Note 9 - Loan Servicing (Tables)

12 Months Ended

Dec. 31, 2024

Notes Tables

Schedule of Servicing Assets at Fair Value [Table Text Block]

	Year ended
	December 31,
(dollars in thousands)	2024
Balance at beginning of period	$	2,052
Servicing assets acquired in business combination		5,445
Additions from loans sold with servicing rights retained		224
Change in fair value		197
Balance at end of period	$	7,918

Servicing Asset at Amortized Cost [Table Text Block]

(dollars in thousands)	2023			2022
Servicing Assets:
Balance at beginning of period	$	2,643		$	1,880
Additions, net of valuation reserve (1)		300			1,538
Amortization (2)		(595	)		(524	)
Balance at end of period		2,348			2,894
Less valuation reserve (3)		(296	)		(251	)
Balance at end of period, net of valuation reserve	$	2,052		$	2,643
Fair value, beginning of period	$	2,314		$	1,892
Fair value, end of period	$	2,062		$	2,314

Schedule of Assumptions for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Table Text Block]

	December 31,			December 31,
(dollars in thousands)	2024			2023
Fair value of servicing rights	$	7,918		$	2,062
Weighted-average remaining term, years	22.0				18.8
Prepayment speeds		9.9	%		6.2	%
Discount rate		10.5	%		11.1	%