Pizza & Wings 06/30/2012 4.7% 89 08/31/2012 100.0% NAP NAP NAP 90 02/28/2016 30.6% Rite Aid 10/31/2007 13.3% 91 10/23/2023 72.6% HollyWoodVideo / CareNowsublease 08/31/2008 7.7% 92 12/31/2015 55.8% Rain Bird Distribution Corp. 12/31/2010 44.2% 93 01/31/2007 49.8% Teva Pharmaceuticals USA, Inc. 08/31/2008 28.5% 94 04/30/2022 70.5% Sports Beat 06/30/2007 5.5% 95 12/31/2006 44.1% First National Bank 12/31/2006 8.7% 96 11/30/2006 14.1% Standard Drug Co. (CVS) 11/30/2006 13.8% 97 NAP NAP NAP NAP NAP 98 12/31/2010 65.0% Eagle Food Stores 12/31/2011 25.7% 99 12/31/2005 6.4% Dr. Milam 12/31/2006 5.8% 100 08/31/2007 38.5% First Aid Direct 12/31/2007 15.3% 101 02/28/2020 49.5% Lucky Stores, Inc./Albertsons 02/28/2017 36.5% 102 02/15/2012 12.5% Japanese Restaurant 12/31/2011 10.7% 103 10/20/2015 74.8% MGM Liquor Warehouse 08/31/2012 9.1% 104 02/05/2004 9.2% Whiskey Barrel 04/30/2003 8.5% 105 03/31/2009 6.8% Unique Staffing 02/28/2006 3.7% 106 NAP NAP NAP NAP NAP 107 NAP NAP NAP NAP NAP 108 02/28/2007 41.2% Epitaxx 12/31/2005 37.2% 109 NAP 95.2% Washington Trust 07/31/2005 2.2% 110 02/28/2005 21.4% The Housing Authority 07/01/2006 15.0% 111 12/31/2075 100.0% NAP NAP NAP 112 10/31/2004 39.6% Sunny's 08/31/2006 8.3% 113 06/14/2010 100.0% NAP NAP NAP 114 05/31/2004 16.8% Fibar, Inc. 03/31/2008 6.2% 115 NAP NAP NAP NAP NAP 116 NAP NAP NAP NAP NAP 117 06/30/2009 76.4% T&R Distributions, Inc. 11/30/2004 11.0% 118 NAP NAP NAP NAP NAP 119 06/30/2004 70.4% Sun-Sentinel 10/31/2005 16.3% 120 08/31/2014 75.6% Budget Insurance 09/30/2003 5.6% 121 12/31/2011 5.8% Leonard Abrams/Presser 05/31/2007 4.9% 122 05/01/2010 64.0% Grocery Outlet 02/14/2005 18.8% 123 09/30/2009 13.2% Brand & Associates 10/31/2005 12.2% 124 NAP NAP NAP NAP NAP 125 01/31/2022 84.0% Happy Garden 04/30/2005 3.3% 126 12/31/2006 10.9% Texas Best Pawn & Jewelry, Inc. 01/31/2007 9.6% 127 NAP NAP NAP NAP NAP 128 04/30/2005 52.4% Beaux Merzon, Inc. 05/14/2007 47.6% 129 10/31/2027 100.0% NAP NAP NAP 130 06/30/2010 41.1% Old Navy 04/30/2005 34.3% 131 10/31/2006 50.0% Mayhew & Associates, Inc. 03/31/2004 50.0% 132 05/31/2007 25.5% Suspender Factory 05/31/2008 18.2% 133 NAP NAP NAP NAP NAP 134 10/31/2013 100.0% NAP NAP NAP 135 07/08/2011 24.8% Radio Shack Corporation 08/31/2011 24.6% 136 12/31/2003 27.8% Powell Power Elecs. 02/28/2005 23.2% 137 04/30/2010 59.2% Kiddie Academy 04/23/2008 40.8% 138 10/15/2003 19.4% Willis and Walsh 07/31/2005 10.7% 139 06/30/2006 20.3% J Christopher's Duluth, LLC 02/28/2012 16.9% 140 01/31/2013 54.3% Lens Crafters, Inc. 05/31/2005 18.2% 141 08/31/2003 13.2% CNL Investment Company 08/31/2003 4.6% 142 12/31/2009 60.5% Del Management, Inc. 11/30/2007 17.5% 143 NAP NAP NAP NAP NAP 144 08/31/2024 100.0% NAP NAP NAP 145 01/26/2021 100.0% NAP NAP NAP 146 10/14/2012 29.2% Bank of America 05/31/2012 23.5% 147 11/19/2004 50.5% Staples 09/30/2019 49.5% 148 01/31/2018 100.0% NAP NAP NAP 149 01/31/2007 38.1% Hollywood Video 05/31/2006 19.0% 150 05/31/2010 29.7% Blockbuster, Inc. 10/31/2006 13.1% 151 05/31/2021 100.0% NAP NAP NAP 152 NAP NAP NAP NAP NAP 153 11/30/2012 100.0% NAP NAP NAP 154 04/30/2005 72.8% Citadel Communications 06/30/2004 16.9% 155 12/31/2077 100.0% NAP NAP NAP 156 01/31/2007 100.0% NAP NAP NAP 157 10/31/2013 48.8% Blockbuster, Inc. 09/30/2003 21.8% 158 NAP NAP NAP NAP NAP 159 04/14/2027 100.0% NAP NAP NAP 160 02/28/2007 17.0% Payless Shoesource 07/31/2005 12.1% 161 NAP NAP NAP NAP NAP 162 NAP NAP NAP NAP NAP 163 08/31/2011 73.5% Advantage Carpet, Inc. 03/31/2004 26.5% 164 NAP NAP NAP NAP NAP 165 NAP NAP NAP NAP NAP 166 05/14/2006 23.9% Chatanoga Restaurant 05/31/2008 22.9% 167 11/14/2005 24.9% Franzi's Deli 07/31/2004 10.7% 168 03/31/2005 45.7% Health Chem Corporation 02/14/2007 19.0% 169 09/30/2012 36.2% Golden Pond 05/31/2006 19.1% 170 NAP NAP NAP NAP NAP 171 01/31/2012 100.0% NAP NAP NAP 172 03/31/2007 24.1% Armchem International Corp. 03/31/2007 21.4% 173 NAP NAP NAP NAP NAP 174 NAP NAP NAP NAP NAP 175 NAP NAP NAP NAP NAP 176 NAP NAP NAP NAP NAP 177 12/31/2005 13.2% Caldera Spas 02/28/2003 8.1% 178 NAP NAP NAP NAP NAP 179 02/28/2005 21.4% Community Action Marin 02/28/2007 11.8% 180 06/30/2007 100.0% NAP NAP NAP 181 10/14/2012 35.6% Maggianos / Corner Bakery 11/25/2012 25.1% 182 01/31/2013 100.0% NAP NAP NAP 183 01/31/2005 29.9% Discount Cabinets 07/31/2003 26.9% 184 02/28/2022 100.0% NAP NAP NAP 185 12/15/2008 67.3% Dr. Chi T Huynh 11/30/2003 5.5% 186 04/30/2006 31.6% Radio Shack Corporation 01/31/2012 23.3% 187 NAP NAP NAP NAP NAP 188 NAP NAP NAP NAP NAP 189 09/21/2018 100.0% NAP NAP NAP 190 09/30/2019 100.0% NAP NAP NAP 191 03/31/2005 35.7% Dr. Scott Brown 09/30/2008 11.9% 192 NAP NAP NAP NAP NAP 193 11/30/2005 10.2% Perfect Teeth 12/31/2005 8.1% 194 04/30/2007 43.9% Steve Fincher, Esquire 12/31/2018 31.7% 195 NAP NAP NAP NAP NAP 196 04/30/2004 25.0% Best Images. Inc. 06/30/2003 18.5% 197 12/31/2008 27.6% Las Colonias Cocina 07/31/2005 18.9% 198 03/31/2006 37.5% Smith & Nephews (Oratec) 07/12/2003 34.2% 199 09/30/2017 31.9% Godfather's Pizza 06/30/2005 30.4% 200 06/30/2004 30.3% Diamondback Laundries 09/30/2018 17.7% 201 NAP NAP NAP NAP NAP 202 NAP NAP NAP NAP NAP
-------------------------------------------------------------------------------------------------------------------------------- MORTGAGE LEASE % INSURANCE LOAN NO. THIRD LARGEST TENANT(13) EXPIRATION DATE NSF ESCROW IN PLACE -------------------------------------------------------------------------------------------------------------------------------- 1 NAP NAP NAP No 2 Warner Communications 06/30/2012 8.1% Yes 3 Holiday Inn Offices/Meeting 12/31/2006 1.0% No 4 Marshall's 12/30/2010 11.7% No 5 Newbury Comics 07/13/2003 3.8% No 6 Booksmith / Speramus Book 05/17/2008 10.3% No 7 Store 24 04/30/2012 6.6% No 8 NAP NAP NAP No 9 Ocean State Job Lot 01/31/2009 14.3% No 10 NAP NAP NAP No 11 NAP NAP NAP No 12 GSA Passport Office 01/11/2019 6.5% No 13 Brant Publications 12/01/2005 13.3% Yes 14 NAP NAP NAP No 15 NAP NAP NAP No 16 NAP NAP NAP No 17 NAP NAP NAP No 18 Wexford Management 05/31/2005 9.0% No 19 NAP NAP NAP No 20 NAP NAP NAP No 21 NAP NAP NAP No 22 NAP NAP NAP No 23 Rite Aid 02/29/2008 4.3% No 24 Transitional Work Corporation 08/30/2006 6.8% Yes 25 Price Less Drugs 09/30/2007 9.4% Yes 26 J.C. Penney 10/31/2005 14.3% Yes 27 NAP NAP NAP No 28 Snuffers Restaurant 02/15/2013 5.6% Yes 29 Cost Plus, Inc. 01/31/2012 15.7% Yes 30 NAP NAP NAP No 31 NAP NAP NAP No 32 Michael's 02/28/2005 15.6% No 33 NAP NAP NAP Yes 34 NAP NAP NAP No 35 NAP NAP NAP No 36 NAP NAP NAP No 37 NAP NAP NAP No 38 NAP NAP NAP No 39 NAP NAP NAP No 40 NAP NAP NAP No 41 NAP NAP NAP No 42 NAP NAP NAP No 43 NAP NAP NAP No 44 NAP NAP NAP No 45 NAP NAP NAP No 46 NAP NAP NAP No 47 NAP NAP NAP No 48 NAP NAP NAP No 49 NAP NAP NAP No 50 NAP NAP NAP No 51 NAP NAP NAP No 52 NAP NAP NAP No 53 Fresh Choice 12/31/2006 6.4% No 54 NAP NAP NAP Yes 55 NAP NAP NAP Yes 56 Gallo One Price Clothing 05/31/2003 5.3% No 57 NAP NAP NAP Yes 58 Walgreen 10/31/2061 9.8% Yes 59 Carlye 08/31/2012 11.1% No 60 Carrow's Restaurant 04/30/2012 5.7% No 61 NAP NAP NAP No 62 NAP NAP NAP No 63 NAP NAP NAP No 64 NAP NAP NAP No 65 NAP NAP NAP No 66 NAP NAP NAP No 67 Discount Tire 08/31/2004 6.9% Yes 68 Nova Care Outpatient Rehabilitation, Inc. 07/31/2006 9.5% Yes 69 Video City 03/31/2005 4.4% No 70 NAP NAP NAP No 71 NAP NAP NAP Yes 72 Gelfond Group 04/30/2008 7.9% Yes 73 NAP NAP NAP Yes 74 NAP NAP NAP No 75 NAP NAP NAP Yes 76 League for Innovation in the Community College 02/28/2007 8.8% Yes 77 Cardinal Pacific Escrow 05/31/2004 8.1% Yes 78 Florida Dept. of Children & Families 10/31/2005 13.6% Yes 79 NAP NAP NAP Yes 80 Outback Steakhouse 11/30/2008 4.9% Yes 81 Progressive Casualty Insurance Company 10/31/2004 4.9% No 82 Brass Monkey, Inc. 12/20/2005 3.9% Yes 83 Party City of Altamonte Springs, Inc. 09/30/2013 11.4% No 84 NAP NAP NAP No 85 Goudeau 03/31/2008 14.6% Yes 86 NAP NAP NAP No 87 Flordia Billiards 09/30/2006 7.2% No 88 Peter N. Nguyen 03/31/2007 3.1% No 89 NAP NAP NAP No 90 Dollar Tree 05/31/2007 8.9% Yes 91 Comet Cleaners 09/30/2003 2.2% No 92 NAP NAP NAP Yes 93 Pronto Addressing & Mailing Services, Inc. 03/31/2006 14.0% Yes 94 CI CI's Pizza 06/30/2012 5.0% No 95 Washington Mutual 01/31/2009 6.6% No 96 Franco's Fine Clothiers, Inc. 09/30/2004 13.4% Yes 97 NAP NAP NAP Yes 98 Fashion Bug 01/31/2005 5.3% Yes 99 Tarrant Dermatology Association (Dr. Miller) 12/31/2005 5.8% No 100 Baby Love, Inc. 06/17/2012 14.6% No 101 Santa Barabara Cleaners 07/30/2007 3.5% No 102 LaParilla Mexican 12/31/2011 9.9% Yes 103 Video Update d/b/a Movie Gallery 10/31/2005 5.1% Yes 104 Jade Escrow, Inc. 08/31/2005 7.2% Yes 105 Corned Beef Academy 01/31/2003 3.5% Yes 106 NAP NAP NAP Yes 107 NAP NAP NAP Yes 108 Berrodin South, Inc. 07/31/2008 14.2% Yes 109 Maersk Sealand 04/30/2003 1.6% No 110 Excel Residential Service 05/14/2005 10.6% Yes 111 NAP NAP NAP No 112 Long & Foster 11/30/2003 6.3% Yes 113 NAP NAP NAP Yes 114 Michael's & Associates (Tristate) 12/31/2007 5.9% Yes 115 NAP NAP NAP No 116 NAP NAP NAP No 117 B&D Trucking Corporation 03/31/2007 6.6% Yes 118 NAP NAP NAP Yes 119 NAP NAP NAP No 120 Companion Homemaker 03/14/2004 2.8% Yes 121 Rittenhouse Dance Academy 08/31/2007 3.5% Yes 122 El Pollo Nortendo MTM 3.0% No 123 J. Todd Enterprises 07/31/2003 11.0% No 124 NAP NAP NAP No 125 Domino's Pizza 04/30/2005 3.1% No 126 Blockbuster, Inc. 08/31/2007 9.4% No 127 NAP NAP NAP Yes 128 NAP NAP NAP Yes 129 NAP NAP NAP No 130 Michael's 02/28/2005 24.5% No 131 NAP NAP NAP No 132 Keeping Traditions, Inc. 01/31/2004 15.8% No 133 NAP NAP NAP Yes 134 NAP NAP NAP No 135 Martin Appliance Family, Inc. 09/30/2007 15.7% Yes 136 Triton Elics International 09/30/2003 14.4% No 137 NAP NAP NAP Yes 138 Larry Challis 01/31/2006 8.7% No 139 Las Colinas 10/31/2007 10.9% Yes 140 Tampa Concessions, Inc. 12/31/2007 16.2% Yes 141 Gino Santilli 08/31/2003 4.4% No 142 Dresser R.E., Inc. 07/31/2007 11.2% Yes 143 NAP NAP NAP Yes 144 NAP NAP NAP No 145 NAP NAP NAP No 146 Vitamin Shoppe 12/14/2012 22.8% No 147 NAP NAP NAP No 148 NAP NAP NAP No 149 One Price Clothing 07/31/2005 9.5% Yes 150 For Pets Sake 05/07/2005 10.6% Yes 151 NAP NAP NAP No 152 NAP NAP NAP Yes 153 NAP NAP NAP No 154 Gerling Applied Engineering 10/31/2004 10.3% No 155 NAP NAP NAP No 156 NAP NAP NAP No 157 Payless 10/31/2003 11.2% No 158 NAP NAP NAP Yes 159 NAP NAP NAP No 160 Monterey Spa & Stove 07/30/2006 12.1% No 161 NAP NAP NAP Yes 162 NAP NAP NAP Yes 163 NAP NAP NAP No 164 NAP NAP NAP Yes 165 NAP NAP NAP Yes 166 Yun Choi 05/09/2008 11.7% Yes 167 Caffe Giostra 12/31/2003 7.9% Yes 168 Advantage Services of South Florida, Inc. 05/31/2007 11.9% No 169 Kukulina Jewel 06/30/2005 19.1% Yes 170 NAP NAP NAP Yes 171 NAP NAP NAP No 172 Legal Compu Serve 10/30/2003 17.8% No 173 NAP NAP NAP No 174 NAP NAP NAP No 175 NAP NAP NAP Yes 176 NAP NAP NAP No 177 Allstate Cellular 02/14/2004 6.8% No 178 NAP NAP NAP No 179 Charles D. Boerio, CPA 10/14/2005 10.4% Yes 180 NAP NAP NAP No 181 Chicago Fitness 09/20/2012 25.1% Yes 182 NAP NAP NAP No 183 Maya-Joe, LLC 09/30/2005 23.0% Yes 184 NAP NAP NAP No 185 Health First Chiropractic Clinic 04/30/2006 4.5% Yes 186 Dr. Richard Silver, P.C. 01/31/2007 16.6% Yes 187 NAP NAP NAP No 188 NAP NAP NAP No 189 NAP NAP NAP No 190 NAP NAP NAP No 191 Mo-Joe's, Inc. 11/30/2007 11.9% Yes 192 NAP NAP NAP Yes 193 China Town Oriental Cuisine 06/30/2007 7.6% Yes 194 William B. Tomasello 12/31/2018 6.3% Yes 195 NAP NAP NAP No 196 Miesse & Bauer 07/31/2003 11.5% Yes 197 Essence Skin and Body Spa 10/31/2006 18.9% Yes 198 Sunesis sublease to Nanotectonica 03/11/2003 28.3% No 199 Custom Electronics 10/31/2007 25.6% Yes 200 The Hoover Company 07/31/2005 8.1% No 201 NAP NAP NAP Yes 202 NAP NAP NAP No 42.1%
