Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2022

Regulatory Matters

Schedule of Bank's actual capital amounts and ratios

	September 30, 2022
										Minimum to be
						Requirements				Well Capitalized
						for Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated	$	381,019	13.63	%	$	125,839	4.50	%	$	N/A	N/A
Bank		363,457	13.01	%		125,754	4.50	%		181,645	6.50	%
Tier 1 capital to risk weighted assets										.
Consolidated		389,834	13.94	%		167,785	6.00	%		N/A	N/A
Bank		363,457	13.01	%		167,672	6.00	%		223,563	8.00	%
Total capital to risk weighted assets
Consolidated		470,802	16.84	%		223,713	8.00	%		N/A	N/A
Bank		394,425	14.11	%		223,562	8.00	%		279,454	10.00	%
Tier 1 capital to average assets
Consolidated		389,834	10.82	%		144,131	4.00	%		N/A	N/A
Bank		363,457	11.12	%		130,728	4.00	%		163,410	5.00	%

	December 31, 2021
										Minimum to be
						Requirements				Well Capitalized
						for Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated	$	314,628	14.65	%	$	96,647	4.50	%	$	N/A	N/A
Bank		297,453	13.87	%		96,538	4.50	%		139,444	6.50	%
Tier 1 capital to risk weighted assets										.
Consolidated		323,358	15.06	%		128,862	6.00	%		N/A	N/A
Bank		297,453	13.87	%		128,718	6.00	%		171,624	8.00	%
Total capital to risk weighted assets
Consolidated		400,263	18.64	%		171,816	8.00	%		N/A	N/A
Bank		324,328	15.12	%		171,624	8.00	%		214,530	10.00	%
Tier 1 capital to average assets
Consolidated		323,358	9.79	%		132,112	4.00	%		N/A	N/A
Bank		297,453	9.01	%		132,039	4.00	%		165,049	5.00	%