XML 74 R60.htm IDEA: XBRL DOCUMENT v3.22.2.2
LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance $ 68,281 $ 56,188
Provision for credit losses 28,862 49,939
Charge-offs (61,061) (57,273)
Recoveries 9,865 6,654
Ending balance 45,947 68,281
Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 0 12,773
Ending balance   0
Unfunded Loan Commitment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 690 32
Provision for credit losses (324) (173)
Charge-offs 0 0
Recoveries 0 0
Ending balance 366 690
Unfunded Loan Commitment | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   831
Total Committed Loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 68,971 56,220
Provision for credit losses 28,538 49,766
Charge-offs (61,061) (57,273)
Recoveries 9,865 6,654
Ending balance 46,313 68,971
Total Committed Loans | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   13,604
National Lending | Term lending    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 29,351 15,211
Provision for credit losses 4,850 16,944
Charge-offs (12,629) (14,090)
Recoveries 3,049 1,287
Ending balance 24,621 29,351
National Lending | Term lending | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   9,999
National Lending | Asset based lending    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,726 1,406
Provision for credit losses (1,092) 933
Charge-offs (16) (1,200)
Recoveries 432 423
Ending balance 1,050 1,726
National Lending | Asset based lending | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   164
National Lending | Factoring    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 3,997 3,027
Provision for credit losses 11,699 (1,192)
Charge-offs (11,057) 0
Recoveries 1,917 1,175
Ending balance 6,556 3,997
National Lending | Factoring | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   987
National Lending | Lease financing    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 7,629 7,023
Provision for credit losses (2,062) 3,758
Charge-offs (301) (2,969)
Recoveries 636 373
Ending balance 5,902 7,629
National Lending | Lease financing | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   (556)
National Lending | Insurance premium finance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,394 2,129
Provision for credit losses 597 (555)
Charge-offs (767) (1,192)
Recoveries 226 1,977
Ending balance 1,450 1,394
National Lending | Insurance premium finance | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   (965)
National Lending | SBA/USDA    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 2,978 940
Provision for credit losses 863 (703)
Charge-offs (652) 0
Recoveries 74 21
Ending balance 3,263 2,978
National Lending | SBA/USDA | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   2,720
National Lending | Other commercial finance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,168 182
Provision for credit losses 142 622
Charge-offs 0 0
Recoveries 0 0
Ending balance 1,310 1,168
National Lending | Other commercial finance | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   364
National Lending | Commercial finance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 48,243 29,918
Provision for credit losses 14,997 19,807
Charge-offs (25,422) (19,451)
Recoveries 6,334 5,256
Ending balance 44,152 48,243
National Lending | Commercial finance | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   12,713
National Lending | Consumer credit products    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,242 845
Provision for credit losses 158 397
Charge-offs 0 0
Recoveries 0 0
Ending balance 1,400 1,242
National Lending | Consumer credit products | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   0
National Lending | Other consumer finance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 6,112 2,821
Provision for credit losses (1,607) 297
Charge-offs (4,787) (3,324)
Recoveries 345 320
Ending balance 63 6,112
National Lending | Other consumer finance | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   5,998
National Lending | Consumer finance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 7,354 3,666
Provision for credit losses (1,449) 694
Charge-offs (4,787) (3,324)
Recoveries 345 320
Ending balance 1,463 7,354
National Lending | Consumer finance | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   5,998
National Lending | Tax services    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 2 2
Provision for credit losses 28,093 33,276
Charge-offs (30,852) (34,354)
Recoveries 2,762 1,078
Ending balance 5 2
National Lending | Tax services | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   0
National Lending | Warehouse finance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 420 294
Provision for credit losses (93) 127
Charge-offs 0 0
Recoveries 0 0
Ending balance 327 420
National Lending | Warehouse finance | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   (1)
Community Banking    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 12,262 22,308
Provision for credit losses (12,686) (3,965)
Charge-offs 0 (144)
Recoveries 424 0
Ending balance $ 0 12,262
Community Banking | Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance   $ (5,937)