Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2020

Regulatory Matters

Schedule of Bank’s actual capital amounts and ratios

	March 31, 2020
										Minimum to be
						Requirements				Well Capitalized
						for Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated	$	243,448	12.36	%	$	88,643	4.50	%	$	N/A	N/A
Bank		232,162	11.80	%		88,567	4.50	%		127,930	6.50	%
Tier 1 capital to risk weighted assets										.
Consolidated		251,671	12.78	%		118,190	6.00	%		N/A	N/A
Bank		232,162	11.80	%		118,089	6.00	%		157,452	8.00	%
Total capital to risk weighted assets
Consolidated		325,964	16.55	%		157,587	8.00	%		N/A	N/A
Bank		256,793	13.05	%		157,452	8.00	%		196,815	10.00	%
Tier 1 capital to average assets
Consolidated		251,671	10.62	%		94,826	4.00	%		N/A	N/A
Bank		232,162	9.80	%		94,752	4.00	%		118,440	5.00	%

	December 31, 2019
										Minimum to be
						Requirements				Well Capitalized
						for Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated	$	239,672	12.48	%	$	86,452	4.50	%	$	N/A	N/A
Bank		228,512	11.91	%		86,362	4.50	%		124,745	6.50	%
Tier 1 capital to risk weighted assets										.
Consolidated		247,866	12.90	%		115,270	6.00	%		N/A	N/A
Bank		228,512	11.91	%		115,149	6.00	%		153,532	8.00	%
Total capital to risk weighted assets
Consolidated		321,415	16.73	%		153,693	8.00	%		N/A	N/A
Bank		252,436	13.15	%		153,532	8.00	%		191,915	10.00	%
Tier 1 capital to average assets
Consolidated		247,866	11.05	%		91,504	4.00	%		N/A	N/A
Bank		228,512	10.20	%		89,615	4.00	%		112,018	5.00	%