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Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2023

Regulatory Matters

Schedule of Bank's actual capital amounts and ratios


		December 31, 2023
												Minimum to be
							Minimum Required					Well Capitalized
							for Capital					Under Prompt
		Actual					Adequacy Purposes					Corrective Action ⁽¹⁾
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated ⁽¹⁾		$	382,578		11.82	%	$	145,605		4.50	%	$	N/A		N/A
Bank			367,445		11.40	%		145,101		4.50	%		209,590		6.50	%
Tier 1 capital to risk weighted assets													.
Consolidated ⁽¹⁾			391,534		12.10	%		194,139		6.00	%		N/A		N/A
Bank			367,445		11.40	%		193,468		6.00	%		257,957		8.00	%
Total capital to risk weighted assets
Consolidated ⁽¹⁾			477,590		14.76	%		258,853		8.00	%		N/A		N/A
Bank			403,501		12.51	%		257,957		8.00	%		322,446		10.00	%
Tier 1 capital to average assets
Consolidated ⁽¹⁾			391,534		10.57	%		148,111		4.00	%		N/A		N/A
Bank			367,445		9.92	%		148,186		4.00	%		185,232		5.00	%

(1)	“Minimum to be Well Capitalized Under Prompt Corrective Action” is not formally defined under applicable banking regulations for bank holding companies.


		December 31, 2022
												Minimum to be
							Minimum Required					Well Capitalized
							for Capital					Under Prompt
		Actual					Adequacy Purposes					Corrective Action ⁽¹⁾
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated ⁽¹⁾		$	389,335		13.39	%	$	130,862		4.50	%	$	N/A		N/A
Bank			370,749		12.76	%		130,791		4.50	%		188,920		6.50	%
Tier 1 capital to risk weighted assets													.
Consolidated ⁽¹⁾			398,179		13.69	%		174,482		6.00	%		N/A		N/A
Bank			370,749		12.76	%		174,388		6.00	%		232,517		8.00	%
Total capital to risk weighted assets
Consolidated ⁽¹⁾			479,325		16.48	%		232,643		8.00	%		N/A		N/A
Bank			401,895		13.83	%		232,517		8.00	%		290,646		10.00	%
Tier 1 capital to average assets
Consolidated ⁽¹⁾			398,179		11.25	%		141,514		4.00	%		N/A		N/A
Bank			370,749		10.48	%		141,440		4.00	%		176,800		5.00	%

(1)	“Minimum to be Well Capitalized Under Prompt Corrective Action” is not formally defined under applicable banking regulations for bank holding companies.