X0306 5 2012-12-31 0 0 1 0000885550 CREDIT ACCEPTANCE CORP CACC 0000901185 FOSS DONALD A 25505 WEST TWELVE MILE ROAD SOUTHFIELD MI 48034 1 1 1 0 Chairman Common Stock 2012-07-18 4 S 0 20 98.70 D 20592 I By limited liability company Common Stock 2012-07-18 4 S 0 3068 98.60 D 17524 I By limited liability company Common Stock 2012-07-27 4 S 0 80 96.03 D 17444 I By limited liability company Common Stock 2012-07-27 4 S 0 4920 96.00 D 12524 I By limited liability company Common Stock 2012-07-27 4 S 0 6912 95.00 D 5612 I By limited liability company Common Stock 2012-07-30 4 S 0 5612 97.25 D 0 I By limited liability company Common Stock 2878752 I By ex-wife's trust Common Stock 3848898 I By daughter's trusts Shares are owned by a limited liability company in which Mr. Foss has a 20% interest. Mr. Foss disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein. Shares are owned of record by Karol A. Foss, as Trustee of the Karol A. Foss Revocable Trust Under Agreement dated January 16, 1981, as amended and restated on January 26, 1984, June 28, 1990, December 10, 1997 and April 1, 2005. Pursuant to an agreement dated December 6, 2001 (which expires December 6, 2013), Mr. Foss has sole voting power and dispositive power over such shares but Ms. Foss and her Trusts have the right to receive any dividends on and any proceeds from the sale of such shares. Mr. Foss disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein. Shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Trust Under Agreement dated March 28, 2007 and the Karol A. Foss Irrevocable Grandchildren's Trust dated December 22, 2008. Pursuant to an agreement dated December 6, 2001 (which expires on December 6, 2013), Mr. Foss has sole voting power and dispositive power over such shares but Ms. Foss Watson and her Trusts have the right to receive any dividends on and any proceeds from the sale of such shares. Mr. Foss disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein. This Form 5 is 2 of 2 filed for the year ended December 31, 2012 for Mr. Foss. /s/ Donald A. Foss 2013-01-09