XML 54 R43.htm IDEA: XBRL DOCUMENT v3.24.3
Note 3 - LOANS/LEASES RECEIVABLE - Allowance for Estimated Losses on Loans Leases (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Balance, beginning $ 87,706 $ 85,797 $ 87,200 $ 87,706
Change in ACL for writedown of LHFS to fair value (1,812) 175 (4,691) (3,811)
Provisions 3,828 3,260 11,907 9,031
Charged off (3,871) (1,816) (9,182) (6,038)
Recoveries 470 253 1,087 781
Balance, ending 86,321 87,669 86,321 87,669
C&I | C&I - revolving        
Balance, beginning 3,699 4,101 4,224 4,457
Provisions 235 368 (290) 12
Balance, ending 3,934 4,469 3,934 4,469
C&I | C&I - other including lease        
Balance, beginning 30,544 27,162 27,460 27,753
Change in ACL for writedown of LHFS to fair value       (5)
Provisions 2,159 1,111 9,855 3,986
Charged off (3,040) (1,734) (8,259) (5,709)
Recoveries 443 215 1,050 729
Balance, ending 30,106 26,754 30,106 26,754
CRE | Owner occupied - CRE        
Balance, beginning 8,053 8,731 8,223 9,965
Provisions (472) 192 (642) (834)
Charged off (10) (14) (10) (222)
Recoveries   3   3
Balance, ending 7,571 8,912 7,571 8,912
CRE | Non-owner occupied        
Balance, beginning 12,376 11,968 11,581 11,749
Provisions (330) (313) 465 (99)
Recoveries   26   31
Balance, ending 12,046 11,681 12,046 11,681
Construction and land development        
Balance, beginning 12,054 15,888 16,856 14,262
Change in ACL for writedown of LHFS to fair value       (147)
Provisions 2,371 992 (2,431) 2,777
Charged off   (38)   (50)
Balance, ending 14,425 16,842 14,425 16,842
Multi-family        
Balance, beginning 14,257 11,229 12,463 13,186
Change in ACL for writedown of LHFS to fair value (1,812) 175 (4,691) (3,659)
Provisions 649 875 5,322 2,752
Charged off (800)   (800)  
Balance, ending 12,294 12,279 12,294 12,279
Direct financing leases        
Balance, beginning     992  
Charged off (104)   (193)  
Balance, ending 692   692  
Direct financing leases | C&I - other including lease        
Balance, beginning 800 1,000 992 970
Provisions (21) (165) 195 224
Charged off 104 (133) 193 186
Recoveries 17 43 88 73
Balance, ending 692 1,100 692 1,100
1-4 family real estate        
Balance, beginning 5,203 5,213 4,917 4,963
Provisions (773) (45) (464) 200
Charged off     (24)  
Recoveries 22   23 5
Balance, ending 4,452 5,168 4,452 5,168
Consumer        
Balance, beginning 1,520 1,505 1,476 1,371
Provisions (11) 80 92 237
Charged off (21) (30) (89) (57)
Recoveries 5 9 14 13
Balance, ending $ 1,493 $ 1,564 $ 1,493 $ 1,564