Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2023

Regulatory Matters

Schedule of Bank's actual capital amounts and ratios

	June 30, 2023
										Minimum to be
						Requirements				Well Capitalized
						for Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated	$	395,276	13.30	%	$	133,728	4.50	%	$	N/A	N/A
Bank		383,663	12.93	%		133,585	4.50	%		192,895	6.50	%
Tier 1 capital to risk weighted assets										.
Consolidated		404,176	13.60	%		178,304	6.00	%		N/A	N/A
Bank		383,663	12.93	%		178,113	6.00	%		237,409	8.00	%
Total capital to risk weighted assets
Consolidated		490,091	16.49	%		237,738	8.00	%		N/A	N/A
Bank		419,578	14.14	%		237,486	8.00	%		296,762	10.00	%
Tier 1 capital to average assets
Consolidated		404,176	11.15	%		144,987	4.00	%		N/A	N/A
Bank		383,663	10.59	%		144,890	4.00	%		181,112	5.00	%

	December 31, 2022
										Minimum to be
						Requirements				Well Capitalized
						for Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated	$	389,335	13.39	%	$	130,862	4.50	%	$	N/A	N/A
Bank		370,749	12.76	%		130,791	4.50	%		188,920	6.50	%
Tier 1 capital to risk weighted assets										.
Consolidated		398,179	13.69	%		174,482	6.00	%		N/A	N/A
Bank		370,749	12.76	%		174,388	6.00	%		232,517	8.00	%
Total capital to risk weighted assets
Consolidated		479,325	16.48	%		232,643	8.00	%		N/A	N/A
Bank		401,895	13.83	%		232,517	8.00	%		290,646	10.00	%
Tier 1 capital to average assets
Consolidated		398,179	11.25	%		141,514	4.00	%		N/A	N/A
Bank		370,749	10.48	%		141,440	4.00	%		176,800	5.00	%