------------------------------------------------------------------------------------------------------------------------------------ MORTGAGE TAX CAPITAL EXPENDITURE TI/LC OTHER LOAN NO. ESCROW IN PLACE ESCROW IN PLACE(14) ESCROW IN PLACE(15) ESCROW DESCRIPTION(16) ------------------------------------------------------------------------------------------------------------------------------------ 1 Yes No No NAP 2 Yes No Yes Operating Expense Escrow 3 Yes Yes Yes NAP 4 Yes Yes Yes Ground Rent 5 Yes Yes Yes NAP 6 Yes Yes Yes NAP 7 Yes Yes Yes NAP 8 Yes Yes Yes Ground Rent 9 Yes Yes Yes NAP 10 Yes Yes Yes NAP 11 Yes Yes Yes NAP 12 No No No NAP 13 Yes Yes Yes Ground Lease Reserve / Tenant Holdback 14 Yes Yes No Liquidity Reserve 15 Yes Yes No Liquidity Reserve 16 No No Yes NAP 17 No No Yes NAP 18 Yes Yes Yes NAP 19 No No No Tenant Holdback 20 No No No Tenant Holdback 21 No No No Tenant Holdback 22 No No No Tenant Holdback 23 Yes No No NAP 24 Yes Yes No NAP 25 Yes Yes Yes NAP 26 Yes Yes Yes NAP 27 Yes No No NAP 28 Yes Yes Yes NAP 29 Yes No No NAP 30 No No No NAP 31 No No No Security Deposit Holdback / Bond Reserve / Debt Service Reserve 32 No Yes Yes NAP 33 Yes Yes No NAP 34 Yes Yes No Liquidity Reserve 35 Yes Yes No Liquidity Reserve 36 Yes Yes No Liquidity Reserve 37 Yes Yes No Liquidity Reserve 38 Yes Yes No Liquidity Reserve 39 Yes Yes No Liquidity Reserve 40 Yes Yes No Liquidity Reserve 41 Yes Yes No Liquidity Reserve 42 Yes Yes No Liquidity Reserve 43 Yes Yes No Liquidity Reserve 44 Yes Yes No Liquidity Reserve 45 Yes Yes No Liquidity Reserve 46 Yes Yes No Liquidity Reserve 47 Yes Yes No Liquidity Reserve 48 Yes Yes No Liquidity Reserve 49 Yes Yes No Liquidity Reserve 50 Yes Yes No Liquidity Reserve 51 Yes Yes No Liquidity Reserve 52 Yes Yes No Liquidity Reserve 53 No Yes No NAP 54 Yes Yes No NAP 55 Yes No No NAP 56 No No No NAP 57 Yes Yes No NAP 58 No No No NAP 59 Yes Yes No NAP 60 No No Yes Tenant Holdback 61 No No No NAP 62 No No No NAP 63 No No No NAP 64 No No No NAP 65 No No No NAP 66 No No No NAP 67 Yes Yes Yes NAP 68 Yes Yes Yes NAP 69 Yes No No NAP 70 No No No NAP 71 Yes Yes No NAP 72 Yes No No Tenant Holdback 73 Yes Yes No NAP 74 No Yes No NAP 75 Yes Yes No NAP 76 Yes No Yes Free Rent 77 Yes No Yes NAP 78 Yes Yes Yes Tenant Holdback 79 Yes Yes No NAP 80 Yes Yes No NAP 81 Yes No No NAP 82 Yes No No NAP 83 Yes Yes Yes NAP 84 Yes Yes No NAP 85 Yes Yes Yes Tenant Holdback 86 Yes No No NAP 87 No No No NAP 88 No No Yes NAP 89 No Yes Yes Litigation Reserve 90 Yes Yes Yes Tenant Holdback 91 No No No NAP 92 Yes No No NAP 93 Yes No Yes NAP 94 No No Yes NAP 95 No No No NAP 96 Yes No Yes NAP 97 Yes Yes No NAP 98 Yes Yes Yes NAP 99 Yes Yes Yes NAP 100 Yes No No Free Rent 101 No No No NAP 102 Yes No Yes NAP 103 Yes Yes Yes NAP 104 Yes Yes No NAP 105 Yes Yes No NAP 106 Yes Yes No NAP 107 Yes No No NAP 108 Yes No Yes NAP 109 No No No NAP 110 Yes Yes No NAP 111 No No No NAP 112 Yes Yes Yes NAP 113 Yes No No NAP 114 Yes Yes No NAP 115 Yes Yes No NAP 116 No No No NAP 117 Yes Yes No NAP 118 Yes Yes No NAP 119 No No No NAP 120 Yes No No NAP 121 Yes Yes No NAP 122 No No No NAP 123 Yes Yes Yes NAP 124 Yes No No NAP 125 No No No NAP 126 Yes Yes Yes NAP 127 Yes Yes No NAP 128 Yes No Yes NAP 129 No No No Lockbox Reserve 130 No No No NAP 131 No No No NAP 132 No No Yes NAP 133 Yes Yes No NAP 134 No No No NAP 135 Yes No Yes NAP 136 No No No NAP 137 Yes Yes Yes NAP 138 Yes Yes Yes NAP 139 Yes No Yes NAP 140 Yes No No NAP 141 No No No NAP 142 Yes No Yes Tenant Holdback 143 Yes No No NAP 144 No No No Tenant Holdback 145 No No No Liquidity Reserve 146 No No No NAP 147 Yes No No Ground Rent 148 No No No NAP 149 Yes Yes Yes Cash Collateral 150 Yes Yes Yes NAP 151 No No No Lockbox Reserve 152 Yes No No NAP 153 No No No NAP 154 No No Yes NAP 155 No No No NAP 156 No No No NAP 157 No No No NAP 158 Yes Yes No NAP 159 No No No NAP 160 No No No NAP 161 Yes No No NAP 162 Yes Yes No NAP 163 No No No Tenant Holdback 164 Yes No No NAP 165 Yes No No NAP 166 Yes No Yes NAP 167 Yes No Yes NAP 168 No Yes Yes NAP 169 Yes Yes No NAP 170 Yes Yes No NAP 171 No No No NAP 172 No No No NAP 173 No No No NAP 174 No No No NAP 175 Yes Yes No NAP 176 No No No NAP 177 No No No NAP 178 Yes Yes No NAP 179 Yes No No NAP 180 No No No NAP 181 Yes Yes Yes NAP 182 No No No NAP 183 Yes Yes Yes NAP 184 No No No NAP 185 Yes No No NAP 186 Yes Yes Yes NAP 187 No No No NAP 188 No No No NAP 189 No No No NAP 190 No No No NAP 191 Yes No No NAP 192 Yes Yes No NAP 193 Yes No No NAP 194 Yes No No NAP 195 No No No NAP 196 Yes Yes Yes NAP 197 Yes Yes Yes NAP 198 No No No NAP 199 Yes Yes Yes NAP 200 No No No NAP 201 Yes Yes No NAP 202 No No No NAP 72.9% 47.9% 55.4%
--------------------------------------------------------------------------------------------------------------------------------- MORTGAGE SPRINGING INITIAL CAPITAL EXPENDITURE MONTHLY CAPITAL EXPENDITURE LOAN NO. ESCROW DESCRIPTION(17) ESCROW REQUIREMENT(18) ESCROW REQUIREMENT(19) --------------------------------------------------------------------------------------------------------------------------------- 1 NAP $0 $0 2 TI/LC $0 $0 3 NAP $5,108,102 $0 4 Insurance $265,000 (LOC) $0 5 Insurance $0 $1,490 6 Insurance $0 $1,068 7 Insurance $0 $928 8 Insurance $0 $1,703 9 Insurance $0 $1,923 10 Insurance $0 $200 11 Insurance $0 $305 12 RE Tax, Insurance, CapEx, TI/LC $0 $0 13 NAP $2,538 $2,538 14 NAP $18,212 $18,212 15 NAP $9,794 $9,794 16 RE Tax, Insurance, CapEx, TI/LC $0 $0 17 RE Tax, Insurance, CapEx, TI/LC $0 $0 18 Insurance $200,000 $0 19 RE Tax, Insurance, CapEx, TI/LC $0 $0 20 RE Tax, Insurance, CapEx, TI/LC $0 $0 21 RE Tax, Insurance, CapEx, TI/LC $0 $0 22 RE Tax, Insurance, CapEx, TI/LC $0 $0 23 NAP $0 $0 24 NAP $4,636 $4,636 25 NAP $0 $2,740 26 NAP $0 $6,580 27 NAP $0 $0 28 NAP $0 $1,753 29 TI/LC $0 $0 30 NAP $0 $0 31 RE Tax, Insurance, CapEx, TI/LC $0 $0 32 TI/LC $0 $2,150 33 NAP $60,000 $5,200 34 NAP $380 $380 35 NAP $563 $563 36 NAP $543 $543 37 NAP $509 $509 38 NAP $749 $749 39 NAP $696 $696 40 NAP $549 $549 41 NAP $828 $828 42 NAP $695 $695 43 NAP $232 $232 44 NAP $538 $538 45 NAP $540 $540 46 NAP $220 $220 47 NAP $308 $308 48 NAP $252 $252 49 NAP $391 $391 50 NAP $144 $144 51 NAP $107 $107 52 NAP $321 $321 53 TI/LC $0 $1,520 54 NAP $0 $9,983 55 CapEx, TI/LC $0 $0 56 TI/LC, Environmental $0 $0 57 NAP $0 $3,306 58 NAP $0 $0 59 Insurance, Other $1,297 $1,297 60 RE Tax, Insurance, CapEx $0 $0 61 RE Tax, Insurance, CapEx $0 $0 62 RE Tax, Insurance, CapEx $0 $0 63 RE Tax, Insurance, CapEx $0 $0 64 RE Tax, Insurance, CapEx $0 $0 65 RE Tax, Insurance, CapEx $0 $0 66 RE Tax, Insurance, CapEx $0 $0 67 NAP $0 $1,657 68 NAP $0 $967 69 NAP $0 $0 70 RE Tax, Insurance, CapEx $0 $0 71 NAP $0 $7,000 72 CapEx $0 $0 73 NAP $0 $11,333 74 RE Tax, Insurance, TI/LC $0 $1,000 75 NAP $0 $2,267 76 NAP $0 $0 77 NAP $0 $0 78 NAP $3,229 $3,229 79 NAP $0 $21,000 80 TI/LC $0 $1,325 81 NAP $0 $0 82 CapEx, TI/LC $0 $0 83 NAP $0 $1,324 84 Insurance $0 $12,088 85 NAP $0 $1,559 86 NAP $0 $0 87 RE Tax, Insurance, CapEx $0 $0 88 RE Tax, Insurance, CapEx $0 $0 89 NAP $628 $628 90 TI/LC $1,663 $1,663 91 NAP $0 $0 92 TI/LC $0 $0 93 NAP $0 $0 94 RE Tax, Insurance, CapEx $0 $0 95 RE Tax, Insurance, CapEx $0 $0 96 NAP $0 $0 97 NAP $0 $1,013 98 TI/LC $0 $1,383 99 NAP $1,480 $1,480 100 TI/LC $0 $0 101 NAP $0 $0 102 NAP $0 $0 103 NAP $0 $843 104 NAP $0 $532 105 NAP $1,272 $1,272 106 NAP $0 $2,822 107 NAP $0 $0 108 NAP $0 $0 109 NAP $0 $0 110 TI/LC $1,887 $1,887 111 RE Tax, Insurance, CapEx, Environmental $0 $0 112 NAP $1,078 $1,078 113 TI/LC $0 $0 114 NAP $1,010 $1,010 115 NAP $1,500 $1,500 116 NAP $0 $0 117 NAP $2,346 $2,346 118 NAP $0 $224 119 TI/LC $0 $0 120 NAP $0 $0 121 NAP $1,173 $1,173 122 NAP $0 $0 123 Insurance $259 $259 124 NAP $0 $0 125 RE Tax, Insurance, CapEx $0 $0 126 NAP $40,000 $4,354 127 NAP $0 $1,417 128 TI/LC $0 $0 129 NAP $0 $0 130 TI/LC $0 $0 131 TI/LC $0 $0 132 NAP $0 $0 133 NAP $175,000 $1,917 134 TI/LC $0 $0 135 NAP $0 $0 136 TI/LC $0 $0 137 NAP $347 $347 138 NAP $750 $750 139 NAP $0 $0 140 CapEx, TI/LC $0 $0 141 TI/LC $0 $0 142 TI/LC $0 $0 143 NAP $0 $0 144 NAP $0 $0 145 RE Tax, Insurance, CapEx $0 $0 146 NAP $0 $0 147 Insurance, CapEx $0 $0 148 RE Tax, Insurance, CapEx, TI/LC $0 $0 149 NAP $0 $394 150 NAP $175,000 $212 151 NAP $0 $0 152 NAP $0 $0 153 NAP $0 $0 154 NAP $0 $0 155 NAP $0 $0 156 TI/LC $0 $0 157 NAP $0 $0 158 NAP $0 $217 159 NAP $0 $0 160 NAP $0 $0 161 NAP $0 $0 162 NAP $0 $2,671 163 TI/LC $0 $0 164 NAP $0 $0 165 NAP $0 $0 166 NAP $0 $0 167 NAP $0 $0 168 NAP $164,000 $0 169 NAP $157 $157 170 NAP $0 $600 171 TI/LC $0 $0 172 NAP $0 $0 173 NAP $0 $0 174 NAP $0 $0 175 NAP $0 $1,900 176 NAP $0 $0 177 NAP $0 $0 178 NAP $0 $1,698 179 NAP $0 $0 180 TI/LC $0 $0 181 NAP $0 $149 182 TI/LC $0 $0 183 NAP $0 $483 184 TI/LC $0 $0 185 TI/LC $0 $0 186 NAP $0 $140 187 NAP $0 $0 188 NAP $0 $0 189 TI/LC $0 $0 190 NAP $0 $0 191 TI/LC $0 $0 192 NAP $0 $1,000 193 TI/LC $0 $0 194 TI/LC $0 $0 195 NAP $0 $0 196 NAP $0 $250 197 NAP $0 $191 198 NAP $0 $0 199 NAP $0 $325 200 TI/LC $0 $0 201 NAP $0 $1,000 202 NAP $0 $0 $5,985,925 $191,925
-------------------------------------------------------------------------------------------------------------------- MORTGAGE CURRENT CAPITAL EXPENDITURE INITIAL TI/LC MONTHLY TI/LC LOAN NO. ESCROW BALANCE(20) ESCROW REQUIREMENT(21) ESCROW REQUIREMENT(22) -------------------------------------------------------------------------------------------------------------------- 1 $0 $0 $0 2 $0 $15,000,000 $370,000 3 $5,108,102 $19,358,090 $66,667 4 $265,000 $350,000 (LOC) $0 5 $13,485 $46,484 $5,569 6 $9,666 $33,332 $5,026 7 $8,399 $18,886 $4,787 8 $15,413 $53,121 $4,132 9 $17,404 $59,821 $3,969 10 $1,810 $6,234 $423 11 $2,760 $9,528 $411 12 $0 $0 $0 13 $5,077 $25,000 $25,000 14 $18,212 $0 $0 15 $9,794 $0 $0 16 $0 $1,301,513 $0 17 $0 $872,023 $0 18 $200,000 $1,500,000 (LOC) $0 19 $0 $0 $0 20 $0 $0 $0 21 $0 $0 $0 22 $0 $0 $0 23 $0 $0 $0 24 $4,636 $0 $0 25 $21,920 $0 $15,000 26 $32,900 $0 $15,800 27 $0 $0 $0 28 $0 $250,000 $15,481 29 $0 $0 $0 30 $0 $0 $0 31 $0 $0 $0 32 $0 $0 $5,167 33 $65,209 $0 $0 34 $380 $0 $0 35 $563 $0 $0 36 $543 $0 $0 37 $509 $0 $0 38 $749 $0 $0 39 $696 $0 $0 40 $549 $0 $0 41 $828 $0 $0 42 $695 $0 $0 43 $232 $0 $0 44 $538 $0 $0 45 $540 $0 $0 46 $220 $0 $0 47 $308 $0 $0 48 $252 $0 $0 49 $391 $0 $0 50 $144 $0 $0 51 $107 $0 $0 52 $321 $0 $0 53 $1,520 $0 $0 54 $0 $0 $0 55 $0 $0 $0 56 $0 $0 $0 57 $6,612 $0 $0 58 $0 $0 $0 59 $1,297 $0 $0 60 $0 $290,400 $0 61 $0 $0 $0 62 $0 $0 $0 63 $0 $0 $0 64 $0 $0 $0 65 $0 $0 $0 66 $0 $0 $0 67 $1,657 $0 $3,000 68 $1,935 $0 $5,000 69 $0 $0 $0 70 $0 $0 $0 71 $7,000 $0 $0 72 $0 $0 $0 73 $110,595 $0 $0 74 $0 $0 $0 75 $4,533 $0 $0 76 $0 $0 $2,500 77 $0 $10,000 $10,000 78 $3,229 $300,000 $8,333 79 $0 $0 $0 80 $2,651 $0 $0 81 $0 $0 $0 82 $0 $0 $0 83 $3,973 $0 $6,250 84 $24,183 $0 $0 85 $1,559 $200,000 $2,083 86 $0 $0 $0 87 $0 $0 $0 88 $0 $8,400 $0 89 $628 $1,667 $1,667 90 $3,325 $5,000 $3,333 91 $0 $0 $0 92 $0 $0 $0 93 $0 $0 $5,108 94 $0 $30,000 $0 95 $0 $0 $0 96 $0 $0 $3,000 97 $0 $0 $0 98 $2,768 $0 $4,401 99 $1,480 $8,500 $8,500 100 $0 $0 $0 101 $0 $0 $0 102 $0 $0 $2,000 103 $843 $0 $1,317 104 $0 $0 $0 105 $1,272 $0 $0 106 $11,286 $0 $0 107 $0 $0 $0 108 $0 $0 $2,800 109 $0 $0 $0 110 $1,887 $0 $0 111 $0 $0 $0 112 $189,354 $125,000 $4,167 113 $0 $0 $0 114 $7,041 $0 $0 115 $1,500 $0 $0 116 $0 $0 $0 117 $2,346 $0 $0 118 $449 $0 $0 119 $0 $0 $0 120 $0 $0 $0 121 $1,173 $0 $0 122 $0 $0 $0 123 $259 $20,000 $1,667 124 $0 $0 $0 125 $0 $0 $0 126 $48,708 $0 $1,400 127 $4,250 $0 $0 128 $0 $0 $3,039 129 $0 $0 $0 130 $0 $0 $0 131 $0 $0 $0 132 $0 $0 $1,667 133 $176,917 $0 $0 134 $0 $0 $0 135 $0 $1,300,000 $500 136 $0 $0 $0 137 $694 $110,000 $1,133 138 $1,500 $20,000 $2,870 139 $0 $0 $2,000 140 $0 $0 $0 141 $0 $0 $0 142 $0 $0 $0 143 $0 $0 $0 144 $0 $0 $0 145 $0 $0 $0 146 $0 $0 $0 147 $0 $0 $0 148 $0 $0 $0 149 $1,972 $0 $2,500 150 $175,011 $0 $1,975 151 $0 $0 $0 152 $0 $0 $0 153 $0 $0 $0 154 $0 $200,000 $0 155 $0 $0 $0 156 $0 $0 $0 157 $0 $0 $0 158 $650 $0 $0 159 $0 $0 $0 160 $0 $0 $0 161 $0 $0 $0 162 $2,671 $0 $0 163 $0 $0 $0 164 $0 $0 $0 165 $0 $0 $0 166 $0 $0 $1,458 167 $0 $0 $1,367 168 $0 $100,000 LOC $0 169 $157 $0 $0 170 $1,200 $0 $0 171 $0 $0 $0 172 $0 $0 $0 173 $0 $0 $0 174 $0 $0 $0 175 $0 $0 $0 176 $0 $0 $0 177 $0 $0 $0 178 $9,112 $0 $0 179 $0 $0 $0 180 $0 $0 $0 181 $0 $0 $908 182 $0 $0 $0 183 $0 $30,000 $0 184 $0 $0 $0 185 $0 $0 $0 186 $420 $0 $692 187 $0 $0 $0 188 $0 $0 $0 189 $0 $0 $0 190 $0 $0 $0 191 $0 $0 $0 192 $1,000 $0 $0 193 $0 $0 $0 194 $0 $0 $0 195 $0 $0 $0 196 $500 $0 $1,267 197 $573 $0 $950 198 $0 $0 $0 199 $975 $0 $1,667 200 $0 $0 $0 201 $1,000 $0 $0 202 $0 $0 $0 $6,632,019 $39,692,998 $637,950
