Note 4 - Loans and Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2015

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)	March 31, 2015		December 31, 2014
Consumer:
Credit cards	$	171,413	$	185,380
Other consumer		107,486		103,402
Total consumer		278,899		288,782
Real Estate:
Construction		178,929		181,968
Single family residential		467,671		455,563
Other commercial		755,701		714,797
Total real estate		1,402,301		1,352,328
Commercial:
Commercial		324,815		291,820
Agricultural		105,228		115,658
Total commercial		430,043		407,478
Other		4,137		5,133
Legacy loans		2,115,380		2,053,721
Loans acquired, not covered by FDIC loss share (net of discount) (1)		2,418,440		575,980
Loans acquired, covered by FDIC loss share (net of discount and allowance) (1)		102,468		106,933
Total loans	$	4,638,288	$	2,736,634

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)	March 31, 2015		December 31, 2014
Consumer:
Credit cards	$	290	$	197
Other consumer		401		405
Total consumer		691		602
Real estate:
Construction		5,341		4,863
Single family residential		4,600		4,010
Other commercial		2,755		1,522
Total real estate		12,696		10,395
Commercial:
Commercial		950		585
Agricultural		174		456
Total commercial		1,124		1,041
Total	$	14,511	$	12,038

Past Due Financing Receivables [Table Text Block]

(In thousands)	Gross 30-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		90 Days Past Due & Accruing
March 31, 2015
Consumer:
Credit cards	$	538	$	439	$	977	$	170,436	$	171,413	$	--
Other consumer		1,205		388		1,593		105,893		107,486		116
Total consumer		1,743		827		2,570		276,329		278,899		116
Real estate:
Construction		1,798		828		2,626		176,303		178,929		--
Single family residential		3,023		2,568		5,591		462,080		467,671		3
Other commercial		3,453		1,406		4,859		750,842		755,701		--
Total real estate		8,274		4,802		13,076		1,389,225		1,402,301		3
Commercial:
Commercial		645		128		773		324,042		324,815		13
Agricultural		435		72		507		104,721		105,228		3
Total commercial		1,080		200		1,280		428,763		430,043		16
Other		--		--		--		4,137		4,137		--
Total	$	11,097	$	5,829	$	16,926	$	2,098,454	$	2,115,380	$	135
December 31, 2014
Consumer:
Credit cards	$	687	$	457	$	1,144	$	184,236	$	185,380	$	--
Other consumer		1,349		447		1,796		101,606		103,402		223
Total consumer		2,036		904		2,940		285,842		288,782		223
Real estate:
Construction		760		570		1,330		180,638		181,968		177
Single family residential		4,913		2,213		7,126		448,437		455,563		248
Other commercial		1,987		847		2,834		711,963		714,797		--
Total real estate		7,660		3,630		11,290		1,341,038		1,352,328		425
Commercial:
Commercial		381		354		735		291,085		291,820		--
Agricultural		119		109		228		115,430		115,658		40
Total commercial		500		463		963		406,515		407,478		40
Other		--		--		--		5,133		5,133		--
Total	$	10,196	$	4,997	$	15,193	$	2,038,528	$	2,053,721	$	688

Impaired Financing Receivables [Table Text Block]

(In thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Average Investment in Impaired Loans		Interest Income Recognized
March 31, 2015											Three Months Ended March 31, 2015
Consumer:
Credit cards	$	439	$	439	$	--	$	439	$	13	$	318	$	5
Other consumer		572		544		8		552		91		586		9
Total consumer		1,011		983		8		991		104		904		14
Real estate:
Construction		8,098		7,482		--		7,482		464		7,251		115
Single family residential		4,789		4,385		240		4,625		781		4,475		71
Other commercial		3,310		2,590		128		2,718		564		2,100		33
Total real estate		16,197		14,457		368		14,825		1,809		13,826		219
Commercial:
Commercial		1,022		958		--		958		172		762		12
Agricultural		182		141		--		141		25		301		5
Total commercial		1,204		1,099		--		1,099		197		1,063		17
Total	$	18,412	$	16,539	$	376	$	16,915	$	2,110	$	15,793	$	250

