Note 7 - Loan Servicing (Tables)

9 Months Ended

Sep. 30, 2025

Notes Tables

Schedule of Servicing Assets at Fair Value [Table Text Block]

	Three months ended			Nine months ended
	September 30,			September 30,
(dollars in thousands)	2025			2025
Balance at beginning of period	$	7,184		$	7,918
Additions from loans sold with servicing rights retained		53			154
Change in fair value		(529	)		(1,364	)
Balance at end of period	$	6,708		$	6,708

Servicing Asset at Amortized Cost [Table Text Block]

	Three months ended			Nine months ended
	September 30,			September 30,
(dollars in thousands)	2024			2024
Servicing Assets:
Balance at beginning of period	$	1,963		$	2,052
Additions, net of valuation reserve (1)		225			358
Amortization (2)		(105	)		(327	)
Balance at end of period		2,083			2,083
Less valuation reserve (3)		(209	)		(209	)
Balance at end of period, net of valuation reserve	$	1,874		$	1,874
Fair value, beginning of period	$	2,082		$	2,062
Fair value, end of period	$	1,874		$	1,874

Schedule of Assumptions for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Table Text Block]

	September 30,			December 31,
(dollars in thousands)	2025			2024
Fair value of servicing rights	$	6,708		$	7,918
Weighted-average remaining term, years		21.6			22.0
Prepayment speeds		13.4	%		9.9	%
Discount rate		10.3	%		10.5	%