--------------------------------------------------------------------------------------------------- MORTGAGE CURRENT TI/LC ENVIRONMENTAL INTEREST LOAN NO. ESCROW BALANCE(23) INSURANCE ACCRUAL METHOD SEASONING(24) --------------------------------------------------------------------------------------------------- 1 $0 No Actual / 360 2 2 $15,000,000 No Actual / 360 6 3 $19,358,090 No 30 / 360 1 4 $350,000 No Actual / 360 3 5 $103,065 No Actual / 360 10 6 $93,024 No Actual / 360 10 7 $88,594 No Actual / 360 10 8 $76,473 No Actual / 360 10 9 $73,460 No Actual / 360 10 10 $7,826 No Actual / 360 10 11 $7,604 No Actual / 360 10 12 $0 No Actual / 360 4 13 $50,000 No Actual / 360 2 14 $0 No Actual / 360 0 15 $0 No Actual / 360 0 16 $1,302,761 No Actual / 360 3 17 $872,859 No Actual / 360 3 18 $1,500,000 No Actual / 360 1 19 $0 No Actual / 360 11 20 $0 No Actual / 360 11 21 $0 No Actual / 360 11 22 $0 No Actual / 360 11 23 $0 No 30 / 360 12 24 $0 No Actual / 360 2 25 $120,000 No Actual / 360 4 26 $79,000 No Actual / 360 5 27 $0 No Actual / 360 4 28 $250,000 No Actual / 360 1 29 $0 No Actual / 360 4 30 $0 No Actual / 360 2 31 $0 No Actual / 360 7 32 $0 No Actual / 360 1 33 $0 No Actual / 360 2 34 $0 No Actual / 360 1 35 $0 No Actual / 360 1 36 $0 No Actual / 360 1 37 $0 No Actual / 360 1 38 $0 No Actual / 360 1 39 $0 No Actual / 360 1 40 $0 No Actual / 360 1 41 $0 No Actual / 360 1 42 $0 No Actual / 360 1 43 $0 No Actual / 360 1 44 $0 No Actual / 360 1 45 $0 No Actual / 360 1 46 $0 No Actual / 360 1 47 $0 No Actual / 360 1 48 $0 No Actual / 360 1 49 $0 No Actual / 360 1 50 $0 No Actual / 360 1 51 $0 No Actual / 360 1 52 $0 No Actual / 360 1 53 $0 No Actual / 360 3 54 $0 No Actual / 360 2 55 $0 No Actual / 360 3 56 $0 No Actual / 360 2 57 $0 No Actual / 360 3 58 $0 No Actual / 360 4 59 $0 No Actual / 360 0 60 $290,694 No 30 / 360 3 61 $0 No 30 / 360 2 62 $0 No 30 / 360 2 63 $0 No 30 / 360 2 64 $0 No 30 / 360 2 65 $0 No 30 / 360 2 66 $0 No 30 / 360 2 67 $3,000 No Actual / 360 2 68 $10,000 No Actual / 360 3 69 $0 No Actual / 360 0 70 $0 No Actual / 360 2 71 $0 No Actual / 360 3 72 $0 No Actual / 360 1 73 $0 No Actual / 360 3 74 $0 No Actual / 360 1 75 $0 No Actual / 360 3 76 $5,000 No Actual / 360 3 77 $20,000 Yes - Individual Actual / 360 3 78 $0 No Actual / 360 1 79 $0 No Actual / 360 2 80 $0 No Actual / 360 4 81 $0 No Actual / 360 2 82 $0 No Actual / 360 5 83 $18,762 No Actual / 360 4 84 $0 Yes - Individual Actual / 360 3 85 $200,000 No Actual / 360 2 86 $0 No Actual / 360 4 87 $0 No 30 / 360 3 88 $8,400 No 30 / 360 3 89 $0 No Actual / 360 0 90 $8,333 No Actual / 360 2 91 $0 Yes - Individual Actual / 360 4 92 $0 No Actual / 360 4 93 $5,108 No Actual / 360 2 94 $30,009 No 30 / 360 2 95 $0 No Actual / 360 2 96 $3,000 No Actual / 360 2 97 $0 No Actual / 360 2 98 $8,506 No Actual / 360 3 99 $8,500 Yes - Individual 30 / 360 1 100 $0 No Actual / 360 7 101 $0 No Actual / 360 4 102 $6,000 No Actual / 360 4 103 $1,317 No Actual / 360 3 104 $0 No Actual / 360 1 105 $0 No Actual / 360 2 106 $0 No Actual / 360 5 107 $0 No Actual / 360 3 108 $8,400 No Actual / 360 4 109 $0 No Actual / 360 3 110 $0 No Actual / 360 1 111 $0 No Actual / 360 2 112 $133,536 No Actual / 360 4 113 $0 No Actual / 360 2 114 $0 No Actual / 360 1 115 $0 No 30 / 360 1 116 $0 No Actual / 360 1 117 $0 No Actual / 360 3 118 $0 No Actual / 360 3 119 $0 No Actual / 360 4 120 $0 No 30 / 360 3 121 $0 No Actual / 360 2 122 $0 Yes - Group Actual / 360 5 123 $20,000 No Actual / 360 2 124 $0 No 30 / 360 3 125 $0 No 30 / 360 3 126 $2,800 No Actual / 360 3 127 $0 No Actual / 360 4 128 $3,039 No Actual / 360 2 129 $0 Yes - Group Actual / 360 4 130 $0 Yes - Group Actual / 360 3 131 $0 No Actual / 360 2 132 $0 Yes - Group Actual / 360 2 133 $0 No Actual / 360 2 134 $0 No Actual / 360 3 135 $1,000 No Actual / 360 3 136 $0 No Actual / 360 4 137 $110,123 No Actual / 360 3 138 $22,870 No Actual / 360 3 139 $0 No Actual / 360 0 140 $0 Yes - Group Actual / 360 2 141 $0 No Actual / 360 4 142 $0 No Actual / 360 3 143 $0 Yes - Group Actual / 360 2 144 $0 No Actual / 360 4 145 $0 No Actual / 360 3 146 $0 Yes - Group Actual / 360 3 147 $0 No Actual / 360 2 148 $0 Yes - Group Actual / 360 4 149 $12,521 No Actual / 360 6 150 $0 Yes - Group Actual / 360 2 151 $0 Yes - Group Actual / 360 3 152 $0 Yes - Group Actual / 360 3 153 $0 No Actual / 360 4 154 $200,073 Yes - Group Actual / 360 2 155 $0 No Actual / 360 3 156 $0 Yes - Group Actual / 360 5 157 $0 No Actual / 360 3 158 $0 No Actual / 360 4 159 $0 Yes - Group Actual / 360 2 160 $0 Yes - Group Actual / 360 3 161 $0 Yes - Group Actual / 360 3 162 $0 Yes - Group Actual / 360 3 163 $0 Yes - Group Actual / 360 2 164 $0 Yes - Group Actual / 360 3 165 $0 Yes - Group Actual / 360 2 166 $4,374 Yes - Group Actual / 360 5 167 $4,101 Yes - Group Actual / 360 5 168 $100,000 No Actual / 360 6 169 $0 No Actual / 360 0 170 $0 No Actual / 360 3 171 $0 Yes - Group Actual / 360 3 172 $0 No Actual / 360 3 173 $0 Yes - Group Actual / 360 5 174 $0 No Actual / 360 3 175 $0 No Actual / 360 3 176 $0 Yes - Group Actual / 360 5 177 $0 Yes - Group Actual / 360 6 178 $0 No Actual / 360 4 179 $0 Yes - Group Actual / 360 1 180 $0 Yes - Group Actual / 360 1 181 $0 Yes - Group Actual / 360 2 182 $0 Yes - Group Actual / 360 3 183 $30,007 Yes - Group Actual / 360 2 184 $0 Yes - Group Actual / 360 2 185 $0 No Actual / 360 2 186 $2,077 Yes - Group Actual / 360 4 187 $0 Yes - Group Actual / 360 3 188 $0 Yes - Group Actual / 360 2 189 $0 Yes - Group Actual / 360 3 190 $0 Yes - Group Actual / 360 4 191 $0 No Actual / 360 2 192 $0 No Actual / 360 2 193 $0 Yes - Group Actual / 360 6 194 $0 No Actual / 360 2 195 $0 Yes - Group Actual / 360 2 196 $2,534 Yes - Group Actual / 360 4 197 $2,850 Yes - Group Actual / 360 5 198 $0 Yes - Group Actual / 360 1 199 $5,000 No Actual / 360 4 200 $0 Yes - Group Actual / 360 2 201 $0 No Actual / 360 2 202 $0 Yes - Group Actual / 360 4 $40,624,690 3
----------------------------------------------------------------------------------------------------------------- PREPAYMENT CODE(22) MORTGAGE ------------------------------------------------------------ YM ADMINISTRATIVE LOAN NO. LO DEF DEF/YM1.00 YM3.00 YM1.00 OPEN FORMULA(26) COST RATE(27) ----------------------------------------------------------------------------------------------------------------- 1 60 57 3 A 5.310 2 30 90 3 3.210 3 60 57 3 A 6.010 4 27 89 4 3.210 5 34 82 4 3.210 6 34 82 4 3.210 7 34 82 4 3.210 8 34 82 4 3.210 9 34 82 4 3.210 10 34 82 4 3.210 11 34 82 4 3.210 12 28 88 4 3.210 13 26 92 2 3.210 14 47 70 3 3.210 15 47 70 3 3.210 16 27 89 4 3.210 17 27 89 4 3.210 18 25 91 4 3.210 19 35 81 4 3.210 20 35 81 4 3.210 21 35 81 4 3.210 22 35 81 4 3.210 23 36 23 1 3.210 24 47 72 1 3.210 25 35 81 4 3.210 26 29 84 7 3.210 27 28 148 4 3.210 28 25 88 7 13.210 29 28 88 4 3.210 30 26 90 4 3.210 31 31 85 4 3.210 32 35 81 4 3.210 33 26 90 4 3.210 34 25 93 2 9.210 35 25 93 2 9.210 36 25 93 2 9.210 37 25 93 2 9.210 38 25 93 2 9.210 39 25 93 2 9.210 40 25 93 2 9.210 41 25 93 2 9.210 42 25 93 2 9.210 43 25 93 2 9.210 44 25 93 2 9.210 45 25 93 2 9.210 46 25 93 2 9.210 47 25 93 2 9.210 48 25 93 2 9.210 49 25 93 2 9.210 50 25 93 2 9.210 51 25 93 2 9.210 52 25 93 2 9.210 53 34 82 4 B 3.210 54 35 81 4 5.210 55 27 89 4 3.210 56 26 90 4 C 3.210 57 27 89 4 3.210 58 28 88 4 3.210 59 47 72 1 3.210 60 27 53 4 D 3.210 61 35 47 2 E 3.210 62 35 47 2 E 3.210 63 35 47 2 E 3.210 64 35 47 2 E 3.210 65 35 47 2 E 3.210 66 35 47 2 E 3.210 67 26 90 4 C 3.210 68 27 209 4 3.210 69 24 92 4 3.210 70 47 78 2 3.210 71 35 201 4 B 3.210 72 47 72 1 3.210 73 35 81 4 3.210 74 25 88 7 3.210 75 27 89 4 3.210 76 27 89 4 3.210 77 48 62 3 A 10.510 78 47 72 1 3.210 79 35 78 7 3.210 80 35 80 5 3.210 81 26 90 4 3.210 82 29 87 4 3.210 83 28 85 7 3.210 84 27 89 4 3.210 85 26 90 4 13.210 86 28 88 4 3.210 87 35 47 2 E 3.210 88 27 53 4 D 3.210 89 24 119 1 3.210 90 47 70 3 13.210 91 28 88 4 3.210 92 28 88 4 3.210 93 26 90 4 3.210 94 26 54 4 D 3.210 95 47 72 1 3.210 96 26 90 4 3.210 97 36 80 4 3.210 98 60 56 4 G 3.210 99 60 57 3 A 11.110 100 31 85 4 3.210 101 35 81 4 5.210 102 28 208 4 3.210 103 35 81 4 5.210 104 25 91 4 C 3.210 105 47 72 1 3.210 106 29 87 4 3.210 107 35 21 4 5.210 108 28 88 4 3.210 109 35 81 4 5.210 110 47 72 1 3.210 111 47 66 5 2 H 3.210 112 47 45 4 3.210 113 35 81 4 5.210 114 0 116 4 F 3.210 115 60 57 3 A 11.710 116 35 81 4 B 5.210 117 27 92 1 3.210 118 27 89 4 13.210 119 28 88 4 3.210 120 35 105 4 5.210 121 47 72 1 3.210 122 35 78 7 5.210 123 47 132 1 3.210 124 72 45 3 A 12.110 125 35 47 2 E 3.210 126 27 89 4 3.210 127 28 88 4 3.210 128 26 90 4 3.210 129 35 81 4 5.210 130 35 81 4 5.210 131 26 90 4 C 3.210 132 35 81 4 7.210 133 26 90 4 3.210 134 3 113 4 C 3.210 135 27 89 4 3.210 136 35 141 4 7.210 137 47 72 1 3.210 138 60 57 3 A 12.710 139 24 92 4 C 3.210 140 35 93 4 11.210 141 35 141 4 7.210 142 27 89 4 3.210 143 35 21 4 7.210 144 28 88 4 3.210 145 47 72 1 3.210 146 35 45 4 7.210 147 47 69 4 3.210 148 35 81 4 12.210 149 30 86 4 3.210 150 36 80 4 7.210 151 35 81 4 7.210 152 35 81 4 B 7.210 153 35 141 4 10.210 154 35 81 4 10.210 155 27 209 4 3.210 156 35 81 4 10.210 157 35 141 4 B 15.210 158 28 88 4 3.210 159 36 80 4 B 10.210 160 35 81 4 10.210 161 35 81 4 B 10.210 162 35 81 4 10.210 163 35 81 4 B 15.210 164 35 81 4 B 10.210 165 35 21 4 10.210 166 35 81 4 10.210 167 35 81 4 10.210 168 30 86 4 3.210 169 47 72 1 3.210 170 27 89 4 3.210 171 35 81 4 10.210 172 27 89 4 3.210 173 35 81 4 10.210 174 35 201 4 10.210 175 35 141 4 10.210 176 35 81 4 10.210 177 35 81 4 B 10.210 178 28 148 4 3.210 179 35 21 4 B 15.210 180 35 81 4 15.210 181 35 81 4 15.210 182 35 81 4 15.210 183 35 81 4 B 15.210 184 35 81 4 20.210 185 26 90 4 3.210 186 35 81 4 15.210 187 35 81 4 B 15.210 188 35 81 4 15.210 189 35 81 4 15.210 190 35 81 4 15.210 191 26 90 4 3.210 192 26 90 4 3.210 193 35 81 4 20.210 194 26 90 4 3.210 195 35 81 4 20.210 196 35 81 4 20.210 197 35 81 4 20.210 198 35 81 4 B 20.210 199 28 88 4 13.210 200 35 81 4 20.210 201 26 90 4 3.210 202 35 78 7 20.210 4.733
FOOTNOTES TO APPENDIX II 1 "WFB," "MSMC," "PCF," "BSCMI" and "JHREF" denote Wells Fargo Bank, National Association, Morgan Stanley Mortgage Capital Inc., Principal Commercial Funding, LLC, Bear Stearns Commercial Mortgage, Inc. and John Hancock Real Estate Finance, Inc., respectively, as Sellers. 2 The following loan pools represent multiple properties securing a single mortgage loan, and are designated by Roman Numeral coding: Mortgage Loan Nos. 5-11, 14-15, 16-17, 19-22, 34-52, and 61-66. For the purpose of the statistical information set forth in this Prospectus Supplement as to such mortgage loans, a portion of the aggregate Cut-off Date Balance has been allocated to each mortgaged property based on respective appraised values and/or Underwritable Cash Flows. For the purpose of the statistical information set forth in this prospectus supplement as to such single-loan/multiple-property loan pools, certain credit statistics, including NOI DSCR, NCF DSCR, Cut-off Date LTV, Balloon LTV and Cut-off Date Balance per Unit or SF, are calculated on an aggregate basis. 3 Certain of the mortgage loans that are secured by retail properties include in-line and/or anchor tenant ground lease parcels in the calculation of the total square footage of the property. 4 In general for each mortgaged property, "Percent Leased" was determined based on a rent roll or lease verification letter provided by the borrower. "Percent Leased as of Date" indicates the date as of which "Percent Leased" was determined based on such information. 5 With respect to Mortgage Loan No. 1, North Shore Towers, the property is subject to a ground lease on a portion of the related property. A 4.67-acre parcel of the golf course is subject to a ground lease that ends 6/30/2071. The ground rent is reported to be $100 per year. With respect to Mortgage Loan No. 3, Federal Center Plaza, the borrower, by right, has an additional 137,000 square feet of developable Floor Area Ratio ("FAR") and potentially has the ability to construct up to two additional floors on each building. 