December 31, 2014											Three Months Ended March 31, 2014
Consumer:
Credit cards	$	197	$	197	$	--	$	197	$	6	$	494	$	5
Other consumer		604		610		9		619		118		860		10
Total consumer		801		807		9		816		124		1,354		15
Real estate:
Construction		7,400		7,020		--		7,020		599		3,001		33
Single family residential		4,442		3,948		377		4,325		899		3,982		44
Other commercial		1,955		1,446		36		1,482		268		9,567		106
Total real estate		13,797		12,414		413		12,827		1,756		16,550		183
Commercial:
Commercial		1,227		566		--		566		102		638		7
Agricultural		501		460		--		460		83		82		1
Total commercial		1,728		1,026		--		1,026		185		720		8
Total	$	16,236	$	14,247	$	422	$	14,669	$	2,065	$	18,624	$	206

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Accruing TDR Loans				Nonaccrual TDR Loans				Total TDR Loans
(Dollars in thousands)	Number		Balance		Number		Balance		Number		Balance
March 31, 2015
Real estate:
Construction		-	$	-		1	$	383		1	$	383
Single-family residential		2		392		3		351		5		743
Other commercial		3		1,835		1		608		4		2,443
Total real estate		5		2,227		5		1,342		10		3,569
Total		5	$	2,227		5	$	1,342		10	$	3,569
December 31, 2014
Real estate:
Construction		-	$	-		1	$	391		1	$	391
Single-family residential		2		393		1		3		3		396
Other commercial		3		1,840		1		614		4		2,454
Total real estate		5		2,233		3		1,008		8		3,241
Total		5	$	2,233		3	$	1,008		8	$	3,241

Schedule of Loans Restructured as TDRs [Table Text Block]

							Modification Type
(Dollars in thousands)	Number of Loans		Balance Prior to TDR		Balance at March 31		Change in Maturity Date		Change in Rate		Financial Impact on Date of Restructure
Three Months Ended March 31, 2015
Real estate:
Single-family residential		2	$	348	$	348	$	348	$	-	$	-
Total real estate		2		348		348		348		-		-
Total		2	$	348	$	348	$	348	$	-	$	-
Three Months Ended March 31, 2014
Real estate:
Single-family residential		1	$	1,031	$	1,031	$	1,031	$	-	$	-
Total real estate		1		1,031		1,031		1,031		-		-
Total		1	$	1,031	$	1,031	$	1,031	$	-	$	-

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)	Risk Rate 1-4		Risk Rate 5		Risk Rate 6		Risk Rate 7		Risk Rate 8		Total
March 31, 2015
Consumer:
Credit cards	$	170,974	$	--	$	439	$	--	$	--	$	171,413
Other consumer		106,683		5		758		40		--		107,486
Total consumer		277,657		5		1,197		40		--		278,899
Real estate:
Construction		174,956		38		3,935		--		--		178,929
Single family residential		457,275		1,941		8,377		78		--		467,671
Other commercial		736,764		7,714		11,223		--		--		755,701
Total real estate		1,368,995		9,693		23,535		78		--		1,402,301
Commercial:
Commercial		301,561		1,667		21,579		8		--		324,815
Agricultural		105,034		20		174		--		--		105,228
Total commercial		406,595		1,687		21,753		8		--		430,043
Other		4,137		--		--		--		--		4,137
Loans acquired, not covered by FDIC loss share		2,332,979		27,043		56,231		2,159		28		2,418,440
Loans acquired, covered by FDIC loss share		102,468		--		--		--		--		102,468
Total	$	4,492,831	$	38,428	$	102,716	$	2,285	$	28	$	4,636,288

(In thousands)	Risk Rate 1-4		Risk Rate 5		Risk Rate 6		Risk Rate 7		Risk Rate 8		Total
December 31, 2014
Consumer:
Credit cards	$	184,923	$	--	$	457	$	--	$	--	$	185,380
Other consumer		102,515		5		839		43		--		103,402
Total consumer		287,438		5		1,296		43		--		288,782
Real estate:
Construction		176,825		84		5,059		--		--		181,968
Single family residential		446,040		1,776		7,665		82		--		455,563
Other commercial		698,329		7,074		9,394		--		--		714,797
Total real estate		1,321,194		8,934		22,118		82		--		1,352,328
Commercial:
Commercial		271,017		1,544		19,248		11		--		291,820
Agricultural		115,106		20		532		--		--		115,658
Total commercial		386,123		1,564		19,780		11		--		407,478
Other		5,133		--		--		--		--		5,133
Loans acquired, not covered by FDIC loss share		535,728		1,435		36,958		1,854		5		575,980
Loans acquired, covered by FDIC loss share		106,933		--		--		--		--		106,933
Total	$	2,642,549	$	11,938	$	80,152	$	1,990	$	5	$	2,736,634

