Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2021

Regulatory Matters

Schedule of Bank's actual capital amounts and ratios

	March 31, 2021
										Minimum to be
						Requirements				Well Capitalized
						for Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated	$	279,434	13.48	%	$	93,307	4.50	%	$	N/A	N/A
Bank		265,300	12.80	%		93,244	4.50	%		134,685	6.50	%
Tier 1 capital to risk weighted assets										.
Consolidated		287,770	13.88	%		124,410	6.00	%		N/A	N/A
Bank		265,300	12.80	%		124,325	6.00	%		165,766	8.00	%
Total capital to risk weighted assets
Consolidated		363,785	17.54	%		165,880	8.00	%		N/A	N/A
Bank		291,298	14.06	%		165,766	8.00	%		207,208	10.00	%
Tier 1 capital to average assets
Consolidated		287,770	9.59	%		120,012	4.00	%		N/A	N/A
Bank		265,300	8.85	%		119,947	4.00	%		149,934	5.00	%

	December 31, 2020
										Minimum to be
						Requirements				Well Capitalized
						for Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated	$	265,490	12.75	%	$	93,723	4.50	%	$	N/A	N/A
Bank		251,806	12.10	%		93,632	4.50	%		135,246	6.50	%
Tier 1 capital to risk weighted assets										.
Consolidated		273,797	13.15	%		124,964	6.00	%		N/A	N/A
Bank		251,806	12.10	%		124,843	6.00	%		166,457	8.00	%
Total capital to risk weighted assets
Consolidated		349,620	16.79	%		166,618	8.00	%		N/A	N/A
Bank		277,916	13.36	%		166,457	8.00	%		208,071	10.00	%
Tier 1 capital to average assets
Consolidated		273,797	9.24	%		118,587	4.00	%		N/A	N/A
Bank		251,806	8.50	%		118,511	4.00	%		148,139	5.00	%