6 The Cut-off Date is April 1, 2003 for any mortgage loan that has a due date on the first day of each month. For purposes of the information contained in this prospectus supplement, we present the loans as if scheduled payments due in April, 2003 were due on April 1, 2003, not the actual day on which such scheduled payments were due. The mortgage loans generally have a due date on the 1st of the month, except for Mortgage Loan Nos. 93, 204-208 Passaic Avenue and 128, 1050 Valley Brook Road, which are due on the 5th of the month. In addition, Mortgage Loan No. 2, 1290 Avenue of the Americas, which is due on the 7th of the month. With respect to Mortgage Loan No. 2 (referred to herein as the "1290 Loan" and the "1290 Pari Passu Loan"), the loan is comprised of one A Note (Note A-2 described below) that is secured by the mortgaged property on a pari passu basis with other notes (Notes A-1, A-3, A-4 and A-5 described below, the "1290 Companion Loans") that are not included in the Trust. The 1290 A Notes had outstanding principal balances as of the cutoff date as follows: Note A-1, $70,000,000; Note A-2, $70,000,000; Note A-3, $80,000,000; Note A-4, $130,000,000; and Note A-5, $35,000,000. Note A-1 is included in a REMIC trust known as the Morgan Stanley Dean Witter Capital I Trust 2003-TOP9. Note A-2 is included in the Trust. Note A-3 is included in a REMIC trust known as the Prudential Commercial Mortgage Trust 2003-PWR1. Notes A-4 and A-5 are included in a REMIC trust known as Morgan Stanley Dean Witter Capital I Trust 2003-HQ2. The 1290 Companion Loan has the same interest rate, maturity date and amortization term as the 1290 Pari Passu Loan. For purposes of the information presented in this prospectus supplement with respect to the 1290 Loan, the Debt Service Coverage Ratio and Loan-to-Value Ratio reflect the aggregate indebtedness evidenced by the 1290 Pari Passu Loan and the 1290 Companion Loans. With respect to Mortgage Loan No. 3, (referred herein as the "Federal Center Plaza Loan"), the loan is comprised of five equal priority notes: (a) two in the aggregate principal amount of $67,500,000 ("Federal Center Plaza Pari Passu Loan") which are included in the Trust and (b) an additional three notes in the aggregate principal amount of $67,500,000 ("Federal Center Plaza Companion Loan") which are not included in the Trust. The servicer pays both the Federal Center Plaza Pari Passu Loan and the Federal Center Plaza Companion Loan on a pari passu basis. The Federal Center Plaza Companion Loan is currently held by John Hancock Real Estate Finance, Inc., or an affiliate, but may be sold or transferred at any time. The Federal Center Plaza Companion Loan has the same interest rate, maturity date and amortization term as the Federal Center Plaza Pari Passu Loan. For purposes of the information presented in this II-1 prospectus supplement with respect to the Federal Center Plaza Loan, the Debt Service Coverage Ratio and Loan-to-Value Ratio reflect the aggregate indebtedness evidenced by the Federal Center Plaza Pari Passu Loan and the Federal Center Plaza Companion Loan. With respect to Mortgage Loan No. 31 (referred to herein as the "Perryville I Corporate Park Office Loan," and the "Perryville I Corporate Park Office Pari Passu Loan"), the loan is secured by a mortgaged property on a pari passu basis with another note in the principal amount of $14,592,500 (the "Perryville I Corporate Park Office Companion Loan") that is not included in the trust. The Perryville I Corporate Park Office Companion Loan is included in a REMIC trust known as the Morgan Stanley Dean Witter Capital Trust 2003-TOP9. The servicer of the Morgan Stanley Dean Witter Capital I Trust 2003-TOP9 Trust will be responsible for making Servicing Advances in respect of the mortgaged property, maintaining required escrows and remitting collections on the Perryville I Corporate Park Office Pari Passu Loan and the Perryville I Corporate Park Office Companion Loan. The Perryville I Corporate Park Office Companion Loan has the same interest rate, maturity date and amortization term as the Perryville I Corporate Park Office Pari Passu Loan. For purposes of the information presented in this prospectus supplement with respect to the Perryville I Corporate Park Office Loan, the Debt Service Coverage Ratio and Loan-to-Value Ratio reflect the aggregate indebtedness evidenced by the Perryville I Corporate Park Office Pari Passu Loan and the Perryville I Corporate Park Office Companion Loans. With respect to Mortgage Loan No. 2, the 1290 Avenue of the Americas Loan, the 1290 Avenue of the Americas Property also secures a subordinated B Note in an original principal amount of $55,000,000 that is owned by a separate REMIC trust (the "B Note Trust") and is not an asset of the Trust. The 1290 Pari Passu Loan and the 1290 Companion Loans and the related B Note are collectively referred to herein as the "1290 Loan Group". The 1290 Loan Group will be serviced pursuant to a pooling and servicing agreement entered into in connection with the formation of the Morgan Stanley Dean Witter Capital I Trust 2003-TOP9 Trust. The servicer of the Morgan Stanley Dean Witter Capital I Trust 2003-TOP9 Trust will be responsible for making Servicing Advances in respect of the mortgaged property, maintaining required escrows and remitting collections on the 1290 Loan Group to, or on behalf of, the Trust, the owners of the 1290 Companion Loans and the B Note Trust, as required by the intercreditor agreements. For purposes of the information presented in this prospectus supplement with respect to the 1290 Loan, the Debt Service Coverage Ratio and Loan-to-Value Ratio reflect the aggregate indebtedness evidenced by the 1290 Pari Passu Loan and the 1290 Companion Loans. With respect to Mortgage Loan No. 126, Westside Market, limited partnership interests in the borrowing entity have been pledged as security for a $758,725 loan from Finanvantage Limited, a British Virgin Islands Company. The note bears interest at 9% per annum and is due and payable on January 1, 2031. With respect to Mortgage Loan No. 1, North Shore Towers, the borrower may encumber the security with subordinate indebtedness of $20,000,000 (with not more than two subordinate mortgage loans), subject to satisfaction of certain conditions, including a combined DSCR of not less than 5.00x and a combined LTV of not greater than 23%. With respect to Mortgage Loan No. 3, Federal Center Plaza, the borrower will have the ability to place mezzanine debt up to a maximum of $10,000,000 during the term of the loan. Mezzanine financing shall only be allowed in connection with development, construction and leasing of improvements to the related mortgage property, including tenant improvements, leasing commissions and other reasonable costs incurred with the closing of the mezzanine debt. As a condition to the placement of the mezzanine financing, the combined LTV ratio may not exceed 70% and the minimum combined DSCR is 1.30x. With respect to Mortgage Loan No. 12, One Canal Place, the loan documents prohibit the borrower from obtaining any type of secondary financing, whether secured or unsecured, or from further encumbering the property. Notwithstanding the foregoing, subject to the lender's review and approval of the structure of the borrowing entity, the lender will allow unsecured partner loans, in an amount not to exceed $5,000,000 in aggregate, to be made to certain entities comprising the partners of the borrower, so long as such loans are made for the sole purpose of capital investments in the property and are subject to a subordination and standstill agreement with the lender. With respect to Mortgage Loan No. 69, Quartz Hill Tower Center, mezzanine and subordinated financing are allowed on the property, but must be used solely to purchase the property. The additional financing may not make the combined outstanding debt on the property greater than 70%. In addition, a minimum of a 1.45x debt service coverage is required to be maintained on the property. Lender approval for all loan documents related to the additional financing is required. Subordinate financing is specific to a proposed purchaser and would require a standstill agreement. If secondary financing is obtained, there is no longer a right to mezzanine financing; similarly, if mezzanine financing is obtained, there is no II-2 longer a right to secondary financing. With respect to Mortgage Loan No. 75, Saratoga Heritage Apartments, the borrower is permitted to obtain future mezzanine financing, which together with the existing indebtedness shall not exceed 80% of the appraised value with a minimum of 1.30x DSCR. Lender must approve the mezzanine loan financing documents. The mezzanine lender will be Saratoga Heritage Apartments, LLC (the current borrower). Ability to obtain mezzanine debt is personal to an immediate successor borrower and may not be exercised by any subsequent purchasers or owners. With respect to Mortgage Loan Nos. 5-11, GPB-D Portfolio, the loan permits release of an individual mortgaged property from the mortgage lien in connection with partial defeasance, provided, among other conditions, (i) the borrower deposits defeasance collateral equal to 125% of the loan amount allocated to the released property, (ii) the underwritten DSCR for the remaining property is greater than the lesser of 1.30x or the DSCR of the loan immediately prior to the release, and (iii) the GPB-D Portfolio borrower also furnishes a rating agency confirmation as to the partial defeasance event. With respect to Mortgage Loan No. 12, One Canal Place, the loan permits release of the retail portion of the property from the mortgage lien in connection with partial defeasance, provided, among other conditions, (i) the property is converted into a condominium consisting of Condominium 1 (office component) and Condominium 2 (retail component) in compliance with the Condominium Act and applicable legal requirements and in accordance with provisions outlined in the loan documents, (ii) the borrower deposits defeasance collateral equal to $6,348,000 and (iii) the lender receives confirmation in writing from the rating agencies that such partial defeasance event will not result in a withdrawal, qualification or downgrade of the ratings of the REMIC certificates. With respect to Mortgage Loan Nos. 16-17, TruServ Portfolio, and Mortgage Loan Nos. 19-22, Midwest Industrial Portfolio, the loans permit release of one or more mortgaged properties from the mortgage lien in connection with a partial defeasance or prepayment of up to 33.33% of the loan balance, provided (i) the borrower deposits defeasance collateral equal to 125% of the adjusted allocated loan amount of the relevant TruServ Portfolio or Midwest Industrial Portfolio property (in the case of a defeasance election), (ii) the underwritten DSCR for the remaining property is a minimum of the greater of 1.40x or the DSCR immediately prior to the release, (iii) the maximum LTV for the remaining property is not more than 70% (TruServ Portfolio) or 65% (Midwest Industrial Portfolio) and (iv) the TruServ Portfolio or Midwest Industrial Portfolio borrower also furnishes a rating agency confirmation of no withdrawal or downgrading of the ratings of the REMIC certificates. Any partial prepayment is subject to a yield maintenance premium. With respect to Mortgage Loan No. 23, Mondawmin Mall, the tenant of a ground-leased out-parcel has an option to purchase that outparcel, in which case the parcel may be released from the mortgage lien, provided, among other conditions, that the net proceeds of the sale be deposited into an escrow account (or that the borrower deliver a letter of credit in the amount of the net proceeds), which will be held as additional collateral for the life of the loan. The escrow may not be used to prepay any portion of the loan as a result of the release. With respect to Mortgage Loan Nos. 34-52, WESCO Portfolio, after the initial lockout period, the borrower may cause the release of one of the Mortgaged