Exhibit 24.5

                                POWER OF ATTORNEY


STATE OF NEW YORK
COUNTY OF NEW YORK


     KNOW ALL MEN BY THESE PRESENTS that Jeffrey H. Lynford, having an address
at 10 Holly Branch Road, Katonah, New York 10536, has made, constituted and
appointed and BY THESE PRESENTS, does make, constitute and appoint Douglas
Crocker II and Michael J. McHugh, or either of them, having an address at Two
North Riverside Plaza, Chicago, Illinois 60606, his true and lawful
Attorney-in-Fact for him and his name, place and stead to sign and execute in
any and all capacities this Annual Report on Form 10-K and any or all amendments
to this Annual Report granting unto each of such, Attorney-in-Fact, full power
and authority to do and perform each and every act and thing, requisite and
necessary to be done in and about the premises, as fully, to all intents and
purposes as he might or could do if personally present at the doing thereof,
with full power of substitution and revocation, hereby ratifying and confirming
all that each of such Attorney-in-Fact or his substitutes shall lawfully do or
cause to be done by virtue hereof.

     This Power of Attorney shall remain in full force and effect until
terminated by the undersigned through the instrumentality of a signed writing.

     IN WITNESS WHEREOF, Jeffrey H. Lynford, has hereunto set his hand this
4th day of March, 2002.


                                                /s/ Jeffrey H. Lynford
                                              ------------------------------
                                                    Jeffrey H. Lynford

     I, Stasia M. Ananson, a Notary Public in and for said County in the
State of aforesaid, do hereby certify that Jeffrey H. Lynford, personally
known to me to be the same person whose name is subscribed to the foregoing
instrument appeared before me this day in person and acknowledged that he
signed and delivered said instrument as his own free voluntary act for the
uses and purposes therein set forth.

     Given under my hand and notarial seal this 4th day of March, 2002.


                                                /s/ Stasia M. Ananson
                                              ------------------------------
                                                    (Notary Public)

                                STASIA M. ANANSON
                       Notary Public, State of New York
                                No. 01AN6028100
                         Qualified in New York County
My Commission Expires: Commission Expires July 19, 2005