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Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Interest and dividend income:    
Loans receivable, including fees $ 4,540 $ 5,447
Mortgage-backed securities 4,787 3,918
Other investments 288 255
Total interest and dividend income 9,615 9,620
Interest expense:    
Deposits 653 889
FHLB advances and other borrowings 324 453
Total interest expense 977 1,342
Net interest income 8,638 8,278
Provision for loan losses 699 (28)
Net interest income after provision for loan losses 7,939 8,306
Non-interest income:    
Card fees 13,913 14,011
Gain on sale of securities available for sale, net 1,050 526
Loan fees 329 201
Deposit fees 162 181
Bank-owned life insurance income 128 133
Other income 100 254
Total non-interest income 15,682 15,306
Non-interest expense:    
Compensation and benefits 7,176 7,796
Card processing expense 5,322 5,223
Occupancy and equipment expense 2,098 2,042
Goodwill impairment 0 1,566
Legal and consulting expense 1,266 1,411
Data processing expense 275 273
Marketing 167 261
Other expense 2,487 3,046
Total non-interest expense 18,791 21,618
Income before income tax expense 4,830 1,994
Income tax expense 1,739 1,273
Net income $ 3,091 $ 721
Earnings per common share:    
Basic (in dollars per share) $ 0.97 $ 0.23
Diluted (in dollars per share) $ 0.97 $ 0.23