Properties, all of which are currently cross-collateralized and cross-defaulted, provided that a minimum DSCR of 1.35x and a loan to value of 65% is maintained on the remaining Mortgaged Properties after release, and borrower defeases an amount equal to 125% of the allocated loan amount. With respect to Mortgage Loan Nos. 61-66, Inland Portfolio, after the initial lockout period, the borrower may cause the release of one or more of the Mortgaged Properties, all of which are currently cross-collateralized and cross-defaulted, provided that a minimum DSCR of 2.70x and a loan to value of 60% is maintained on the remaining Mortgaged Properties after release, and borrower pays 115% of the allocated loan amount plus any applicable yield maintenance charges. With respect to Mortgage Loan Nos. 16-17, TruServ Portfolio, and Mortgage Loan Nos. 19-22, Midwest Industrial Portfolio, the borrowers may substitute substantially similar properties for one or more of the mortgaged properties, provided that, among other things, (i) the lender has received confirmation from the rating agencies that the substitution will not result in a downgrade of the related Securities, (ii) the DSCR after substitution is not less than 1.40x or the DSCR as of the date immediately preceding the substitution, and (iii) the fair market value of the substitute property is not less than (a) the fair market value of the released property at closing and (b) the fair market value as of the date immediately preceding the substitution. In the case of the TruServ Portfolio, only one substitution is permitted during the loan term. In the case of the Midwest Industrial Portfolio, properties representing up to 33.33% of the total loan amount may be substituted during the loan term. II-3 With respect to Mortgage Loan Nos. 34-52, WESCO Portfolio, the borrower may substitute substantially similar properties for up to four of the Mortgaged Properties, provided that, among other things, (i) the lender has received confirmation from the rating agencies that the substitution will not result in a downgrade of the related Securities, (ii) the debt service coverage ratio after substitution is not less than the debt service coverage ratio at closing or as of the date immediately preceding the substitution, and (iii) the fair market value of the substitute property is not less than 105% of the greater of (a) the fair market value of the released property at closing, and (b) the fair market value as of the date immediately preceding the substitution. With respect to Mortgage Loan Nos. 61-66, Inland Portfolio, the borrower may substitute substantially similar properties for one or more of the Mortgaged Properties, provided that, among other things, (i) the lender has received confirmation from the rating agencies that the substitution will not result in a downgrade of the related Securities, (ii) the debt service coverage ratio after substitution is not less than the debt service coverage ratio at closing or as of the date immediately preceding the substitution, and (iii) the fair market value of the substitute property is not less than (a) the fair market value of the released property at closing, and (b) the fair market value as of the date immediately preceding the substitution. With respect to Mortgage Loan No. 73, Oakwood Mission Valley Apartments, a principal paydown in the amount of $12,500 occurred on the first payment date post funding, effectively reducing the original principal balance on the new loan to $8,587,500 from $8,600,000. 7 The "Grace Period" shown is grace period to charge late interest. 8 The "Original Amort. Term" shown is the basis for determining the fixed monthly principal and interest payment as set forth in the related note. Due to the Actual/360 interest calculation methodology applied to most mortgage loans, the actual amortization to a zero balance for such loans will be longer. With respect to Mortgage Loan No. 2, 1290 Loan, the loan requires interest only payments through July 7, 2007, then amortizes on an approximate 24-year schedule from August 7, 2007 through January 7, 2012, after which, the loan reverts to interest only payments through maturity. 9 With respect to certain IO loans and short-term IO loans that accrue interest on an Actual/360 basis, the monthly IO payment shown in Appendix II is calculated as an average over the lesser of the IO period or 12 months. With respect to Mortgage Loan No. 1, North Shore Towers, and Mortgage Loan No. 77, Marketplace Office Park, the IO Payment is the average over the 24 month IO term of the loan. 10 The indicated NOI DSCR and NCF DSCR reflect current scheduled payments as of the Cut-off Date for all mortgage loans. With respect to Mortgage Loan No. 1, North Shore Towers, the NOI DSCR and NCF DSCR for a residential cooperative property is based on projected net operating income at the property, determined in a manner consistent with the appraisal obtained in connection with the origination of the mortgage loan, assuming that property was operated as a residential property with rents set at prevailing market rates taking in to account the presence of existing rent-controlled or rent-stabilized occupants, reduced by underwritten capital expenditures, property operating expenses, a market-rate vacancy assumption and projected reserves. 11 With respect to Mortgage Loan No. 1, North Shore Towers, the "Appraised Value" of the residential cooperative property is based on the market value, as determined by an appraisal, of the property, as if operated as a residential cooperative. 12 "Valuation Date" refers to the date as of which the related appraised value applies (also known as the "value as-of date"). 13 "Largest Tenant" refers to the tenant that represents the greatest percentage of the total square footage at the mortgaged property, "Second Largest Tenant" refers to the tenant that represents the second greatest percentage of the total square footage at the mortgaged property and "Third Largest Tenant" refers to the tenant that represents the third greatest percentage of the total square footage at the mortgaged property. In certain cases, the data for tenants occupying multiple spaces include square footage only from the primary spaces sharing the same expiration date, and may not include minor spaces with different expiration dates. II-4 With respect to Mortgage Loan No. 1, North Shore Towers, according to the appraisal, the developer still retains 208 (11.6%) of the apartments, all of which are rent-stabilized units. Rent stabilization in New York City limits the annual rent increases to 2% for a one-year lease and 4% for a two-year lease until the rent reaches $2,000/month, at which point the stabilization rules end. If a unit is vacated, stabilization rules allow a 20% increase in rent, and also allow the monthly rent to be increased by 1/40th the cost of capital improvements made to an apartment. Tenants can not be asked to vacate while the unit is governed by stabilization rules, but the unit can be sold once it becomes vacant. Fourteen (14) units are vacant and are either under contract to be sold or are being marketed for sale. The remaining units are owned by individual owners through ownership of stock in the cooperative apartment corporation. With respect to Mortgage Loan No. 56, Willston Centre II, Safeway has a right to terminate its lease upon 180 days written notice to the landlord beginning the first day of the 15th lease year, April 3, 2000 through April 2, 2016. If Safeway elects to terminate their lease, the borrower is required to escrow $166,666.67 per month for six months. With respect to Mortgage Loan No. 56, Willston Centre II, in the event that the borrower decides to sell, assign or transfer interests in the lease or property, Safeway, Inc. has a right of first refusal to the offer. If Safeway, Inc. elects to exercise its right, but does not assume the loan, the borrower shall be required to prepay the entire loan with yield maintenance. With respect to Mortgage Loan No. 58, East West Crossing Shopping Center, the Walgreens store has a 60 year lease, but has an option to terminate its lease at the end of years 20, 25, 30, 35, 40, 45, 50 and 55 with 6 months notice. With respect to Mortgage Loan No. 109, Washington Trust Bank Building & Garage, the largest tenant noted reflects annual parking garage income generated from 612 spaces or approximately 95.2% of the building's total square footage. The remaining 4.8% of the total net rentable area of the building is ground floor space utilized for a retail baking branch, office and storage. With respect to Mortgage Loan No. 111, Walgreens - Neptune, NJ, the Walgreens store has a 75 year lease, but has an option to terminate its lease at the end of years 25, 30, 35, 40, 45, 50, 55, 60, 65, and 70 with 6 months notice. With respect to Mortgage Loan No. 129, Walgreens Hesperia, the Walgreens store has a 75 year lease, but has an option to terminate its lease at the end of years 25, 30, 35, 40, 45, 50, 55, 60, 65, and 70 with 6 months notice. With respect to Mortgage Loan No. 150, Parkway Plaza, the Walgreens store has a 40 year lease, but has an option to terminate its lease at the end of years 20, 25, 30, and 35 with 6 months notice. With respect to Mortgage Loan No. 151, Walgreen's Lacey, the Walgreens store has a 60 year lease, but has an option to terminate its lease at the end of years 20, 25, 30, 35, 40, 45, 50, and 55 with 9 months notice. With respect to Mortgage Loan No. 155, Walgreens, the Walgreens store has a 75 year lease, but has an option to terminate its lease at the end of years 25, 30, 35, 40, 45, 50, 55, 60, 65 and 70 with 12 months notice. With respect to Mortgage Loan No. 157, Harris @ Wayside Walgreens, the Walgreens store has a 50 year lease, but has an option to terminate its lease at the end of years 20, 25, 30, 35, 40, and 45 with 6 months notice. With respect to Mortgage Loan No. 190, Walgreens - Westminster, the Walgreens store has a 60 year lease, but has an option to terminate its lease at the end of years 20, 25, 30, 35, 40, 45, 50, and 55 with 6 months notice. 14 For "Capital Expenditure Escrow in Place" identified as "Yes," collections may occur at one time or be ongoing. In certain instances, the amount of the escrow may be capped or collected only for certain periods of such mortgage loan and/or may not be replenished after a release of funds. 15 For "TI/LC Escrow in Place" identified as "Yes," collections may occur at one time or be ongoing. In certain instances the amount of the escrow may be capped or collected only for certain periods of time and/or may not be replenished after a release of funds. The weighted average percentage of mortgage loans disclosed as having TI/LC cash or letter of credit reserves in place considers only mortgage loans on commercial properties, excluding multifamily, manufactured housing II-5 community, land and self storage mortgage properties. 16 "Other Escrow Description" indicates any other types of escrow required, or in certain cases letter of credit required, other than Insurance, Tax, Capital Expenditure and TI/LC. In certain cases, the letter of credit may represent additional security from a tenant, and may therefore be relinquished when such tenant leaves the property at lease expiration. 17 "Springing Escrow Description" indicates the type of escrow required to be funded in the future and/or upon the occurrence of certain future events as outlined in the respective loan documents. 18 "Initial Capital Expenditures Escrow Requirement" indicates the amount of the escrow, or in certain cases the letter of credit, that was deposited at loan closing. 19 "Monthly Capital Expenditure Escrow Requirement" indicates the monthly amount designated for the Capital Expenditure Escrow in the loan documents for such mortgage loan. In certain cases, the amount of the escrow may be capped or collected only for certain periods of time or under certain conditions. 