Schedule of Net (charge-offs)/recoveries, excluding loans acquired [Table Text Block]

	Three Months Ended March 31,
(In thousands)	2015			2014
Consumer:
Credit cards	$	(572	)	$	(545	)
Student loans		--			(9	)
Other consumer		(87	)		(16	)
Total consumer		(659	)		(570	)
Real estate:
Construction		--			(430	)
Single-family residential		(251	)		(311	)
Other commercial		(30	)		4
Total real estate		(281	)		(737	)
Commercial:
Commercial		(76	)		(42	)
Agriculture		--			(18	)
Total commercial		(76	)		(60	)
Total	$	(1,016	)	$	(1,367	)

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(In thousands)	Commercial			Real Estate			Credit Card			Other Consumer and Other			Total
Three Months Ended March 31, 2015
Balance, beginning of period	$	6,962		$	15,161		$	5,445		$	1,460		$	29,028
Provision for loan losses		(16	)		673			654			(140	)		1,171
Charge-offs		(245	)		(293	)		(785	)		(220	)		(1,543	)
Recoveries		169			12			213			133			527
Net charge-offs		(76	)		(281	)		(572	)		(87	)		(1,016	)
Balance, March 31, 2015	$	6,870		$	15,553		$	5,527		$	1,233		$	29,183
Period-end amount allocated to:
Loans individually evaluated for impairment	$	197		$	1,809		$	13		$	91		$	2,110
Loans collectively evaluated for impairment		6,673			13,744			5,514			1,142			27,073
Balance, March 31, 2015	$	6,870		$	15,553		$	5,527		$	1,233		$	29,183

(In thousands)	Commercial			Real Estate			Credit Card			Other Consumer and Other			Total
Three Months Ended March 31, 2014
Balance, beginning of period	$	3,205		$	16,885		$	5,430		$	1,922		$	27,442
Provision for loan losses		363			245			559			(259	)		908
Charge-offs		(74	)		(806	)		(816	)		(146	)		(1,842	)
Recoveries		14			69			271			121			475
Net charge-offs		(60	)		(737	)		(545	)		(25	)		(1,367	)
Balance, March 31, 2014	$	3,508		$	16,393		$	5,444		$	1,638		$	26,983
Period-end amount allocated to:
Loans individually evaluated for impairment	$	173		$	1,540		$	14		$	163		$	1,890
Loans collectively evaluated for impairment		3,335			14,853			5,430			1,475			25,093
Balance, March 31, 2014	$	3,508		$	16,393		$	5,444		$	1,638		$	26,983
Period-end amount allocated to:
Loans individually evaluated for impairment	$	185		$	1,756		$	6		$	118		$	2,065
Loans collectively evaluated for impairment		6,777			13,405			5,439			1,342			26,963
Balance, December 31, 2014	$	6,962		$	15,161		$	5,445		$	1,460		$	29,028

Schedule of Loans by impairment evaluation [Table Text Block]

(In thousands)	Commercial		Real Estate		Credit Card		Other Consumer and Other		Total
March 31, 2015
Loans individually evaluated for impairment	$	1,099	$	14,825	$	439	$	552	$	16,915
Loans collectively evaluated for impairment		428,944		1,387,476		170,974		111,071		2,098,465
Balance, end of period	$	430,043	$	1,402,301	$	171,413	$	111,623	$	2,115,380
December 31, 2014
Loans individually evaluated for impairment	$	1,026	$	12,827	$	197	$	619	$	14,669
Loans collectively evaluated for impairment		406,452		1,339,501		185,183		107,916		2,039,052
Balance, end of period	$	407,478	$	1,352,328	$	185,380	$	108,535	$	2,053,721