X0306 4 2016-03-01 0 0000904163 AMERICAN NATIONAL INSURANCE CO /TX/ ANAT 0001468241 Lucas Robert Eugene ONE MOODY PLAZA GALVESTON TX 77550 0 0 0 1 Advisory Director Common Stock 2016-03-01 4 M 0 750 0.00 A 10197 I By family trust Common Stock 2016-03-01 4 F 0 188 101.69 D 10009 I By family trust Restricted Stock Units 2016-03-01 4 M 0 250 0.00 D 2014-03-01 2016-03-01 Common Stock 250 0 D Restricted Stock Units 2016-03-01 4 M 0 250 0.00 D 2015-03-01 2017-03-01 Common Stock 250 250 D Restricted Stock Units 2016-03-01 4 M 0 250 0.00 D 2016-03-01 2018-03-01 Common Stock 250 500 D This transaction represents the settlement of vested restricted stock units in shares of common stock. Shares withheld at the election of Reporting Person to satisfy applicable tax obligations. Each restricted stock unit represents a contingent right to receive, upon vesting, one share of Issuer's common stock or, at the election of the reporting person, cash in an amount equal to the closing price of such stock on the date of vesting. These restricted stock units vest in three equal annual installments, beginning March 1, 2014, or upon the reporting person's earlier retirement, death or disability. These restricted stock units vest in three equal annual installments, beginning March 1, 2015, or upon the reporting person's earlier retirement, death or disability. These restricted stock units vest in three equal annual installments, beginning March 1, 2016, or upon the reporting person's earlier retirement, death or disability. R. Eugene Lucas, by J. Mark Flippin as Attorney-in-Fact 2016-03-02