X0306 4 2016-05-02 0 0000904163 AMERICAN NATIONAL INSURANCE CO /TX/ ANAT 0001468241 Lucas Robert Eugene ONE MOODY PLAZA GALVESTON TX 77550 0 0 0 1 Advisory Director Restricted Stock Units 2016-05-02 4 A 0 750 0.00 A 2017-05-02 2017-05-02 Common Stock 750 750 D Each restricted stock unit represents a contingent right to receive, upon vesting, one share of Issuer's common stock or, at the election of the reporting person, cash in an amount equal to the closing price of such stock on the date of vesting. These restricted stock units vest on May 2, 2017, or upon the reporting person's earlier retirement, death or disability. R. Eugene Lucas, by J. Mark Flippin as Attorney-in-Fact 2016-05-03