20 "Current Capital Expenditure Escrow Balance" indicates the balance or, in certain cases, a letter of credit, in place as of the March 2003 due dates for the MSMC-, PCF- and BSCMI-originated loans, and as of the February, 2003 due dates for the WFB- and JHREF-originated mortgage loans. 21 "Initial TI/LC Escrow Requirement" indicates the amount of the escrow, or in certain cases the letter of credit, that was deposited at loan closing. 22 "Monthly TI/LC Escrow Requirement" indicates the monthly amount designated for the Tenant Improvements and Leasing Commissions Escrow in the loan documents for such mortgage loan. In certain instances, the amount of the escrow may be capped or collected only for certain periods of time or under certain conditions. 23 "Current TI/LC Escrow Balance" indicates the balance or, in certain cases, a letter of credit, in place as of the March 2003 due dates for the MSMC-, PCF- and BSCMI-originated loans, and as of the February, 2003 due dates for the WFB- and JHREF-originated mortgage loans. 24 "Seasoning" represents the number of payments elapsed from the earlier of the "First Payment Date (P&I)" or "First Payment Date (IO)" to the Cut-off Date. 25 The "Prepayment Code" includes the number of loan payments from the first Due Date to the stated maturity. "LO" represents the lockout period. "DEF" represents defeasance. "DEF/YM1.00" represents either defeasance or the greater of yield maintenance and 1.00%, generally at the option of the borrower. "YM3.00" represents the greater of yield maintenance and 3.00%. "YM1.00" represents the greater of yield maintenance and 1.00%. "Open" represents the number of payments, including the maturity date, at which principal prepayments are permitted without payment of a prepayment premium. For each mortgage loan, the number set forth under a category of "Prepayment Code" represents the number of payments in the Original Term to Maturity for which such provision applies. See Footnotes 26 and 28 for additional prepayment information. With respect to Mortgage Loan No. 3, Federal Center Plaza, the loan documents provide the Mortgagor with alternative prepayment options: (a) a five year lockout period followed by permissible prepayment upon payment of a prepayment premium based upon a yield maintenance formula specified in the loan documents (with prepayment at par permitted during the last ninety days of the term of the loan); and (b) a defeasance provision that is exercisable in accordance with the terms of the related loan documents, two years after the start-up date of the securitization of the last note secured by the related Mortgage to be securitized. With respect to Mortgage Loan No. 139, French Quarter, the loan is locked out to defeasance for 2 years past the securitization date. The loan also allows prepayment with a yield maintenance provision after a lockout period of 5 years from the first principal and interest payment. 26 Mortgage loans with associated Yield Maintenance prepayment premiums are categorized according to unique Yield Maintenance formulas. There are 8 different Yield Maintenance formulas represented by the loans in the subject mortgage II-6 loan pool. The different formulas are referenced by the letters "A", "B", "C", "D", "E", "F", "G", and "H." Exceptions to formulas are shown below formulas. Summaries for the 8 formulas are listed beginning on page II-9. 27 The "Administrative Cost Rate" indicated for each mortgage loan will be calculated based on the same interest accrual method applicable to each mortgage loan. 28 Each of the following mortgage loans is structured with a performance holdback or letter of credit ("LOC") subject to achievement of certain release conditions. The release conditions are referenced by numbers 1-5, which are summarized immediately below the table. The amount of the holdback was escrowed, or the letter of credit was established, for each mortgage loan at closing. Many of the loans with reserves and reserve agreements in place permit or require the amount in the reserve (or proceeds of the letter of credit) to be applied to outstanding loan amounts in the event of a default. The mortgage loans referenced in this paragraph do not include all such loans, but rather only those loans which permit or require the application of the reserve (or proceeds of the letter of credit) to the balance of the mortgage loan if the mortgaged property does not achieve a specified level of financial performance in accordance with the terms of the respective reserve agreements. Although generally the mortgage loans prohibit voluntary partial prepayment, the following mortgage loans may require partial prepayments:
Escrow or LOC Escrowed Holdback or Mtg. Release Letter of Credit Outside Date Prepayment Premium Loan No. Property Name Conditions Initial Amount for Release Provisions ------------ ------------------------------------------ ------------- ----------------------- -------------- -------------------- 85 College Drive Shopping Center 1 $1,375,000 8/1/2004 Yield Maintenance 134 The Rhodes Building 2 $21,094 12/2/2003 Yield Maintenance 142 Lyons Tech I 3 $450,000 LOC 9/1/2003 Yield Maintenance 168 McNab Federal Express 4 $100,000 LOC NAP Yield Maintenance 170 Kensington Apartments 5 $10,325 6/15/2003 Yield Maintenance
All yield maintenance premiums indicated above are to be paid by the borrower. II-7 RELEASE CONDITIONS 1. The holdback will be released if, within 18 months of loan closing, the borrower satisfies the following conditions: 1) the subject is 95% occupied (including the to-be-built addition), 2) the DSCR for the subject, after the proposed release is at least 1.40x based on the actual debt service, and at least 1.10X based on a 10.09% loan constant, 3) the fully funded LTV (including the to-be-built addition) is equal to or less than 75%, 4) construction of the 14,000 SF addition is completed with all required permits, consents, and lien waivers, and the borrower has demonstrated at least a $1.2 million investment toward the build-out (excluding land) resulting in a 75% or less Loan-to-Cost position in the property, and 5) all leased space is leased to tenants paying full rent and open for business. 2. Borrower furnishes to lender a written disbursement request, lien waivers, title endorsement, evidence that the work has been completed in accordance with all permits, bonds, licenses, approvals required by law, and a statement from an architect, contractor or engineering consultant to the extent and cost of the repairs. Lender has inspected or waived its right to inspection. 3. Borrower furnishes to lender a written disbursement request, lien waivers, title endorsement, evidence that the work has been completed in accordance with all permits, bonds, licenses, approvals required by law, a statement from an architect, contractor or engineering consultant to the extent and cost of the improvements, a fully executed lease to DEL Management, Inc. which is acceptable to the lender, lessee's estoppel certificate for DEL, a certificate of occupancy for the DEL space, validation that DEL is in physical occupancy and conducting business operations and a debt service coverage ratio of at least 1.35 times. Lender has inspected or waived its right to inspection. The borrower will furnish the agreement with the broker/agent and an estoppel certificate(s) for Leasing Commissions. 4. Borrower furnishes to lender a written disbursement request, lien waivers, title endorsement, evidence that the work has been completed in accordance with all permits, bonds, licenses, approvals required by law, a statement from an architect, contractor or engineering consultant to the extent and cost of the improvements, a fully executed lease(s) acceptable to the lender, lessee's estoppel certificate and a certificate of occupancy. Lender has inspected or waived its right to inspection. The borrower will furnish the agreement with the broker/agent and an estoppel certificate(s) for Leasing Commissions. 5. Borrower furnishes to lender a written disbursement request, lien waivers, title endorsement, evidence that the work has been completed in accordance with all permits, bonds, licenses, approvals required by law, a statement from an architect, contractor or engineering consultant to the extent and cost of the repairs and an update to the Property Condition Report and Phase I Environmental indicating that all Immediate Repairs have been completed. Lender has inspected or waived its right to inspection. II-8 YIELD MAINTENANCE FORMULAS A LOAN PREPAYMENT. EXCEPT AS PROVIDED BELOW, MAKER MAY NOT PREPAY THE LOAN IN WHOLE OR IN PART. On or after the end of the(1) fifth (5th) Loan Year (as hereinafter defined), on (2)any scheduled payment date and subject to giving Payee not less than thirty (30) nor more than ninety (90) days' prior written notice specifying the scheduled payment date on which prepayment is to be made (the "Prepayment Date"), Maker may prepay the entire principal amount together with any and all accrued interest and other sums due under the Loan Documents, and subject to payment of a prepayment premium equal to the greater of: (a) the positive amount, if any, equal to (i) the sum of the present values of all scheduled payments due under the Note from the Prepayment Date to and including the Maturity Date, minus (ii) the principal balance of the Note immediately prior to such prepayment; or (b) One percent (1%) of the principal balance of the Note immediately prior to such prepayment. All present values shall be calculated as of the Prepayment Date, using a discount rate, compounded monthly, equal to the yield rate, converted to its monthly equivalent, of the United States Treasury Security having the closest maturity date to the Maturity Date of the Note as established in the Wall Street Journal or other business publication of general circulation five (5) business days before the Prepayment Date. In the event that the yield rate on publicly traded United States Treasury Securities is not obtainable, then the nearest equivalent issue or index shall be selected, at Payee's reasonable determination, and used to calculate the prepayment premium. The loan will be open to prepayment without premium(3) during the last ninety (90) days of the term of the loan. If any notice of prepayment is given, the principal balance of the loan and the other sums required pursuant to this Section 2 shall be due and payable on the Prepayment Date, unless Maker provides written notice to Payee that it is revoking said prepayment notice no later than five (5) business days prior to the Prepayment Date. Provided no default exists under the Loan Documents, the above premium shall not to be applicable to a prepayment resulting from Payee's election to require insurance loss proceeds or condemnation awards to be applied to a payment of principal. No partial prepayment shall be allowed(4). The Loan Year is defined as any twelve month period commencing with the date on which the first monthly installment is due or any anniversary thereof.