NOTE 9 - BUSINESS SEGMENT INFORMATION (Tables)

3 Months Ended

Mar. 31, 2026

Notes Tables

Schedule of business segment information

	Commercial Banking										Intercompany		Consolidated
	QCBT		CRBT		CSB		GB		All other		Eliminations		Total
	(dollars in thousands)
Three Months Ended March 31, 2026
Interest and dividend income	$	36,621	$	34,318	$	21,673	$	30,424	$	69	$	(3,014)	$	120,091
Interest expense		17,087		12,335		8,164		13,871		4,607		(3,411)		52,653
Net interest income		19,534		21,983		13,509		16,553		(4,538)		397		67,438
Provision for credit losses		1,400		223		427		404		—		—		2,454
Noninterest income
Capital markets revenue		—		9,029		—		1,672		—		—		10,701
Other segment revenue items		5,809		3,050		1,524		2,038		41,542		(41,712)		12,251
Total noninterest income		5,809		12,079		1,524		3,710		41,542		(41,712)		22,952
Noninterest expense
Salaries and benefits expense		8,057		9,113		5,369		7,629		1,221		—		31,389
Occupancy expense		1,493		1,941		1,460		1,690		895		—		7,479
Other segment expense items		4,071		3,391		2,001		3,006		1,350		(562)		13,257
Total noninterest expense		13,621		14,445		8,830		12,325		3,466		(562)		52,125
Income tax expense		649		1,965		21		105		(312)		—		2,428
Net income (loss) from continuing operations	$	9,673	$	17,429	$	5,755	$	7,429	$	33,850	$	(40,753)	$	33,383
Goodwill	$	2,791	$	14,980	$	9,888	$	110,936	$	—	$	—	$	138,595
Intangibles		—		330		—		7,244		—		—		7,574
Total assets		3,105,984		2,848,359		1,740,480		2,418,895		1,475,099		(1,975,122)		9,613,695
Three Months Ended March 31, 2025
Interest and dividend income	$	35,937	$	31,932	$	20,008	$	29,343	$	87	$	(634)	$	116,673
Interest expense		17,313		12,466		8,102		15,562		4,286		(1,042)		56,687
Net interest income		18,624		19,466		11,906		13,781		(4,199)		408		59,986
Provision for credit losses		1,412		86		1,362		1,374		—		—		4,234
Noninterest income
Capital markets revenue		—		5,603		62		851		—		—		6,516
Other segment revenue items		5,211		2,395		1,502		1,674		31,716		(32,122)		10,376
Total noninterest income		5,211		7,998		1,564		2,525		31,716		(32,122)		16,892
Noninterest expense
Salaries and benefits expense		7,409		7,861		4,873		6,504		717		—		27,364
Occupancy expense		1,539		1,596		1,238		1,597		485		—		6,455
Other segment expense items		4,034		3,552		2,105		3,076		598		(645)		12,720
Total noninterest expense		12,982		13,009		8,216		11,177		1,800		(645)		46,539
Income tax expense		897		764		(246)		(416)		(691)		—		308
Net income (loss) from continuing operations	$	8,544	$	13,605	$	4,138	$	4,171	$	26,408	$	(31,069)	$	25,797
Goodwill	$	2,791	$	14,980	$	9,888	$	110,936	$	—	$	—	$	138,595
Intangibles		—		568		733		9,099		—		—		10,400
Total assets		2,771,498		2,559,768		1,582,972		2,326,244		1,354,539		(1,512,833)		9,082,188

	Commercial Banking
	QCBT		CRBT		CSB		GB		Total
	(dollars in thousands)
Three Months Ended March 31, 2026
Other segment revenue items:
Equity in net income of subsidiary bank	$	9,673	$	17,429	$	5,755	$	7,429	$	40,286
Total assets:
Investment in subsidiary bank		307,860		476,302		200,462		393,753		1,378,377
Three Months Ended March 31, 2025
Other segment revenue items:
Equity in net income of subsidiary bank	$	8,543	$	13,605	$	4,137	$	4,172	$	30,457
Total assets:
Investment in subsidiary bank		289,980		438,716		177,664		385,073		1,291,433