SEGMENT REPORTING

12 Months Ended

Sep. 30, 2017

Segment Reporting [Abstract]

SEGMENT REPORTING

SEGMENT REPORTING

An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Payments, Banking, and Corporate Services/Other. Certain shared services, including the investment portfolio, wholesale deposits and borrowings, are included in Corporate Services/Other. Specialty Lending and Retail Bank are reported in the Banking segment. MPS, Refund Advantage, EPS, SCS, and other tax businesses are reported in the Payments segment.

The Company reclassified goodwill, intangibles, and related amortization expenses during fiscal year 2017 from the Corporate Services / Other segment to Payments and Banking based on how annual impairment testing is performed. Prior period amounts have also been reclassified to conform to the current year presentation.

	Payments		Banking		Corporate Services/Other			Total
Year Ended September 30, 2017
Interest income	$	13,845	$	52,231	$	42,027		$	108,103
Interest expense	503		2,723		11,647			14,873
Net interest income	13,342		49,508		30,380			93,230
Provision for loan losses	7,613		2,976		—			10,589
Non-interest income	165,707		4,685		1,780			172,172
Non-interest expense	132,984		24,520		42,159			199,663
Income (loss) before income tax expense (benefit)	38,452		26,697		(9,999		)	55,150
Total assets	185,521		1,343,968		3,698,843			5,228,332
Total goodwill	87,145		11,578		—			98,723
Total deposits	2,436,893		229,969		556,562			3,223,424

	Payments		Banking		Corporate Services/Other			Total
Year Ended September 30, 2016
Interest income	$	9,711	$	38,321	$	33,364		$	81,396
Interest expense	181		1,331		2,579			4,091
Net interest income	9,530		36,990		30,785			77,305
Provision for loan losses	971		3,634		—			4,605
Non-interest income	95,261		4,280		1,229			100,770
Non-interest expense	77,411		23,001		34,236			134,648
Income (loss) before income tax expense (benefit)	26,409		14,635		(2,222		)	38,822
Total assets	87,311		946,420		2,972,688			4,006,419
Total goodwill	25,350		11,578		—			36,928
Total deposits	2,131,042		299,030		10			2,430,082

	Payments		Banking		Corporate Services/Other			Total
Year Ended September 30, 2015
Interest income	$	7,261	$	31,394	$	22,952		$	61,607
Interest expense	169		1,377		841			2,387
Net interest income	7,092		30,017		22,111			59,220
Provision for loan losses	—		689		776			1,465
Non-interest income	54,417		3,358		399			58,174
Non-interest expense	47,731		19,028		29,747			96,506
Income (loss) before income tax expense (benefit)	13,778		13,658		(8,013		)	19,423
Total assets	93,336		724,834		1,711,535			2,529,705
Total goodwill	25,350		11,578		—			36,928
Total deposits	1,424,304		233,235		(5		)	1,657,534