(5) ------------------------------------------------------------------------ NOTES: (1) With respect to Mortgage Loan No. 77, Marketplace Office Park, "fourth (4th) Loan Year", with respect to Mortgage Loan No. 124, Boardwalk Apartments, delete "fifth (5th) Loan Year" , insert "sixth (6th) Loan Year". (2) With respect to Loan No. 1, North Shore Towers, insert "or within five (5) days after," (3) With respect to Loan No. 1, North Shore Towers, insert "on or within five (5) days after any scheduled payment date" (4) With respect to Loan No. 99, Medical Arts Building, insert "(except that the foregoing shall not be applicable to a prepayment resulting from Payee's election to require insurance loss proceeds to be applied to a payment of principal)." (5) With respect to Loan No. 1, North Shore Towers, insert "If such prepayment is made on a scheduled prepayment date within five days thereafter, the Borrower shall be liable for any accrued interest through the date of prepayment. If Loan is prepaid on any other date, the borrower shall owe interest for the entire month during which such prepayment occurs in addition to any other amounts due under Loan Documents." ------------------------------------------------------------------------ II-9 B BASIC CHARGE. Except as provided below, if this Note is prepaid prior to the last 3 months of the term, whether such prepayment is voluntary, involuntary or upon acceleration of the principal amount of this Note by Lender following a Default, Borrower shall pay to Lender on the prepayment date (in addition to all other sums then due and owing to Lender under the Loan Documents) a prepayment charge equal to the greater of the following two amounts: (i) an amount equal to 1% of the amount prepaid; or (ii) an amount equal to (a) the amount, if any, by which the sum of the present values as of the prepayment date of all unpaid principal and interest payments required under this Note, calculated by discounting such payments from their respective scheduled payment dates back to the prepayment date at a discount rate equal to the Periodic Treasury Yield (defined below) exceeds the outstanding principal balance of the Loan as of the prepayment date, multiplied by (b) a fraction whose numerator is the amount prepaid and whose denominator is the outstanding principal balance of the Loan as of the prepayment date. For purposes of the foregoing, "Periodic Treasury Yield" means (iii) the annual yield to maturity of the actively traded non-callable United States Treasury fixed interest rate security (other than any such security which can be surrendered at the option of the holder at face value in payment of federal estate tax or which was issued at a substantial discount) that has a maturity closest to (whether before, on or after) the Maturity Date (or if two or more such securities have maturity dates equally close to the Maturity Date, the average annual yield to maturity of all such securities), as reported in The Wall Street Journal or other authoritative publication or news retrieval service on the fifth Business Day preceding the prepayment date, divided by (iv) 12, if scheduled payment dates are monthly, or 4, if scheduled payment dates are quarterly. II-10 C Borrower shall not have the right or privilege to prepay all or any portion of the unpaid principal balance of the Note until the date which is three (3) months prior to the Maturity Date. From and after such date, provided there is no Event of Default, the principal balance of the Note may be prepaid at par, in whole but not in part, upon: (a) not less than 15 days prior written notice to Lender specifying the date on which prepayment is to be made, which prepayment must occur no later than the fifth day of any such month unless Borrower pays to Lender all interest that would have accrued for the entire month in which the Note is prepaid absent such prepayment. If prepayment occurs on a date other than a scheduled monthly payment date, Borrower shall make the scheduled monthly payment in accordance with the terms of the Note, regardless of any prepayment; (b) payment of all accrued and unpaid interest on the outstanding principal balance of the Note to and including the date on which prepayment is to be made; and (c) payment of all other Indebtedness then due under the Loan Documents. Lender shall not be obligated to accept any prepayment of the principal balance of the Note unless it is accompanied by all sums due in connection therewith. In addition to the Loan Prepayment rights set forth in the above paragraph, (1,1a) after the Lockout Date but prior to the date which is three (3) months prior to the Maturity Date, Borrower may prepay the principal balance of the Note, provided there is no Event of Default, in whole but not in part, upon (a) not less than 30 days prior written notice to the Lender specifying the date on which prepayment is to be made, which prepayment must occur no later than the fifth day of any such month unless Borrower pays to Lender all interest that would have accrued for the entire month in which the Note is prepaid, absent such prepayment. If prepayment occurs on a date other than a scheduled monthly payment date, Borrower shall make the scheduled monthly payment in accordance with the terms of the Note regardless of any prepayment; (b) payment of all accrued and unpaid interest on the outstanding principal balance of the Note to and including the date on which prepayment is made, (c) payment of all other Indebtedness then due under the Loan Documents, and (d) payment of a "Make Whole Premium." The Make Whole Premium shall be (2) the greater of one percent (1%) of the principal amount to be prepaid or a premium calculated as provided in subparagraphs (1)-(3) below. Lender shall not be obligated to accept any prepayment of the principal balance of the Note unless it is accompanied by all sums due in connection therewith. The Make Whole Premium shall be (3) the greater of one percent (1%) of the outstanding principal amount of the Loan or a premium calculated as provided in subparagraphs (1) - (3) below. (1) Determine the "Reinvestment Yield." The Reinvestment Yield will be equal to the yield on the (4) applicable * U.S. Treasury Issue ("Primary Issue") published one week prior to the date of prepayment and converted to an equivalent monthly compounded nominal yield. In the event there is no market activity involving the Primary Issue at the time of prepayment, the Lender shall choose a comparable Treasury Bond, Note or Bill ("Secondary Issue") which the Lender reasonably deems to be similar to the Primary Issue's characteristics (i.e., rate, remaining time to maturity, yield). (2) Calculate the "Present Value of the Loan". The Present Value of the Loan is the present value of the payments to be made in accordance with the Note (all installment payments and any remaining payment due on the Maturity Date) discounted at the Reinvestment Yield for the number of months remaining from the date of prepayment to the Maturity Date. (3) Subtract the amount of the prepaid proceeds from the Present Value of the Loan as of the date of prepayment. Any resulting positive differential shall be the premium. Notwithstanding anything herein to the contrary, during the last 90 days prior to the Maturity Date, the Make Whole Premium shall not be (5) subject to the one percent (1%) minimum and shall be calculated only as provided in (1) through (3) above. (6)*At this time there is not a U.S. Treasury issue for this prepayment period. At the time of prepayment, Lender shall select in its sole and absolute discretion a U.S. Treasury Issue with similar remaining time to maturity as the Note. II-11 ------------------------------------------------------------------------ NOTES: (1) With regard to Mortgage Loan No. 56, Willston Centre II, the following phrase has been inserted "in the event Safeway, Inc. or its permitted assignees or successor elects to exercise its Right of First Offer in accordance with paragraph 1 of Article XXXII of its lease dated January 31, 1985, as amended, but does not elect to assume the Loan and satisfy the Property Transfer Requirements, then Borrower shall be required to prepay the principal balance of the Note in whole, but not is part, upon" and delete everything to (a). (1a) With regard to Loan No. 139, French Quarter, the following phrase has been inserted "after the sixtieth payment date specified in the Note" and the phrase "after the Lockout Date" has been deleted. (2) With regard to Loan No. 67, Galleria Oaks, the following phrase has been inserted "the lesser of (a) the maximum amount which is allowable under Texas law limiting the amount of interest which may be contracted for, charged, or received after considering all other amounts constituting or deemed to constitute interest and (b)". (3) With regard to Loan No. 67, Galleria Oaks, the following phrase has been inserted "the lesser of (i) the maximum amount which is allowable under applicable law limiting the amount of interest which may be contracted for, charged, or received after considering all other amounts constituting or deemed to constitute interest, and (ii)". (4) With regard to Loan No. 134, The Rhodes Building, delete "applicable *" and insert "November 2012". (5) With regard to Loan No. 56, Willston Centre II, insert the following word "payable." and delete the remainder of the sentence. (6) With respect to Loan No. 134, The Rhodes Building, this paragraph is deleted. ------------------------------------------------------------------------ II-12 D Borrower shall not have the right or privilege to prepay all or any portion of the unpaid principal balance of this Note until after the earlier of (a) the second anniversary of a Secondary Market Transaction (as defined in the Security Instrument), or (b) third anniversary of the Month-End Date. After the such date, Borrower may, provided it has given lender prior written notice in accordance with the terms of this Note, prepay the unpaid principal balance of this Note in whole, but not in part, by paying, together with the amount to be prepaid, (a) interest accrued and unpaid on the portion of the principal balance of this Note being prepaid to and including the date of prepayment, (b) unless prepayment is tendered on the first day of a calendar month, an amount equal to the interest that would have accrued on the amount being prepaid after the date of prepayment through and including the last day of the calendar month in which the prepayment occurs had the prepayment not been made (which amount shall constitute additional consideration for the prepayment), (c) all other sums then due under this Note, the Security Instrument and the Other Security Documents, and (d) a prepayment consideration (the "Prepayment Consideration") equal to the greater of (i) one percent (1%) of the principal balance of this Note being prepaid and (ii) the excess, if any, of (A) the sum of the present values of all then-scheduled payments of principal and interest under this Note including, but not limited to, principal and interest on the Maturity Date (with each such payment discounted to its present value at the date of prepayment at the rate which, when compounded monthly, is equivalent to the Prepayment Rate (hereinafter defined)), over (B) the principal amount of this Note being prepaid. The term "Prepayment Rate" means the bond equivalent yield (in the secondary market) on the United States Treasury Security that as of the Prepayment Rate Determination Date (hereinafter defined) has a remaining term to maturity closest to, but not exceeding, the remaining term to the Maturity Date, as most recently published in the "Treasury Bonds, Notes and Bills" section in The Wall Street Journal as of the date of the related tender of payment. If more than one issue of United States Treasury Securities has the remaining term to the Maturity Date referred to above, the "Prepayment Rate" shall be the yield on the United States Treasury Security most recently issued as of such date. The rate so published shall control absent manifest error. The term "Prepayment Rate Determination Date" shall mean the date which is five (5) Business Days prior to the prepayment date. As used herein, "Business Day" shall mean any day other than Saturday, Sunday or any other day on which banks are required or authorized to close in New York, New York. Lender shall notify Borrower of the amount and the basis of determination of the required prepayment consideration. If the publication of the Prepayment Rate in The Wall Street Journal is discontinued, lender shall determine the Prepayment Rate on the basis of "Statistical Release H.15 (519), Selected Interest Rates," or any successor publication, published by the Board of Governors of the Federal Reserve System, or on the basis of such other publication or statistical guide as lender may reasonably select. II-13 E Except as otherwise provided herein, Borrower shall not have the right to prepay the Loan in whole or in part prior to the Permitted Prepayment Date. After the Permitted Prepayment Date, Borrower may, provided it has given Lender prior written notice in accordance with the terms of this Agreement, prepay the