AUTHORIZED OFFICERS CERTIFICATE
                                       OF
                         GOLDEN ROAD MOTOR INN, INC.


     The undersigned hereby certify that the following persons currently have
been authorized to act on behalf of GOLDEN ROAD MOTOR INN, INC., a Nevada
corporation (the "Borrower"), holding the positions indicated next to their
names, that the signatures appearing opposite their names below are true and
genuine signatures of such persons, and that each of such persons shall be
deemed an "Authorized Officer" of Borrower as defined in and for the purposes
used in connection with the Credit Agreement (as may be amended or modified
from time to time, the "Credit Agreement"), dated as of the date hereof,
executed by and among the Borrower, MONARCH CASINO & RESORT, INC., a Nevada
corporation ("Guarantor"), the Lenders therein named (each, together with their
respective successors and assigns, individually being referred to as a "Lender"
and collectively as the "Lenders"), WELLS FARGO BANK, National Association, as
the swingline lender (herein in such capacity, together with its successors and
assigns, the "Swingline Lender"), WELLS FARGO BANK, National Association, as
the issuer of letters of credit thereunder (herein in such capacity, together
with their successors and assigns, the "L/C Issuer") and WELLS FARGO BANK,
National Association, as administrative and collateral agent for the Lenders,
Swingline Lender and L/C Issuer (herein, in such capacity, called the "Agent
Bank" and, together with the Lenders, Swingline Lender and L/C Issuer,
collectively referred to as the "Banks"), and such Authorized Officers are
authorized to deliver on behalf of the Borrower the Notices of Borrowings,
Continuation/Conversion Notices, Pricing Certificates, Compliance Certificates
and all other notices, requests, reports, consents, certifications and
authorizations on behalf of the Borrower under the Credit Agreement, and have
been duly authorized by the Borrower as "Authorized Officers" of Borrower for
all purposes under the Credit Agreement and each related Loan Document.

     All capitalized terms used but not otherwise defined in this Certificate
shall have the same meanings as set forth in the Credit Agreement.

NAME              POSITION IN BORROWER                SIGNATURE
------------      ----------------------------        ------------------
Bob Farahi        President

Ben Farahi        Secretary / Treasurer
                  Chief Financial Officer

John Farahi       Chief Executive Officer


IN WITNESS WHEREOF, the undersigned secretary of the Borrower has executed the
foregoing Certificate on behalf of Borrower as of the 20th day of February,
2004.

BORROWER:

GOLDEN ROAD MOTOR INN,
INC., a Nevada corporation


By:
     Ben Farahi,
     Secretary