Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Cash and cash equivalents	$ 65,975	$ 129,893
Trading	2,708	0
Available-for-sale, at fair value (amortized cost of $549,122 and $584,754, respectively)	466,003	486,736
Held-to-maturity, at amortized cost (fair value of $249,862 and $258,617, respectively, with an allowance for credit losses on investments of $137 and $213, respectively)	281,913	299,515
Loans held for sale	13,487	11,497
Loans	3,032,343	2,759,583
Allowance for credit losses on loans	(39,142)	(35,843)
Net loans	2,993,201	2,723,740
Land, premises and equipment, net	18,790	17,940
Operating lease right-of-use assets	9,268	5,436
Accrued interest receivable	16,469	15,700
Bank-owned life insurance	35,793	33,236
Goodwill	46,783	46,783
Other intangible assets, net	13,186	17,158
Servicing rights	1,874	2,052
Deferred income taxes, net	33,054	34,595
Other assets	86,136	83,432
Total assets	4,084,640	3,907,713
Deposits
Noninterest-bearing	657,547	728,082
Interest-bearing	2,666,003	2,367,529
Total deposits	3,323,550	3,095,611
Short-Term Debt	244,700	314,170
Long-term debt	59,041	58,956
Operating lease liabilities	9,643	5,751
Accrued expenses and other liabilities	61,220	64,098
Total liabilities	3,698,154	3,538,586
Commitments and contingencies (Note 13)
Stockholders’ equity
Preferred stock, $1 par value, 2,000,000 shares authorized: 0 issued and outstanding	0	0
Common stock, $1 par value, 30,000,000 shares authorized: 19,790,005 and 19,734,077 issued and outstanding	19,790	19,734
Additional paid-in capital	151,257	150,343
Retained earnings	278,863	272,705
Accumulated other comprehensive income (loss)	(63,424)	(73,655)
Total stockholders’ equity	386,486	369,127
Total liabilities and stockholders’ equity	$ 4,084,640	$ 3,907,713