unpaid principal balance of the Loan in whole, but not in part, by paying, together with the amount to be prepaid, (i) interest accrued and unpaid on the portion of the principal balance of the Loan being prepaid to and including the date of prepayment, (ii) unless prepayment is tendered on a Payment Date, an amount equal to the interest that would have accrued on the amount being prepaid after the date of prepayment through and including the next Payment Date had the prepayment not been made (which amount shall constitute additional consideration for the prepayment), (iii) all other sums then due under this Agreement, the Note, the Mortgage and the other Loan Documents, and (iv) a prepayment consideration (the "Prepayment Consideration") equal to the greater of (A) one percent (1%) of the principal balance of the Loan being prepaid or (B) the excess, if any, of (1) the sum of the present values of all then-scheduled payments of principal and interest under this Agreement including, but not limited to, principal and interest on the Maturity Date (with each such payment discounted to its present value at the date of prepayment at the rate which, when compounded monthly, is equivalent to the Prepayment Rate), over (2) the principal amount of the Loan being prepaid. Lender shall notify Borrower of the amount and the basis of determination of the required prepayment consideration. "Prepayment Rate" shall mean the bond equivalent yield (in the secondary market) on the United States Treasury Security that as of the Prepayment Rate Determination Date has a remaining term to maturity closest to, but not exceeding, the remaining term to the Maturity Date, as most recently published in the "Treasury Bonds, Notes and Bills" section in The Wall Street Journal as of the date of the related tender of the payment. If more than one issue of United States Treasury Securities has the remaining term to the Maturity Date referred to above, the "Prepayment Rate" shall be the yield on the United States Treasury Security most recently issued as of such date. If the publication of the Prepayment Rate in The Wall Street Journal is discontinued, Lender shall determine the Prepayment Rate on the basis of "Statistical Release H.15(519), Selected Interest Rates," or any successor publication, published by the Board of Governors of the Federal Reserve System, or on the basis of such other publication or statistical guide as Lender may reasonably select. II-14 F Borrower may, provided it has given Lender prior written notice in accordance with the terms of this Note, prepay the unpaid principal balance of this Note in whole, but not in part, by paying, together with the amount to be prepaid, (a) interest accrued and unpaid on the portion of the principal balance of this Note being prepaid to and including the date of prepayment, (b) unless prepayment is tendered on the first day of a calendar month, an amount equal to the interest that would have accrued on the amount being prepaid after the date of prepayment through and including the last day of the calendar month in which the prepayment occurs had the prepayment not been made (which amount shall constitute additional consideration for the prepayment), (c) all other sums then due under this Note, the Security Instrument and the Other Security Documents, and (d) a prepayment consideration (the "Prepayment Consideration") equal to the greater of (i) one percent (1%) of the principal balance of this Note being prepaid and (ii) the excess, if any, of (A) the sum of the present values of all then-scheduled payments of principal and interest under this Note including, but not limited to, principal and interest on the Maturity Date (with each such payment discounted to its present value at the date of prepayment at the rate which, when compounded monthly, is equivalent to the Prepayment Rate (hereinafter defined)), over (B) the principal amount of this Note being prepaid. The term "Prepayment Rate" means the bond equivalent yield (in the secondary market) on the United States Treasury Security that as of the Prepayment Rate Determination Date (hereinafter defined) has a remaining term to maturity closest to, but not exceeding, the remaining term to the Maturity Date, as most recently published in the "Treasury Bonds, Notes and Bills" section in The Wall Street Journal as of such Prepayment Rate Determination Date. If more than one issue of United States Treasury Securities has the remaining term to the Maturity Date referred to above, the "Prepayment Rate" shall be the yield on the United States Treasury Security most recently issued as of the Prepayment Rate Determination Date. The rate so published shall control absent manifest error. The term "Prepayment Rate Determination Date" shall mean the date which is five (5) Business Days prior to the scheduled prepayment date. As used herein, "Business Day" shall mean any day other than Saturday, Sunday or any other day on which banks are required or authorized to close in New York, New York. Lender shall notify Borrower of the amount and the basis of determination of the required prepayment consideration. If the publication of the Prepayment Rate in The Wall Street Journal is discontinued, Lender shall determine the Prepayment Rate on the basis of "Statistical Release H.15 (519), Selected Interest Rates," or any successor publication, published by the Board of Governors of the Federal Reserve System, or on the basis of such other publication or statistical guide as Lender may reasonably select. II-15 G The principal balance of the Lincoln Town Center Note may not be prepaid in whole or in part prior to the Sixth Loan Year. During the Sixth Loan Year or any time thereafter, the principal balance of this Note may be prepaid in whole, but not in part, upon not less than sixty (60) days prior written notice to Lender specifying the date on which prepayment is to be made (the "Prepayment Date") which date must be a Payment Date and upon payment of: (i) all accrued interest to and including the Prepayment Date; (ii) all other sums due under this Note, the Security Instrument and all Other Security Documents; and (iii) the Prepayment Consideration (defined below). Notwithstanding anything to the contrary herein, provided no Event of Default exists, in the event of any prepayment which occurs (i) in whole during the three months prior to the Maturity Date or (ii) in whole or in part in connection with a prepayment resulting from the application of insurance proceeds or condemnation awards pursuant to Sections 3.3 and 3.6 of the Security Instrument or changes in tax and debt credit pursuant to Section 7.3 (a) or (b) of the Security Instrument, no Prepayment Consideration shall be due in connection therewith, but in each instance Borrower shall be required to pay all other sums due hereunder, and no principal amount repaid may be reborrowed. The Prepayment Consideration shall equal an amount equal to the greater of (i) one percent (1%) of the principal balance of this Note being prepaid, or (ii) the product of (A) the ratio of the amount of the principal balance of this Note being prepaid over the outstanding principal balance of this Note on the Prepayment Date (after subtracting the scheduled principal payment on such Prepayment Date), multiplied by (B) the present value as of the Prepayment Date of the remaining scheduled payments of principal and interest from the Prepayment Date through the Maturity Date (including any balloon payment) determined by discounting such payments at the Discount Rate (as hereinafter defined) less the amount of the outstanding principal balance of this Note on the Prepayment Date (after subtracting the scheduled principal payment on such Prepayment Date). The "Discount Rate" is the rate which, when compounded monthly, is equivalent to the Treasury Rate (as hereinafter defined), when compounded semi-annually. The "Treasury Rate" is the yield calculated by the linear interpolation of the yields, as reported in Federal Reserve Statistical Release H.15-Selected Interest Rates under the heading U.S. government securities/Treasury constant maturities for the week ending prior to the Prepayment Date, of U.S. Treasury constant maturities with maturity dates (one longer and one shorter) most nearly approximating the Maturity Date. (In the event Release H.15 is no longer published, Lender shall select a comparable publication to determine the Treasury Rate.) Lender shall notify Borrower of the amount and the basis of determination of the required prepayment consideration. II-16 H The term "Prepayment Rate" means the bond equivalent yield (in the secondary market) on the United States Treasury Security that as of the Prepayment Rate Determination Date (hereinafter defined) has a remaining term to maturity closest to, but not exceeding, the remaining term to the Maturity Date, as most recently published in the "Treasury Bonds, Notes and Bills" section in The Wall Street Journal as of the date of the related tender of payment. If more than one issue of United States Treasury Securities has the remaining term to the Maturity Date referred to above, the "Prepayment Rate" shall be the yield on the United States Treasury Security most recently issued as of such date. The term "Prepayment Rate Determination Date" shall mean the date which is five (5) business days prior to the prepayment date. The rate so published shall control absent manifest error. As used herein, "Business Day" shall mean any day other than Saturday, Sunday or any other day on which banks are required or authorized to close in New York, New York. If the publication of the Prepayment Rate in The Wall Street Journal is discontinued, Lender shall determine the Prepayment Rate on the basis of "Statistical Release H.15 (519), Selected Interest Rates," or any successor publication, published by the Board of Governors of the Federal Reserve System, or on the basis of such other publication or statistical guide as Lender may reasonably select. Notwithstanding anything to the contrary herein, provided no Event of Default exists under this Note, the Security Instrument or the Other Security Documents: (I) Borrower may prepay the principal balance of this Note in whole during the six (6) month period prior to the Maturity Date by paying, together with the amount to be prepaid, (a) interest accrued and unpaid on the portion of the principal balance of this Note being prepaid to and including the date of prepayment, (b) unless prepayment is tendered on the first day of a calendar month, an amount equal to the interest that would have accrued on the amount being prepaid after the date of prepayment through and including the last day of the calendar month in which the prepayment occurs had the prepayment not been made (which amount shall constitute additional consideration for the prepayment), (c) all other sums then due under this Note, the Security Instrument and the Other Security Documents, and (d) a prepayment consideration (the "Prepayment Consideration") equal to the greater of (i) three percent (3%) of the principal balance of this Note being prepaid or (ii) the excess, if any, of (A) the sum of the present values of all then-scheduled payments of principal and interest under this Note including, but not limited to, principal and interest on the Maturity Date (with each such payment discounted to its present value at the date of prepayment at the rate which, when compounded monthly, is equivalent to the Prepayment Rate (hereinafter defined)), over (B) the principal amount of this Note being prepaid. (II) Borrower may prepay the principal balance of this Note in whole during the one (1) month period prior to the Maturity Date and no Prepayment Consideration shall be due in connection therewith, but Borrower shall be required to pay all other sums due hereunder together with all interest which would have accrued on the principal balance of this Note after the date of prepayment to the next Monthly Payment Date, if such prepayment occurs on a date which is not a Monthly Payment Date. II-17