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Note 10 - REGULATORY CAPITAL REQUIREMENTS - Capital Requirements (Details)
$ in Thousands
Sep. 30, 2024
USD ($)
Dec. 31, 2023
USD ($)
Banking Regulation, Total Capital, Actual $ 1,243,438 $ 1,171,047
Total risk-based capital, actual, ratio 0.1387 0.1429
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 717,351 $ 655,461
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 941,523 $ 860,293
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum $ 896,689 $ 819,327
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum 0.1000 0.1000
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 926,516 $ 841,052
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1033 0.1027
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 538,013 $ 491,596
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 762,185 $ 696,428
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 717,351 $ 655,461
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum 0.0800 0.0800
Banking Regulation, Tier 1 Leverage Capital, Actual $ 926,516 $ 841,052
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1050 0.1003
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 352,823 $ 335,420
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 352,823 $ 335,420
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum $ 441,029 $ 419,275
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum 0.0500 0.0500
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 877,688 $ 792,321
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.0979 0.0967
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 403,510 $ 368,697
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 627,682 $ 573,529
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 582,848 $ 532,562
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Banking Regulation, Total Capital, Actual $ 316,500 $ 300,413
Total risk-based capital, actual, ratio 0.1323 0.1267
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 191,451 $ 189,707
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 251,280 $ 248,990
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum $ 239,314 $ 237,133
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum 0.1000 0.1000
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 286,547 $ 270,744
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1197 0.1142
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 143,588 $ 142,280
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 203,417 $ 201,563
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 191,451 $ 189,707
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum 0.0800 0.0800
Banking Regulation, Tier 1 Leverage Capital, Actual $ 286,547 $ 270,744
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1119 0.1123
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 102,468 $ 96,425
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 102,468 $ 96,425
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum $ 128,085 $ 120,531
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum 0.0500 0.0500
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 286,547 $ 270,744
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1197 0.1142
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 107,691 $ 106,710
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 167,520 $ 165,993
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 155,554 $ 154,137
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Banking Regulation, Total Capital, Actual $ 434,183 $ 381,514
Total risk-based capital, actual, ratio 0.1464 0.1560
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 237,243 $ 195,687
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 311,381 $ 256,840
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum $ 296,554 $ 244,609
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum 0.1000 0.1000
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 406,490 $ 354,940
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1371 0.1451
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 177,932 $ 146,766
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 252,071 $ 207,918
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 237,243 $ 195,687
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum 0.0800 0.0800
Banking Regulation, Tier 1 Leverage Capital, Actual $ 406,490 $ 354,940
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1617 0.1477
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 100,568 $ 96,093
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 100,568 $ 96,093
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum $ 125,710 $ 120,116
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum 0.0500 0.0500
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 406,490 $ 354,940
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1371 0.1451
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 133,449 $ 110,074
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 207,588 $ 171,227
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 192,760 $ 158,996
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Banking Regulation, Total Capital, Actual $ 184,706 $ 171,747
Total risk-based capital, actual, ratio 0.1291 0.1322
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 114,468 $ 103,903
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 150,239 $ 136,372
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum $ 143,085 $ 129,878
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum 0.1000 0.1000
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 171,356 $ 156,629
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1198 0.1206
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 85,851 $ 77,927
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 121,622 $ 110,397
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 114,468 $ 103,903
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum 0.0800 0.0800
Banking Regulation, Tier 1 Leverage Capital, Actual $ 171,356 $ 156,629
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1147 0.1119
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 59,760 $ 56,005
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 59,760 $ 56,005
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum $ 74,700 $ 70,007
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum 0.0500 0.0500
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 171,356 $ 156,629
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1198 0.1206
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 64,388 $ 58,445
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 100,159 $ 90,915
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 93,005 $ 84,421
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Guaranty Bank    
Banking Regulation, Total Capital, Actual $ 289,189 $ 267,822
Total risk-based capital, actual, ratio 0.1378 0.1268
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 167,886 $ 168,967
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 220,350 $ 221,770
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum $ 209,857 $ 211,209
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum 0.1000 0.1000
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 266,765 $ 244,506
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1271 0.1158
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 125,914 $ 126,726
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 178,379 $ 179,528
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 167,886 $ 168,967
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum 0.0800 0.0800
Banking Regulation, Tier 1 Leverage Capital, Actual $ 266,765 $ 244,506
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1189 0.1141
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 89,727 $ 85,688
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 89,727 $ 85,688
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum $ 112,159 $ 107,110
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum 0.0500 0.0500
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 266,765 $ 244,506
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1271 0.1158
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 94,436 $ 95,044
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 146,900 $ 147,847
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 136,407 $ 137,286
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%