Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 95,751	$ 144,006
Available-for-sale	495,414	310,350
Equity		2,808
Loans held for sale	111,311	46,846
Loans	2,058,419	1,721,279
Allowance for loan losses	(31,337)	(23,924)
Net loans	2,027,082	1,697,355
Land, premises and equipment, net	20,493	20,629
Operating lease right-of-use assets	8,168	8,343
Accrued interest receivable	9,199	7,551
Bank-owned life insurance	32,161	31,566
Goodwill	27,329	27,329
Other intangible assets	15,421	18,391
Servicing rights	2,579	3,845
Deferred income taxes, net	8,628	7,891
Other assets	45,273	29,968
Total assets	2,898,809	2,356,878
Deposits
Noninterest-bearing	693,450	577,704
Interest-bearing	1,768,920	1,393,612
Total deposits	2,462,370	1,971,316
Long-term debt	58,745	58,769
Operating lease liabilities	8,671	8,864
Accrued expenses and other liabilities	47,020	32,201
Total liabilities	2,576,806	2,071,150
Stockholders’ equity
Preferred stock, $1 par value, 2,000,000 shares authorized: 0 issued and outstanding
Common stock, $1 par value, 30,000,000 shares authorized: 17,121,863 and 17,049,551 issued and outstanding	17,122	17,050
Additional paid-in capital	89,757	88,650
Retained earnings	204,581	178,092
Accumulated other comprehensive income (loss)	10,543	1,936
Total stockholders’ equity	322,003	285,728
Total liabilities and stockholders’ equity	$ 2,898,809	$ 2,356,878