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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME    
Loans, including fees $ 267,287 $ 257,755
Interest bearing balances due from banks and federal funds sold 2,320 2,703
Investment securities 31,882 47,257
Mortgage loans held for sale 203 122
Assets held in trading accounts 122 0
TOTAL INTEREST INCOME 301,814 307,837
INTEREST EXPENSE    
Deposits 97,602 130,454
Federal funds purchased and securities sold under agreements to repurchase 36 113
Other borrowings 1,746 7,714
Subordinated notes and debentures 5,262 6,134
TOTAL INTEREST EXPENSE 104,646 144,415
NET INTEREST INCOME 197,168 163,422
Provision for credit losses 14,622 26,797
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 182,546 136,625
NONINTEREST INCOME    
Bank owned life insurance income 4,218 4,092
Other income 4,827 8,007
TOTAL NONINTEREST INCOME 44,197 46,155
NONINTEREST EXPENSE    
Salaries and employee benefits 75,885 74,824
Occupancy expense, net 12,218 12,651
Furniture and equipment expense 5,423 5,465
Other real estate and foreclosure expense 315 198
Deposit insurance 2,295 5,391
Other operating expenses 44,537 46,051
TOTAL NONINTEREST EXPENSE 140,673 144,580
INCOME BEFORE INCOME TAXES 86,070 38,200
Actual tax provision 17,526 5,812
NET INCOME $ 68,544 $ 32,388
BASIC EARNINGS PER SHARE (in dollars per share) $ 0.47 $ 0.26
DILUTED EARNINGS PER SHARE (in dollars per share) $ 0.47 $ 0.26
Service charges on deposit accounts    
NONINTEREST INCOME    
Non-interest income $ 12,656 $ 12,635
Debit and credit card fees    
NONINTEREST INCOME    
Non-interest income 8,503 8,446
Wealth management fees    
NONINTEREST INCOME    
Non-interest income 10,533 9,629
Mortgage lending income    
NONINTEREST INCOME    
Non-interest income 1,854 2,013
Other service charges and fees    
NONINTEREST INCOME    
Non-interest income $ 1,606 $ 1,333