DEF 14A and UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 14A INFORMATION

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the Securities Exchange Act of 1934

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Monarch Casino & Resort, Inc.

(Name of Registrant as Specified In Its Charter)

(Name of Person(s) Filing Proxy Statement, if other than the Registrant)

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Your Vote Counts! MONARCH CASINO & RESORT, INC. 2021 Annual Meeting Vote by June 7, 2021 11:59 PM ET MONARCH CASINO & RESORT, INC. C/O BROADRIDGE P.O. BOX 1342 BRENTWOOD, NY 11717 D49538-P53036 You invested in MONARCH CASINO & RESORT, INC. and it’s time to vote! You have the right to vote on proposals being presented at the Annual Meeting. This is an important notice regarding the availability of proxy material for the stockholder meeting to be held on June 8, 2021. Get informed before you vote View the Notice and Proxy Statement and Annual Report on Form 10-K online OR you can receive a free paper or email copy of the material(s) by requesting prior to May 25, 2021. If you would like to request a copy of the material(s) for this and/or future stockholder meetings, you may (1) visit www.ProxyVote.com, (2) call 1-800-579-1639 or (3) send an email to sendmaterial@proxyvote.com. If sending an email, please include your control number (indicated below) in the subject line. Unless requested, you will not otherwise receive a paper or email copy. Smartphone users Point your camera here and vote without entering a control number Vote in Person at the Meeting* June 8, 2021 10:00 a.m., MDT Monarch Casino Resort Spa Black Hawk 488 Main Street Black Hawk, CO 80422 *Please check the meeting materials for any special requirements for meeting attendance and instructions on how to obtain directions to the meeting. At the meeting, you will need to request a ballot to vote these shares. V1 For complete information and to vote, visit www.ProxyVote.com Control #

Vote at www.ProxyVote.com THIS IS NOT A VOTABLE BALLOT This is an overview of the proposals being presented at the upcoming stockholder meeting. Please follow the instructions on the reverse side to vote these important matters. Board Recommends Voting Items D49539-P53036 Prefer to receive an email instead? While voting on www.ProxyVote.com, be sure to click “Sign up for E-delivery”. 1. Election of Directors Nominees: 1a. Bob Farahi For 1b. Yvette E. Landau For 2. To approve, on a non-binding, advisory basis, the executive compensation of our named executive officers. For NOTE: Such other business as may properly come before the Annual Meeting or any postponements or adjournments thereof.